98 Beaver Terrace, Toronto, ON

Dovercourt-Wallace Emerson-Junction, Toronto · MLS® W13776648

$1,339,000
For Sale
Listed 37 days agoNo offer date stated
3Bedrooms
2Bathrooms
1Garage · 2 parking
1100-1500Sq ft

About this home

In short

  • Rare Toronto cul-de-sac gem.
  • 1 - Original Owners: Witnessed and oversaw the construction from the ground up.
  • 2 - Larger Footprint: Built roughly two meters longer than most of the homes on the street, delivering a significantly larger kitchen and basement.
  • 3 - Superior Construction: The only home on the street featuring a solid concrete block firewall between the adjacent property for premium soundproofing and fire...
  • To top it off, you are a quick 5-to-10-minute drive from Dufferin Mall and premium grocery options.

Rare Toronto cul-de-sac gem! This clean, meticulously maintained property stands completely apart from its neighbors, boasting four exclusive advantages over every other home on the street. 1 - Original Owners: Witnessed and oversaw the construction from the ground up. 2 - Larger Footprint: Built roughly two meters longer than most of the homes on the street, delivering a significantly larger kitchen and basement. 3 - Superior Construction: The only home on the street featuring a solid concrete block firewall between the adjacent property for premium soundproofing and fire safety.4 - Private Side Walkway: Offers independent outdoor access, entirely eliminating neighbor friction over snow clearance or shared space for garbage bins. Two other differentiators are that this house sits on one of the city's few quiet cul-de-sacs, removing speeding cars and cut-through traffic to create an ideal sanctuary for young families. A massive city bonus includes dual ground basement level entrances; the separate rear walk-out offers incredible potential for a private, income-generating rental studio or an in-law suite. The location offers elite urban convenience. Enjoy easy walking distance to schools, parks, churches, and the trendy restaurants of Geary Avenue and St. Clair. Commuters can step onto the Davenport bus at the end of the street and ride it directly to Dupont or Spadina stations, or use the Dufferin bus line. To top it off, you are a quick 5-to-10-minute drive from Dufferin Mall and premium grocery options. See link to virtual tour

Key facts

Property type
Semi-Detached, 2-Storey
MLS®
W13776648
Bedrooms
3
Bathrooms
2
Size
1100-1500 sq ft
Lot
21.69 × 87.41 ft
Cross streets
Dufferin St & Davenport Rd
Parking
1 garage · 2 parking (built-in)
Basement
Finished with Walk-Out, Separate Entrance
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,769 / 2025
Days on market
37
Listing brokerage
RIGHT AT HOME REALTY

Rooms

Dining RoomMain8.09 × 3.00 m

Combined w/Living

RecreationLower5.17 × 5.05 m

Walk-Out

Bedroom 3Second3.04 × 3.91 m

Closet

KitchenMain3.39 × 5.09 m

eat-in kitchen · breakfast area

Primary BedroomSecond3.23 × 4.41 m

Double Closet

Bedroom 2Second2.82 × 3027.00 m

Closet

Living RoomMain8.09 × 3.00 m

Combined w/Dining

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Regal Road Junior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What sellers nearby are askingCurrently listed nearby in Dovercourt-Wallace Emerson-Junction · asking prices
$1.23Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $943/sqft; this home lists at $1,030/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
1.34MThis home999k1.30M1.38MThis home vs active comparables

Neighbourhood & location

Dovercourt-Wallace Emerson-Junction, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Corso Italia-Davenport
$899K
Wychwood
$1.14M
Junction Area
$1.16M
Palmerston-Little Italy
$1.68M
Annex
$2.07M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Regal Road Junior Public School
73%
Regal Road Junior Public SchoolPublic · Elementary · 0.4 km awayAround the GTA average · 73% meet the provincial standard
Winona Drive Senior Public SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
Dovercourt Public School · Public elementary0.8 km · 62% at standard
St Clare Catholic School · Catholic elementary0.9 km · 72% at standard
Stella Maris Catholic School · Catholic elementary0.9 km · 76% at standard
St Sebastian Catholic School · Catholic elementary1.1 km · 92% at standard
Pauline Junior Public School · Public elementary1.1 km · 76% at standard
St Paul VI Catholic School · Catholic elementary1.1 km · 76% at standard
St Rita Catholic School · Catholic elementary1.1 km · 73% at standard
Perth Avenue Junior Public School · Public elementary1.2 km · 77% at standard
St Anthony Catholic School · Catholic elementary1.2 km · 78% at standard
St Luigi Catholic School · Catholic elementary1.2 km · 36% at standard
McMurrich Junior Public School · Public elementary1.3 km · 81% at standard
Carleton Village Junior and Senior Public School · Public elementary1.3 km · 42% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$6,103/mo
$251KIncome needed
5.3×Price ÷ income
$1,408Weekly cost
$46,510Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $6,103Property tax $481Total carry $6,583

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,923per month

Mortgage amount $1,071,200 · 4.49% over 25 years

$267,800Down payment (20.0%)
$1,071,200Loan before insurance
$0CMHC premium
$6,404Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,923
Property tax
$481
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,404

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$23,255
Toronto municipal land transfer tax
$23,255
Estimated closing costs
$46,510

Plus your down payment of $267,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$7,169/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$705,655Total interest paid
$1,776,855Total of all payments
Principal $1,071,200 Interest $705,655
YearPrincipalInterestBalance
1$23,905$47,170$1,047,295
2$24,990$46,084$1,022,305
3$26,125$44,950$996,181
4$27,311$43,763$968,870
5$28,551$42,523$940,319
6$29,847$41,227$910,472
7$31,202$39,872$879,270
8$32,619$38,455$846,651
9$34,100$36,974$812,551
10$35,648$35,426$776,902
11$37,267$33,807$739,635
12$38,959$32,115$700,676
13$40,728$30,346$659,948
14$42,577$28,497$617,371
15$44,510$26,564$572,861
16$46,531$24,543$526,330
17$48,644$22,430$477,686
18$50,853$20,222$426,833
19$53,161$17,913$373,672
20$55,575$15,499$318,097
21$58,099$12,976$259,998
22$60,736$10,338$199,262
23$63,494$7,580$135,768
24$66,377$4,697$69,391
25$69,391$1,683$0

At the end of your 5-year term

Total paid over the term
$355,371
Principal paid down
$130,881
Interest paid
$224,490
Balance remaining
$940,319

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
1.3%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.1%
Gross yield
− Property tax $5,769− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $17,395

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

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