15 Madonna Gardens, Toronto, ON

Humber Summit, Toronto · MLS® W13633466

$888,000
For Sale
Listed 99 Days AgoOffers anytimeSitting longer than typical
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3+1BedroomsBeds
2BathroomsBaths
1Garage · 3 Parking
3Parking
1100-1500Sq ft

Listed By RE/MAX Premier Inc.

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Key Facts

Property type
Semi-Detached, Bungalow-Raised
Lot
32.3 × 134.82 ft
Basement
Finished with Walk-Out
Parking
1 garage · 3 parking (built-in)
Property tax
$3,906 / 2025
Offer date
Offers anytime
Cross streets
South of Steeles East of Islington
Days on market
99
All Facts And 13 Rooms, Floor By Floor
Property type
Semi-Detached, Bungalow-Raised
MLS®
W13633466
Bedrooms
3+1 (4 total)
Bathrooms
2
Size
1100-1500 sq ft
Lot
32.3 × 134.82 ft
Cross streets
South of Steeles East of Islington
Parking
1 garage · 3 parking (built-in)
Basement
Finished with Walk-Out
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$3,906 / 2025
Days on market
99
Offer date
Offers anytime
Listing brokerage
RE/MAX Premier Inc.
KitchenBasement5.84 × 3.07 m

family size kitchen · eat-in kitchen · laminate

Living RoomMain5.16 × 3.68 m

laminate · pot lights · w/o to balcony

Primary BedroomMain4.14 × 3.18 m

4 pc bath · overlooks backyard · double closet

Cold Room/CantinaBasement2.77 × 2.01 m

separate room · unfinished

Bedroom 3Main3.05 × 2.95 m

laminate · window · closet

RecreationBasement6.38 × 4.19 m

laminate · pot lights · w/o to yard

Dining RoomMain3.35 × 3.25 m

laminate · open concept · pot lights

KitchenBasement3.61 × 3.02 m

separate room · unfinished

BreakfastMain2.72 × 2.64 m

ceramic floor · open concept · pot lights

KitchenMain3.07 × 2.72 m

renovated · stainless steel appl · family size kitchen

Game RoomBasement3.63 × 3.12 m

laminate · wet bar · above grade window

FoyerMain2.03 × 1.32 m

ceramic floor · open concept

Bedroom 2Main4.39 × 2.95 m

laminate · overlooks backyard · closet

About This Home

From The Listing Description By RE/MAX Premier Inc.

Offers Anytime ! Beautifully renovated Toronto bungalow with in-law suite potential 2 full kitchens, 2 full bathrooms, and 3 separate entrances Thoughtfully upgraded throughout with pot lighting, laminate flooring, renovated bathrooms, and modern, family-sized eat-in kitchens Both levels offer a bright, open-concept layout filled with natural light The main floor features a stylish updated kitchen overlooking the open living and dining area, which walks out to a large balcony, plus an updated bathroom and 3 spacious bedrooms The finished lower level offers excellent flexibility,garage and a separate walk-up entrance at the rear. It includes a large eat-in kitchen, a renovated bathroom, a wet bar, and above-grade windows that keep the space bright along with potential for shared laundry and a separate cold room Outside, enjoy a double driveway and garage for ample parking, plus a low-maintenance, fully fenced backyard with a stone patio All this in a fantastic location just steps to TTC access, shops, schools, parks, and more.

Our Take

Team Asgarian, RE/MAX Hallmark Realty Ltd.
A discount is likely
$825Klikely sale price

Listed at $888,000. Going by how homes in Humber Summit and across Toronto have actually closed against their asking prices (about 97%, blended from 12 local closings in 90 days), the likely sale price is near $825K, if it sells. It has been listed 99 days, and homes on the market that long have closed lower against their asking prices, which this figure allows for. A realistic range is $732K to $873K.

Independent value check. What our model says the home itself is worth, and what sets it apart, is free for signed-in members. Sign In To See It

Longer on the market than typical. 99 days on the market against about 44 for homes like it here, and asking 6% above where comparable closings put it.

Offers are accepted anytime, so there is no bidding date to plan around.

List price
$732KBelow recent closings$888KAbove recent closings

Total price vs nearby homes. Likely closing about $825K, from 12 recent closings in this pocket.

The market behind the math, in Humber Summit
12sold nearby · 90 days
$825Kmedian semi-detached sold · 90 days
98%of asking, local average
~22 dayshomes like this take to sell
99days on market so far
$3,165/moest. rent · 8 leases
4.3%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 3 months of inventory: 12 semi-detached homes for sale in the area against 12 closings in the last 90 days. Under two months favours sellers, over four favours buyers. This reads supply only, not prices.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $683/sqft against an area asking average of $632/sqft.

  • Walk-out basement apartment features. A finished 1 bed walk-out basement apartment with a second kitchen. A self-contained space for extended family, guests or potential income. Basements do rent in Humber Summit: 11 of the 41 detached leases here lately were basement units, around $1,700 a month. That points to potential income. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Toronto.
How this estimate is builtthe short version

The likely sale price starts from the asking price and how homes here have actually closed against theirs, so it says where this one will probably land, not what it is worth. Condition, finishes and how the home shows remain an in-person call.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Schools & getting aroundcatchment and transit

The assigned public school is Humber Summit Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

There were not many closely comparable homes right in Humber Summit, so I widened the search to the surrounding area.

Based on 12 closings nearby in the last 90 days.

Sold Price Trend

Median sold price for semi-detached homes in Toronto: $1.10M in October 2026, up 6% from a year ago, on 2,430 closings in 12 months.

