55 Husband Drive, Toronto, ON
Humber Summit, Toronto · MLS® W13801640
About this home
In short
- Welcome to 55 Husband Drive -- a prime Humber Summit opportunity with unmatched versatility.
- Nestled on an oversized extra deep 150 foot lot in the heart of desirable Humber Summit, this proudly maintained raised bungalow offers incredible space and...
- A renovated main floor 4-piece bathroom with a renovated main floor kitchen, newer metal roof (2022) makes this home truly .....
- Commuting is a breeze with excellent walkability to the TTC, super convenient access to 400-series highways (401, 400, and 407), and close proximity to the Finch LRT...
Welcome to 55 Husband Drive -- a prime Humber Summit opportunity with unmatched versatility! Nestled on an oversized extra deep 150 foot lot in the heart of desirable Humber Summit, this proudly maintained raised bungalow offers incredible space and flexibility for first-time buyers, multi-generational families, and investors alike. The functional, light-filled layout features generous principal rooms across every level, three spacious bedrooms, two full kitchens, two full bathrooms, and the three private, separate entrances. An amazing covered porch directly off the Living room provides a quiet escape for your morning coffee and enjoying the view of the family-friendly neighborhood! A standout primary bedroom offers uncommon amenities, including His & Hers closets. A renovated main floor 4-piece bathroom with a renovated main floor kitchen, newer metal roof (2022) makes this home truly ..... "Turn Key" Step outside to three convenient walk-outs leading to both the front covered veranda or use the side entrance to your huge, deep lot with an expansive rear yard perfect for outdoor entertaining, and a long driveway with ample parking-with an oversized attached garage fit for any car enthusiast and hobbyist alike! Ideally located, families will appreciate having several elementary schools to choose from right in the neighborhood, along with easy access to scenic walking trails, shopping plazas, and places of worship. Commuting is a breeze with excellent walkability to the TTC, super convenient access to 400-series highways (401, 400, and 407), and close proximity to the Finch LRT connecting directly to Humber College, York University, and the TTC subway system. Freshly painted and ready for your personal belongings and ready to move in! This adaptable property is packed with potential for one large family, extended family, multi-generational living or possible rental income in either fully finished main or lower level. Welcome Home!
Key facts
- Property type
- Semi-Detached, Bungalow-Raised
- MLS®
- W13801640
- Bedrooms
- 3
- Bathrooms
- 2
- Size
- 1100-1500 sq ft
- Lot
- 29.9 × 149.8 ft
- Cross streets
- ISLINGTON AVE & STEELES AVE W
- Parking
- 1 garage · 3 parking (attached)
- Basement
- Separate Entrance
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Metal
- Sewer
- Sewer
- Property tax
- $3,844 / 2026
- Days on market
- 11
- Listing brokerage
- ROYAL LEPAGE PREMIUM ONE REALTY
Rooms
Ceramic Floor
ceramic floor · ceramic backsplash · window
hardwood floor · his and hers closets · window
ceramic floor · window
W/O To Porch
4 pc bath · renovated · ceramic floor
laundry sink · ceramic floor
Hardwood Floor
hardwood floor · closet · window
hardwood floor · closet · window
ceramic floor · ceramic backsplash · window
Listed at $848,800. Going by how homes in Humber Summit and the wider GTA have actually closed against their asking prices (about 98%, 15 local closings in 90 days), the likely sale price is near $833K, if it sells. A realistic range is $781K to $939K.
Independent value check: $785K. Without looking at the asking price, our model values the home itself about 7% below the ask (homes like it typically land between $736K and $823K).
Why $785K. The typical semi-detached home sold in Humber Summit over the past year went for about $815K (40 sales). On tax assessment, size, rooms and lot, this one is close to that typical home.
Total price vs nearby homes. Likely closing about $833K, from 15 recent closings in this pocket.
The market behind the math:
About 1 months of inventory: 5 semi-detached homes for sale in the area against 15 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $653/sqft against an area asking average of $666/sqft.
- Separate-entrance basement apartment features. A finished basement apartment with a separate entrance and a second kitchen. A self-contained space for extended family, guests or potential income. Basements do rent in Humber Summit: 11 of the 39 detached leases here lately were basement units, around $1,700 a month. That makes the suite real income. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Toronto.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 15 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $806K. Condition and finishes remain an in-person call.
What the listing highlights1 point to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
Schools & getting aroundcatchment and transit
The assigned public school is Humber Summit Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Read this with carewhy it’s an estimate, not an appraisal
Priced above comparable homes overall, but the price per square foot ($653/sqft) is in line with the area, so you are paying for extra space rather than a premium.
Based on 3 homes sold on this street over the past two years, plus 2 nearby in Humber Summit, from 87 closings in Humber Summit.
The closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $666/sqft; this home lists at $653/sqft. Size is part of the price story, not just the sticker.
The 5 closest active listings nearby.
See all comparable homesNeighbourhood & location
Humber Summit, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 10 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of September 30, 2026); conventional rates run a little higher.
Mortgage amount $679,040 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,755
- Property tax
- $320
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,075
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $13,451
- Toronto municipal land transfer tax
- $13,451
- Estimated closing costs
- $26,902
Plus your down payment of $169,760. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $225,272
- Principal paid down
- $82,966
- Interest paid
- $142,306
- Balance remaining
- $596,074
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
The suite is real income here: basements rent in Humber Summit (11 of 39 recent detached leases were basement units, around $1,700 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $1,700 a month on top of the upper floors. Permitted use is worth confirming with the city.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 11 whole-home leases in Humber Summit signed at a median of $3,010 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,981. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE PREMIUM ONE REALTY. MLS®/PropTx.