139 Allan Street, Oakville, ON

Old Oakville, Oakville · MLS® W13798472

$2,749,000
For Sale
Listed 28 days agoNo offer date stated
4Bedrooms
3Bathrooms
2Garage · 6 parking
2500-3000Sq ft

About this home

In short

  • A rare combination of character, space and exceptional walkability in the heart of Downtown Oakville.
  • Set on an impressive 70-foot-wide property, this beautifully renovated four-bedroom home blends the charm of an established residence with the quality and...
  • Extensively updated by Stonewood Homes, the interior features wide-plank white oak flooring, exposed wood beams, natural stone fireplaces and custom millwork throughout.
  • The main level offers an impressive collection of living spaces, beginning with a bright enclosed sunroom and flowing through separate living and dining rooms to the...
  • Upstairs, four bedrooms include a spacious primary suite with a walk-in closet and a beautifully finished ensuite featuring a freestanding tub.

A rare combination of character, space and exceptional walkability in the heart of Downtown Oakville. Set on an impressive 70-foot-wide property, this beautifully renovated four-bedroom home blends the charm of an established residence with the quality and functionality of a thoughtful, high-end renovation. Extensively updated by Stonewood Homes, the interior features wide-plank white oak flooring, exposed wood beams, natural stone fireplaces and custom millwork throughout. The main level offers an impressive collection of living spaces, beginning with a bright enclosed sunroom and flowing through separate living and dining rooms to the open-concept kitchen and family room at the rear of the home. The kitchen is beautifully appointed with custom Chervin cabinetry, high-end appliances and a large centre island with seating. A substantial walk-through servery provides exceptional storage complete with additional cabinetry, sink, beverage refrigeration and wine storage. Upstairs, four bedrooms include a spacious primary suite with a walk-in closet and a beautifully finished ensuite featuring a freestanding tub. Three additional bedrooms and a second full bathroom provide an ideal layout for family living. The finished lower level adds valuable living space with a large recreation room, laundry room, workshop and extensive storage. Outside, the unusually wide lot allows for multiple outdoor living spaces surrounded by mature trees that create a wonderful sense of privacy. A large rear deck extends the main living area outdoors, while the landscaped backyard leads to a separate covered pavilion. Adding to the property's appeal is a detached two-car garage and two separate driveways, a rare offering this close to Downtown Oakville. Located just steps from the restaurants of downtown, and within easy reach of the lakefront, harbour, parks and schools, this is a unique opportunity to enjoy one of Oakville's most desirable and walkable neighbourhoods.

Key facts

Property type
Detached, 2-Storey
MLS®
W13798472
Bedrooms
4
Bathrooms
3 (1 half)
Size
2500-3000 sq ft
Lot
70 × 122 ft
Cross streets
Lakeshore Rd E, North on Allan St
Parking
2 garage · 6 parking (detached)
Driveway
Private
Basement
Full, Partially Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stucco (Plaster)
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$12,857 / 2026
Days on market
28
Listing brokerage
CENTURY 21 MILLER REAL ESTATE LTD.

Rooms

Living RoomMain4.83 × 4.39 m
KitchenMain4.80 × 4.34 m
Bedroom 2Second4.19 × 3.35 m
Bedroom 3Second4.06 × 3.18 m
Bedroom 4Second4.67 × 3.63 m
RecreationBasement10.08 × 4.47 m
OtherMain3.76 × 3.35 m
Primary BedroomSecond5.05 × 4.50 m
LaundryBasement3.61 × 3.53 m
WorkshopBasement5.00 × 3.18 m
Utility RoomBasement7.00 × 4.62 m
Family RoomMain4.93 × 4.80 m
Dining RoomMain4.95 × 3.58 m
Our TakeTeam Asgarian · Broker
A discount is typical here
$2.62Mlikely sale price

Listed at $2,749,000. Going by how homes in Old Oakville and the wider GTA have actually closed against their asking prices (about 96%, 23 local closings in 90 days), the likely sale price is near $2.62M, if it sells. A realistic range is $2.46M to $2.96M.

Independent value check: $2.53M. Without looking at the asking price, our model values the home itself about 8% below the ask (homes like it typically land between $2.37M and $2.65M).

