3861 Promontory Crescent, Mississauga, ON

Erin Mills, Mississauga · MLS® W13798412

$1,735,000
For Sale
Listed 4 days agoNo offer date stated
4+1Bedrooms
4Bathrooms
2Garage · 6 parking
2500-3000Sq ft

About this home

In short

  • Exceptionally well-appointed 4+1 bedroom, 4-bathroom home in sought-after Erin Mills, ideally positioned on a quiet cul-de-sac facing the Credit River ravine.
  • The main level showcases a beautifully renovated kitchen with custom cabinetry, generous counter space, dedicated eat-in area and walkout to the lush backyard.
  • Spacious and versatile principal rooms include separate living and dining rooms, while the inviting family room features a beautiful linear electric fireplace and...
  • The upper level offers four generously sized bedrooms, highlighted by a spacious primary retreat with a beautifully renovated ensuite featuring a glass-enclosed...
  • Ideally located close to the Riverwood Conservancy, extensive trails, parks, schools, UTM, shopping including Erin Mills Town Centre and everyday amenities, with...

Exceptionally well-appointed 4+1 bedroom, 4-bathroom home in sought-after Erin Mills, ideally positioned on a quiet cul-de-sac facing the Credit River ravine. The main level showcases a beautifully renovated kitchen with custom cabinetry, generous counter space, dedicated eat-in area and walkout to the lush backyard. Spacious and versatile principal rooms include separate living and dining rooms, while the inviting family room features a beautiful linear electric fireplace and walkout to the private backyard, creating an ideal setting for both everyday living and entertaining. The upper level offers four generously sized bedrooms, highlighted by a spacious primary retreat with a beautifully renovated ensuite featuring a glass-enclosed shower, soaker tub and separate water closet. The finished lower level extends the living space with a rec room with gas fireplace, a fifth bedroom and full bathroom, providing excellent flexibility for guests, teenagers or extended family. The private, professionally landscaped backyard offers a peaceful outdoor setting with room to relax and entertain. Ideally located close to the Riverwood Conservancy, extensive trails, parks, schools, UTM, shopping including Erin Mills Town Centre and everyday amenities, with convenient access to the 403, QEW and GO Stations for an easy commute. Don't miss this opportunity!

Key facts

Property type
Detached, 2-Storey
MLS®
W13798412
Bedrooms
4+1 (5 total)
Bathrooms
4 (1 half)
Size
2500-3000 sq ft
Lot
80.05 × 110.01 ft
Cross streets
Promontory Rd and Burnhamthorpe Rd W
Parking
2 garage · 6 parking (attached)
Basement
Full, Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$10,651 / 2026
Days on market
4
Listing brokerage
ROYAL LEPAGE REAL ESTATE SERVICES PHINNEY REAL EST

Rooms

BreakfastMain3.30 × 3.05 m

hardwood floor · w/o to patio

Bedroom 2Second3.53 × 3.05 m

large closet · large window · parquet

Dining RoomMain4.09 × 3.63 m

crown moulding · separate room · hardwood floor

Bedroom 4Second3.61 × 4.75 m

large closet · large window · parquet

RecreationBasement8.23 × 7.01 m

fireplace · wet bar

KitchenMain3.94 × 4.32 m

stainless steel appl · stone counters · renovated

Bedroom 3Second3.61 × 4.75 m

large closet · large window · parquet

Family RoomMain5.99 × 3.53 m

fireplace · crown moulding · hardwood floor

Primary BedroomSecond3.66 × 7.11 m

5 pc ensuite · walk-in closet(s) · overlooks backyard

Bedroom 5Basement4.09 × 3.45 m

Closet

Living RoomMain5.51 × 3.61 m

crown moulding · separate room · hardwood floor

Our TakeTeam Asgarian · Broker
A small discount is typical
$1.71Mlikely sale price

Listed at $1,735,000. Going by how homes in Erin Mills and the wider GTA have actually closed against their asking prices (about 98%, 39 local closings in 90 days), the likely sale price is near $1.71M, if it sells. A realistic range is $1.60M to $1.92M.

Independent value check: $1.68M. Without looking at the asking price, our model values the home itself about 3% below the ask (homes like it typically land between $1.57M and $1.76M).

