86 Church Street, Toronto, ON

Weston, Toronto · MLS® W13782046

$1,199,900
For Sale
Listed 35 days agoNo offer date stated
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5Bedrooms
3Bathrooms
1Garage · 5 parking
2500-3000Sq ft

About this home

In short

  • Ranked #1 in Toronto Life's Best Up & Coming Neighbourhood [Oct 2025 ], sitting in the core of Weston Village, in its FINEST form EVER, this Edwardian styled, 2 1/2...
  • Sitting on a 50ft lot, with attached garage tucked at the back, and deep lot, it is perfect for growing families.
  • 3300 sq ft of living space, this 5 bedroom, 3-bath home, with large principle rooms has lots of space for all to enjoy.
  • Original woodwork, meticulously restored throughout all 3 levels.
  • A self-contained 600+ sq ft bachelor apartment, with its own separate entrance, laundry, gas fireplace & Bay window.

Ranked #1 in Toronto Life's Best Up & Coming Neighbourhood [Oct 2025 ], sitting in the core of Weston Village, in its FINEST form EVER, this Edwardian styled, 2 1/2 storey, turn of the century home Grand home exemplifies this Era with an ageless beauty & features that leave you awestruck. Sitting on a 50ft lot, with attached garage tucked at the back, and deep lot, it is perfect for growing families. Approx. 3300 sq ft of living space, this 5 bedroom, 3-bath home, with large principle rooms has lots of space for all to enjoy. Original woodwork, meticulously restored throughout all 3 levels. Exquisite wainscotting, bannisters, trim & flooring, that exemplify a time when craftsmanship was truly a work of art. 9 FT Ceiling Heights both main & 2nd floor. 10" baseboards on all 3 levels. Newly refinished plaster walls & repainted throughout. Large kitchen with new Cabinets, stone counters & Breakfast bar. Solid Oak Bannisters. French doors. Two Wood burning fireplaces with their original cast iron inserts. Large windows everywhere, plus four bay windows. Five well-sized bedrooms. Renovated bathrooms. 2nd floor Sunroom. Lots of deep built-in storage spaces everywhere. A self-contained 600+ sq ft bachelor apartment, with its own separate entrance, laundry, gas fireplace & Bay window! New high-end kitchen with stone counters and backsplash. The home systems are located outside this unit, so you'll always have immediate access. Other significant updates include: full water-proofing, new weepers & sump pump [2023], 200 AMP service & panel, water line to 3/4". Exterior concrete stucco repainted. It truly is the Perfect Location for Commuting. Imagine being at Union Station - door-to-door - in under 35 mins, or on one of several 400 series highways in mins! Accessing the Humber Trail by bike in 5 mins. Endless commuting options, excellent access to green space, a mature community with outstanding architecture & history !! Welcome home to Weston Village !!

Key facts

Property type
Detached, 2 1/2 Storey
MLS®
W13782046
Bedrooms
5
Bathrooms
3
Size
2500-3000 sq ft
Lot
50 × 115 ft
Cross streets
Jane St / Church / Weston Rd
Parking
1 garage · 5 parking (attached)
Driveway
Private
Basement
Apartment, Separate Entrance
Kitchens
2 (1 + 1)
Heating
Radiant
A/C
None
Exterior
Concrete
Foundation
Brick, Stone
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$6,369 / 2026
Days on market
35
Listing brokerage
SPECTRUM REALTY SERVICES INC.

