199 Harrowsmith Drive, Mississauga, ON

Hurontario, Mississauga · MLS® W13777606

$1,399,999
For Sale
Listed 8 days agoNo offer date stated
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4+2Bedrooms
4Bathrooms
2Garage · 4 parking
2000-2500Sq ft

About this home

In short

  • Welcome to this beautifully renovated home offering spacious, modern living in a highly desirable location.
  • Featuring brand-new hardwood flooring, a stylish new kitchen with new appliances, renovated bathrooms, custom closets, and new blinds throughout.
  • The spacious primary bedroom includes a private 3-piece ensuite, while three additional bedrooms feature large windows and plenty of natural light.
  • Close to School, Supermarket, Squareone Mall, Etc

Welcome to this beautifully renovated home offering spacious, modern living in a highly desirable location. Featuring brand-new hardwood flooring, a stylish new kitchen with new appliances, renovated bathrooms, custom closets, and new blinds throughout.The spacious primary bedroom includes a private 3-piece ensuite, while three additional bedrooms feature large windows and plenty of natural light. An abundance of windows throughout the home creates a bright and welcoming atmosphere. A wonderful opportunity to own a move-in-ready home that combines modern style, comfort, and functionality in a desirable location. Close to School, Supermarket, Squareone Mall, Etc

Key facts

Property type
Detached, 2-Storey
MLS®
W13777606
Bedrooms
4+2 (6 total)
Bathrooms
4 (1 half)
Size
2000-2500 sq ft
Lot
45.93 × 109.74 ft
Cross streets
Huntington Ridge / Harrowsmith
Parking
2 garage · 4 parking (attached)
Basement
Finished
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick Veneer
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$8,757 / 2026
Days on market
8
Listing brokerage
HOMELIFE NEW WORLD REALTY INC.

Rooms

Dining RoomMain3.05 × 4.88 m

hardwood floor · large window

KitchenMain6.71 × 4.88 m

breakfast area · walk-out · large window

BedroomBasement3.96 × 3.96 m

Vinyl Floor

OfficeMain3.05 × 3.05 m

hardwood floor · large window

Primary BedroomSecond6.10 × 3.96 m

3 pc ensuite · large window · walk-in closet(s)

BedroomBasement3.66 × 4.27 m

Vinyl Floor

Bedroom 4Second3.05 × 3.05 m

hardwood floor · large window · closet

Bedroom 2Second3.35 × 3.05 m

hardwood floor · large window · closet

Family RoomMain3.05 × 6.10 m

hardwood floor · large window

Bedroom 3Second3.05 × 3.05 m

hardwood floor · large window · closet

RecreationBasement2.44 × 4.27 m

Vinyl Floor

Our TakeTeam Asgarian · Broker
A small discount is typical
$1.38Mlikely sale price

Listed at $1,399,999. Going by how homes in Hurontario and the wider GTA have actually closed against their asking prices (about 98%, 34 local closings in 90 days), the likely sale price is near $1.38M, if it sells. A realistic range is $1.29M to $1.55M.

Independent value check: $1.27M. Without looking at the asking price, our model values the home itself about 9% below the ask (homes like it typically land between $1.19M and $1.33M).

Why $1.27M. The typical detached home sold in Hurontario over the past year went for about $1.19M (150 sales). What sets this one apart:

  • ▲ Raises itIts tax bill, which follows the city's own assessment, is $8,757 a year; the typical home sold here pays about $7,500.
  • ▲ Raises itThe listing describes it as fully renovated or newly built.
List price
$1.29MBelow recent closings$1.55MAbove recent closings

Total price vs nearby homes. Likely closing about $1.38M, from 34 recent closings in this pocket.

The market behind the math:

34sold nearby · 90 days
$1.12Mmedian sold price
100%of asking, on average
−14%prices vs a year ago
~26 dayshomes like this take to sell
8days on market so far
$4,147/moest. rent · 32 leases
3.6%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 2.2 months of inventory: 25 detached homes for sale in the area against 34 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $622/sqft against an area asking average of $575/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 34 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.22M. Condition and finishes remain an in-person call.

What the listing highlights4 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Primary suite: a key comfort and resale feature. Lifestyle
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver

Based on 34 comparable homes that sold in Hurontario over the past two years, from 262 closings there.

What sellers nearby are askingCurrently listed nearby in Hurontario · asking prices
$1.31Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $584/sqft; this home lists at $622/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
1.40MThis home1.30M1.38M1.27MThis home vs active comparables

Neighbourhood & location

Hurontario, Mississauga, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

East Credit
$1.41M
Rathwood
$1.38M
Cooksville
$1.14M
Applewood
$1.47M
Erindale
$2.95M

Typical asking price of active listings of the same type, per area (outliers removed). Mississauga.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$6,381/mo
$270KIncome needed
5.2×Price ÷ income
$1,472Weekly cost
$24,475Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $6,381Property tax $730Total carry $7,110

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.39%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 21, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6,131per month

Mortgage amount $1,119,999 · 4.39% over 25 years

$280,000Down payment (20.0%)
$1,119,999Loan before insurance
$0CMHC premium
$6,860Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,131
Property tax
$730
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,860

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$24,475
Estimated closing costs
$24,475

Plus your down payment of $280,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.39%Qualifying rate
$7,427/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$719,177Total interest paid
$1,839,176Total of all payments
Principal $1,119,999 Interest $719,177
YearPrincipalInterestBalance
1$25,344$48,223$1,094,655
2$26,469$47,098$1,068,186
3$27,644$45,923$1,040,542
4$28,871$44,696$1,011,672
5$30,152$43,415$981,520
6$31,490$42,077$950,029
7$32,888$40,679$917,142
8$34,347$39,220$882,794
9$35,872$37,695$846,922
10$37,464$36,103$809,459
11$39,127$34,440$770,332
12$40,863$32,704$729,469
13$42,677$30,890$686,792
14$44,571$28,996$642,222
15$46,549$27,018$595,673
16$48,615$24,952$547,058
17$50,772$22,795$496,286
18$53,026$20,541$443,260
19$55,379$18,188$387,881
20$57,837$15,730$330,044
21$60,404$13,163$269,640
22$63,085$10,482$206,555
23$65,884$7,683$140,671
24$68,809$4,758$71,862
25$71,862$1,705$0

At the end of your 5-year term

Total paid over the term
$367,835
Principal paid down
$138,480
Interest paid
$229,356
Balance remaining
$981,520

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 32 whole-home leases in Hurontario$4,147/mo
$49,764Gross annual rent
2.4%Cap rate after taxes and upkeep
$3,860 to $4,424Typical rent range
~21 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 32 whole-home leases in Hurontario signed at a median of $4,035 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $4,147. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.6%
Gross yield
− Property tax $8,757− Insurance $1,400− Vacancy & upkeep $5,474Net operating income $34,133

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE NEW WORLD REALTY INC.. MLS®/PropTx.

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