Why $1.68M. The typical detached home sold in Erin Mills over the past year went for about $1.21M (162 sales). What sets this one apart:

  • ▲ Raises it stronglyIts tax bill, which follows the city's own assessment, is $10,651 a year; the typical home sold here pays about $7,300.
  • ▲ Raises itThe listing describes it as fully renovated or newly built.
  • ▲ Raises it slightlyIt is 2,500 to 3,000 sq ft; the typical home sold here is 2,000 to 2,500.
List price
$1.60MBelow recent closings$1.92MAbove recent closings

Total price vs nearby homes. Likely closing about $1.71M, from 39 recent closings in this pocket.

The market behind the math:

39sold nearby · 90 days
$1.14Mmedian sold price
99%of asking, on average
−15%prices vs a year ago
~22 dayshomes like this take to sell
4days on market so far
$4,947/moest. rent · 31 leases
3.4%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 2.2 months of inventory: 28 detached homes for sale in the area against 39 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $631/sqft against an area asking average of $587/sqft.

  • Ravine / green setting. This home is described as backing onto a ravine or green setting. A premium that comparable-sales math under-prices, so read the estimate as a floor.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 39 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.69M. Condition and finishes remain an in-person call.

What the listing highlights4 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Ravine lot: privacy and premium value, but confirm the buildable area and any conservation limits. Worth verifying
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
  • Primary suite: a key comfort and resale feature. Lifestyle

Based on 39 comparable homes that sold in Erin Mills over the past two years, from 324 closings there.

What sellers nearby are askingCurrently listed nearby in Erin Mills · asking prices
$1.74Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $610/sqft; this home lists at $631/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
1.74MThis home1.80M1.55M2.00M1.35M2.00MThis home vs active comparables

Neighbourhood & location

Erin Mills, Mississauga, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Erindale
$2.95M
Central Erin Mills
$1.35M
East Credit
$1.37M
Clarkson
$2.03M
Churchill Meadows
$1.54M

Typical asking price of active listings of the same type, per area (outliers removed). Mississauga.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$7,908/mo
$334KIncome needed
5.2×Price ÷ income
$1,825Weekly cost
$31,175Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $7,908Property tax $888Total carry $8,795

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.39%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 21, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7,598per month

Mortgage amount $1,388,000 · 4.39% over 25 years

$347,000Down payment (20.0%)
$1,388,000Loan before insurance
$0CMHC premium
$8,485Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7,598
Property tax
$888
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$8,485

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$31,175
Estimated closing costs
$31,175

Plus your down payment of $347,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.39%Qualifying rate
$9,205/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$891,266Total interest paid
$2,279,266Total of all payments
Principal $1,388,000 Interest $891,266
YearPrincipalInterestBalance
1$31,409$59,762$1,356,591
2$32,803$58,368$1,323,789
3$34,259$56,912$1,289,530
4$35,779$55,392$1,253,751
5$37,367$53,804$1,216,384
6$39,025$52,145$1,177,359
7$40,757$50,413$1,136,601
8$42,566$48,604$1,094,035
9$44,455$46,715$1,049,580
10$46,428$44,742$1,003,151
11$48,489$42,682$954,662
12$50,641$40,530$904,021
13$52,889$38,282$851,133
14$55,236$35,935$795,897
15$57,687$33,483$738,209
16$60,248$30,923$677,962
17$62,922$28,249$615,040
18$65,714$25,457$549,326
19$68,631$22,540$480,696
20$71,677$19,494$409,019
21$74,858$16,313$334,161
22$78,180$12,991$255,981
23$81,650$9,521$174,332
24$85,274$5,897$89,058
25$89,058$2,113$0

At the end of your 5-year term

Total paid over the term
$455,853
Principal paid down
$171,616
Interest paid
$284,237
Balance remaining
$1,216,384

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 31 whole-home leases in Erin Mills$4,947/mo
$59,364Gross annual rent
2.4%Cap rate after taxes and upkeep
$4,171 to $5,302Typical rent range
~31 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 31 whole-home leases in Erin Mills signed at a median of $4,419 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $4,947. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.4%
Gross yield
− Property tax $10,651− Insurance $1,400− Vacancy & upkeep $6,530Net operating income $40,783

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE REAL ESTATE SERVICES PHINNEY REAL EST. MLS®/PropTx.

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