1910-2645 Kipling Avenue, Toronto, ON

Mount Olive-Silverstone-Jamestown, Toronto · MLS® W13799860

$430,000
For Sale
Listed 32 days agoNo offer date stated
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2Bedrooms
2Bathrooms
2Parking
1200-1399Sq ft

About this home

In short

  • Experience penthouse living in this fully renovated, top-floor corner suite in the heart of Etobicoke.
  • This bright and spacious 2-bedroom, 2-bathroom residence offers exceptional privacy, abundant natural light and beautiful east-facing views.
  • Enjoy the added convenience of 2 parking spaces, an ensuite locker, and high-speed Rogers internet & cable included in the maintenance fee.
  • Ideally located close to transit, shopping, schools, parks and major highways.
  • A rare opportunity to own a beautifully renovated penthouse corner suite - move in and enjoy.

Experience penthouse living in this fully renovated, top-floor corner suite in the heart of Etobicoke. This bright and spacious 2-bedroom, 2-bathroom residence offers exceptional privacy, abundant natural light and beautiful east-facing views. The thoughtfully designed layout provides generous space for everyday living and entertaining. Enjoy the added convenience of 2 parking spaces, an ensuite locker, and high-speed Rogers internet & cable included in the maintenance fee. Ideally located close to transit, shopping, schools, parks and major highways. A rare opportunity to own a beautifully renovated penthouse corner suite - move in and enjoy!

Key facts

Property type
Condo Apartment, Apartment
MLS®
W13799860
Bedrooms
2
Bathrooms
2 (1 half)
Size
1200-1399 sq ft
Cross streets
Kipling & Finch Avenue
Parking
2 parking
Basement
None
Heating
Baseboard
A/C
None
Exterior
Brick
Maintenance
$508/mo
Exposure
East
Property tax
$731 / 2025
Days on market
32
Listing brokerage
HOMELIFE/MIRACLE REALTY LTD

Rooms

Living RoomFlat6.00 × 3.60 m
Primary BedroomFlat4.45 × 2.40 m
Dining RoomFlat3.50 × 3.00 m
KitchenFlat3.45 × 2.97 m
Bedroom 2Flat3.25 × 3.00 m
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Smithfield Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Mount Olive-Silverstone-Jamestown, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Markland Wood
$680K
Bayview Village
$543K
Annex
$1.03M
Little Portugal
$549K
Niagara
$727K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Smithfield Middle School
72%
Smithfield Middle SchoolPublic · Elementary · 1.0 km awayAround the GTA average · 72% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
North Kipling Junior Middle School · Public elementary0.5 km · 49% at standard
Highfield Junior School · Public elementary0.5 km · 58% at standard
Beaumonde Heights Junior Middle School · Public elementary0.9 km · 70% at standard
Venerable John Merlini Catholic School · Catholic elementary1.1 km · 82% at standard
John D Parker Junior School · Public elementary1.2 km · 72% at standard
Claireville Junior School · Public elementary1.2 km · 53% at standard
St Angela Catholic School · Catholic elementary1.3 km · 63% at standard
Elmbank Junior Middle Academy · Public elementary1.3 km · 48% at standard
Melody Village Junior School · Public elementary1.4 km · 64% at standard
Greenholme Junior Middle School · Public elementary1.4 km · 72% at standard
Father Henry Carr Catholic Secondary School · Catholic secondary1.4 km · 62% at standard
Humber Summit Middle School · Public elementary1.6 km · 59% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$1,960/mo
$89KIncome needed
4.8×Price ÷ income
$452Weekly cost
$10,150Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

77%mortgage
Mortgage $1,960Property tax $61Condo fee $508Total carry $2,529

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,902per month

Mortgage amount $344,000 · 4.49% over 25 years

$86,000Down payment (20.0%)
$344,000Loan before insurance
$0CMHC premium
$2,471Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,902
Property tax
$61
Condo / maintenance fees
$508
Heating
$0
Estimated monthly cost
$2,471

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$5,075
Toronto municipal land transfer tax
$5,075
Estimated closing costs
$10,150

Plus your down payment of $86,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,302/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$226,611Total interest paid
$570,611Total of all payments
Principal $344,000 Interest $226,611
YearPrincipalInterestBalance
1$7,677$15,148$336,323
2$8,025$14,799$328,298
3$8,390$14,435$319,909
4$8,770$14,054$311,138
5$9,169$13,656$301,970
6$9,585$13,239$292,385
7$10,020$12,804$282,364
8$10,475$12,349$271,889
9$10,951$11,874$260,939
10$11,448$11,376$249,491
11$11,968$10,857$237,523
12$12,511$10,313$225,012
13$13,079$9,745$211,933
14$13,673$9,151$198,260
15$14,294$8,531$183,966
16$14,943$7,882$169,023
17$15,621$7,203$153,402
18$16,331$6,494$137,071
19$17,072$5,752$119,999
20$17,847$4,977$102,152
21$18,657$4,167$83,495
22$19,505$3,320$63,990
23$20,390$2,434$43,600
24$21,316$1,508$22,284
25$22,284$541$0

At the end of your 5-year term

Total paid over the term
$114,122
Principal paid down
$42,030
Interest paid
$72,092
Balance remaining
$301,970

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,100/mo
$49,200Gross annual rent
8.5%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

11.4%
Gross yield
− Property tax $731− Condo fees $6,097− Insurance $600− Vacancy & upkeep $5,412Net operating income $36,360

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE/MIRACLE REALTY LTD. MLS®/PropTx.

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