Why $2.53M. The typical detached home sold in Old Oakville over the past year went for about $2.74M (55 sales). What sets this one apart:

  • ▲ Raises itThe listing describes it as fully renovated or newly built.
  • ▼ Lowers it4 bedrooms and 3 baths, against 4+1 and 4 typically.
  • ▲ Raises it slightlyIts tax bill, which follows the city's own assessment, is $12,857 a year; the typical home sold here pays about $11,800.
List price
$2.46MBelow recent closings$2.96MAbove recent closings

Total price vs nearby homes. Likely closing about $2.62M, from 23 recent closings in this pocket.

The market behind the math:

23sold nearby · 90 days
$2.19Mmedian sold price
93%of asking, on average
−16%prices vs a year ago
~21 dayshomes like this take to sell
28days on market so far
$7,597/moest. rent · 31 leases
3.3%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 0.8 months of inventory: 6 detached homes for sale in the area against 23 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $1,000/sqft against an area asking average of $1,213/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 23 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $2.71M. Condition and finishes remain an in-person call.

What the listing highlights5 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
  • Primary suite: a key comfort and resale feature. Lifestyle
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($1,000/sqft) is below the area, so you are paying for extra space rather than a premium.

Based on 23 comparable homes that sold in Old Oakville over the past two years, from 257 closings there.

Sold price trend

Median sold price for detached homes in Oakville: $1.55M in September 2026, down 2% from a year ago, on 1,378 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Oakville as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
October 2025$1.60M143
November 2025$1.64M110
December 2025$1.61M63
January 2026$1.62M51
February 2026$1.54M70
March 2026$1.63M101
April 2026$1.65M158
May 2026$1.68M192
June 2026$1.65M166
July 2026$1.60M134
August 2026$1.60M103
September 2026$1.55M87

Neighbourhood & location

Old Oakville, Oakville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Morrison
$3.12M
College Park
$1.35M
Falgarwood
$1.34M
Ford
$2.20M
Southwest
$2.56M

Typical asking price of active listings of the same type, per area (outliers removed). Oakville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$12,529/mo
$514KIncome needed
5.4×Price ÷ income
$2,891Weekly cost
$55,200Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $12,529Property tax $1,071Total carry $13,600

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 16, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$12,160per month

Mortgage amount $2,199,200 · 4.49% over 25 years

$549,800Down payment (20.0%)
$2,199,200Loan before insurance
$0CMHC premium
$13,231Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$12,160
Property tax
$1,071
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$13,231

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$55,200
Estimated closing costs
$55,200

Plus your down payment of $549,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$14,717/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,448,726Total interest paid
$3,647,926Total of all payments
Principal $2,199,200 Interest $1,448,726
YearPrincipalInterestBalance
1$49,077$96,840$2,150,123
2$51,305$94,612$2,098,818
3$53,635$92,283$2,045,184
4$56,070$89,847$1,989,114
5$58,616$87,302$1,930,498
6$61,277$84,640$1,869,221
7$64,059$81,858$1,805,162
8$66,968$78,949$1,738,195
9$70,008$75,909$1,668,186
10$73,187$72,730$1,594,999
11$76,510$69,407$1,518,490
12$79,984$65,933$1,438,506
13$83,615$62,302$1,354,890
14$87,412$58,505$1,267,479
15$91,381$54,536$1,176,098
16$95,530$50,387$1,080,568
17$99,867$46,050$980,701
18$104,402$41,516$876,300
19$109,142$36,775$767,158
20$114,097$31,820$653,061
21$119,278$26,639$533,783
22$124,693$21,224$409,090
23$130,355$15,562$278,735
24$136,274$9,643$142,461
25$142,461$3,456$0

At the end of your 5-year term

Total paid over the term
$729,585
Principal paid down
$268,702
Interest paid
$460,884
Balance remaining
$1,930,498

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 31 whole-home leases in Old Oakville$7,597/mo
$91,164Gross annual rent
2.4%Cap rate after taxes and upkeep
$6,768 to $8,534Typical rent range
~19 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 31 whole-home leases in Old Oakville signed at a median of $7,279 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $7,597. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.3%
Gross yield
− Property tax $12,857− Insurance $1,400− Vacancy & upkeep $10,028Net operating income $66,879

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 MILLER REAL ESTATE LTD.. MLS®/PropTx.

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