Rooms

KitchenMain2.00 × 5.96 m

stone counters · stainless steel appl · pot lights

Bedroom 5Third3.39 × 2.80 m

overlooks backyard · hardwood floor · large closet

KitchenBasement2.09 × 2.40 m

stone counters · stainless steel appl · undermount sink

Primary BedroomSecond3.51 × 3.81 m

w/w fireplace · b/i shelves · closet

BreakfastMain3.44 × 2.94 m

hardwood floor · walk-out · ceiling fan(s)

Family RoomBasement2.86 × 7.68 m

gas fireplace · bay window

Bedroom 3Second3.20 × 3.52 m

large closet · w/o to sunroom · hardwood floor

Living RoomMain4.38 × 3.51 m

hardwood floor · pot lights · w/w fireplace

Bedroom 2Second3.43 × 2.67 m

large closet · hardwood floor · large window

Dining RoomMain4.74 × 4.05 m

bay window · pot lights · hardwood floor

Utility RoomBasement1.75 × 2.25 m

sump pump · combined w/laundry

OtherMain2.00 × 5.96 m

bay window · combined w/kitchen · breakfast bar

Primary BedroomThird3.84 × 4.44 m

hardwood floor · closet · large window

SunroomSecond2.04 × 7.01 m

separate room · large window · laminate

FoyerMain3.47 × 2.76 m

stained glass · wainscoting · oak banister

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

The assigned public school is Weston Memorial Junior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Weston, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Weston Memorial Junior Public School
85%
Weston Memorial Junior Public SchoolPublic · Elementary · 0.7 km awayHigher-rated than most nearby · 85% meet the provincial standard
St. John the EvangelistEQAO results not published
Also nearby: 12 more schools within 2.5 km
St John the Evangelist Catholic School · Catholic elementary0.4 km · 61% at standard
H J Alexander Community School · Public elementary0.5 km · 68% at standard
Pelmo Park Public School · Public elementary0.6 km · 43% at standard
St Bernard Catholic School · Catholic elementary1.5 km · 54% at standard
Portage Trail Community School · Public elementary1.7 km · 44% at standard
Chaminade College School · Catholic secondary1.9 km · 66% at standard
Brookhaven Public School · Public elementary1.9 km · 31% at standard
Westmount Junior School · Public elementary1.9 km · 53% at standard
St Andre Catholic School · Catholic elementary1.9 km · 66% at standard
St Simon Catholic School · Catholic elementary2.0 km · 67% at standard
Amesbury Middle School · Public elementary2.1 km · 42% at standard
Valleyfield Junior School · Public elementary2.1 km · 77% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$5,469/mo
$229KIncome needed
5.2×Price ÷ income
$1,262Weekly cost
$40,946Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $5,469Property tax $531Total carry $5,999

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,308per month

Mortgage amount $959,920 · 4.49% over 25 years

$239,980Down payment (20.0%)
$959,920Loan before insurance
$0CMHC premium
$5,838Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,308
Property tax
$531
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,838

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$20,473
Toronto municipal land transfer tax
$20,473
Estimated closing costs
$40,946

Plus your down payment of $239,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,424/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$632,349Total interest paid
$1,592,269Total of all payments
Principal $959,920 Interest $632,349
YearPrincipalInterestBalance
1$21,421$42,269$938,499
2$22,394$41,297$916,105
3$23,411$40,280$892,694
4$24,474$39,217$868,220
5$25,585$38,106$842,635
6$26,747$36,944$815,889
7$27,961$35,730$787,928
8$29,230$34,460$758,698
9$30,558$33,133$728,140
10$31,945$31,746$696,195
11$33,396$30,295$662,799
12$34,912$28,779$627,888
13$36,497$27,194$591,391
14$38,154$25,537$553,237
15$39,886$23,804$513,350
16$41,697$21,993$471,653
17$43,591$20,100$428,062
18$45,570$18,121$382,493
19$47,639$16,052$334,854
20$49,802$13,889$285,052
21$52,063$11,628$232,989
22$54,427$9,264$178,562
23$56,898$6,793$121,664
24$59,482$4,209$62,182
25$62,182$1,509$0

At the end of your 5-year term

Total paid over the term
$318,454
Principal paid down
$117,285
Interest paid
$201,169
Balance remaining
$842,635

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
4.0%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.3%
Gross yield
− Property tax $6,369− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $48,301

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SPECTRUM REALTY SERVICES INC.. MLS®/PropTx.

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