Nov 25Oct 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Toronto as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
November 2025$1.03M207
December 2025$967K117
January 2026$997K100
February 2026$1.09M151
March 2026$1.18M180
April 2026$1.18M242
May 2026$1.18M282
June 2026$1.21M262
July 2026$999K237
August 2026$970K166
September 2026$1.12M213
October 2026$1.10M273

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Our Transactions Near This Listing

Homes Team Asgarian has handled within 5 km of Madonna Gardens. Signed-in members see each price, verified against board records.

Other Homes For Sale In Humber Summit

For sale in Humber Summit now · asking prices

How This Price Compares

$861kavg asking

Every home like this one for sale in Humber Summit right now. These are asking prices, not sales.

Per square foot, these ask about $629/sqft; this home lists at $683/sqft.

The 5 closest in price of 12 for sale in Humber Summit.

See all comparable homes
$888kThis home$889k$929k$840k$829k$819kThis home vs active comparables

Neighbourhood & Location

Humber Summit, Toronto, ON

Commute

Time from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get The Full Neighbourhood Report (Schools, Parks, Transit & Safety) →

Schools & Catchment

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Gracedale Public School
53%
Gracedale Public SchoolPublic · Elementary · 1.2 km awayBelow the GTA average · 53% meet the provincial standard
Also nearby: 10 more schools within 2.5 km
St Roch Catholic School · Catholic elementary1.0 km · 65% at standard
North Kipling Junior Middle School · Public elementary1.5 km · 49% at standard
North Albion Collegiate Institute · Public secondary2.0 km · 50% at standard
St Andrew Catholic School · Catholic elementary2.1 km · 56% at standard
Beaumonde Heights Junior Middle School · Public elementary2.2 km · 70% at standard
John D Parker Junior School · Public elementary2.2 km · 72% at standard
St Angela Catholic School · Catholic elementary2.3 km · 63% at standard
Highfield Junior School · Public elementary2.3 km · 58% at standard
Smithfield Middle School · Public elementary2.4 km · 72% at standard
Daystrom Public School · Public elementary2.5 km · 54% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Estimated Mortgage
$4,047/mo
$168KIncome needed
5.3×Price ÷ income
$934Weekly cost
$28,470Land transfer tax, one-time (Ontario + Toronto)
20% down4.79% reference rate25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%Mortgage
Mortgage is 93% of the monthly costMortgage $4,047Property tax $325Total carry $4,373
Calculate And Customize Your Mortgage

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.59%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.44% via Ratehub.ca (as of November 11, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,967per month

Mortgage amount $710,400 · 4.59% over 25 years

$177,600Down payment (20.0%)
$710,400Loan before insurance
$0CMHC premium
$4,293Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,967
Property tax
$326
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,293

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$14,235
Toronto municipal land transfer tax
$14,235
Estimated closing costs
$28,470

Plus your down payment of $177,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.59%Qualifying rate
$4,797/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$479,848Total interest paid
$1,190,248Total of all payments
Principal $710,400 Interest $479,848
YearPrincipalInterestBalance
1$15,633$31,977$694,767
2$16,359$31,251$678,408
3$17,118$30,491$661,289
4$17,913$29,697$643,376
5$18,745$28,865$624,631
6$19,615$27,995$605,016
7$20,526$27,084$584,490
8$21,479$26,131$563,012
9$22,476$25,134$540,536
10$23,519$24,091$517,016
11$24,611$22,999$492,405
12$25,754$21,856$466,651
13$26,950$20,660$439,701
14$28,201$19,409$411,500
15$29,510$18,100$381,990
16$30,880$16,730$351,110
17$32,314$15,296$318,796
18$33,814$13,796$284,982
19$35,384$12,226$249,598
20$37,027$10,583$212,572
21$38,746$8,864$173,826
22$40,545$7,065$133,281
23$42,427$5,183$90,854
24$44,397$3,213$46,458
25$46,458$1,152$0

At the end of your 5-year term

Total paid over the term
$238,050
Principal paid down
$85,769
Interest paid
$152,281
Balance remaining
$624,631

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Book a Consultation

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Questions About 15 Madonna Gardens

What is the asking price for 15 Madonna Gardens?

It is listed at $888,000.

How many bedrooms and bathrooms does 15 Madonna Gardens have?

3+1 bedrooms, and 2 bathrooms.

How big is 15 Madonna Gardens?

The listing gives 1100-1500 sq ft of living space, on a 32.3 × 134.82 ft lot.

Does 15 Madonna Gardens have parking?

1 garage space, 3 parking spaces in all.

What are the property taxes on 15 Madonna Gardens?

$3,906 a year, for 2025.

Is there an offer date for 15 Madonna Gardens?

The seller is taking offers anytime.

Which schools is 15 Madonna Gardens zoned for?

By the school boards' attendance boundaries: Gracedale Public School, Humber Summit Middle School, Emery Collegiate Institute and Venerable John Merlini. Boundaries change, so confirm with the board before relying on it.

When was 15 Madonna Gardens listed?

It came on the market on August 4, 2026.

Who is the listing brokerage for 15 Madonna Gardens?

RE/MAX Premier Inc. Showing requests on this page go to Team Asgarian, RE/MAX Hallmark Realty Ltd.

How can I request a showing of 15 Madonna Gardens?

Send a showing request with your phone number, or call (416) 837-8000. Team Asgarian will call you to confirm a time.

Can Team Asgarian represent me as the buyer?

Yes, if you are not already working with another agent. We talk it through on the call before anything is signed.

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX Premier Inc. MLS®/PropTx.

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15 MADONNA GARDENS, TORONTO, ON · Listed By RE/MAX Premier Inc.

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Tell us where your home is. We'll call to talk through its value and your selling plans, free and with no obligation to list.

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