Vineyard Court
3.5 km Away2025
Sign In To See The Price109 Elnathan Crescent, Toronto, ON
Humber Summit, Toronto · MLS® W14172410
$799,999
For SaleJust Listed Today
4BedroomsBeds
2BathroomsBaths
3Parking
1100-1500Sq ft
Listed By Sutton Group - Summit Realty Inc.
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Key Facts
- Property type
- Semi-Detached, Backsplit 4
- Lot
- 30.26 × 121.33 ft
- Basement
- Apartment, Separate Entrance
- Parking
- 3 parking
- Property tax
- $3,400 / 2026
- Offer date
- None stated
- Cross streets
- Islington & Steels Area
All Facts
- Property type
- Semi-Detached, Backsplit 4
- MLS®
- W14172410
- Bedrooms
- 4
- Bathrooms
- 2
- Size
- 1100-1500 sq ft
- Lot
- 30.26 × 121.33 ft
- Cross streets
- Islington & Steels Area
- Parking
- 3 parking
- Driveway
- Available
- Basement
- Apartment, Separate Entrance
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $3,400 / 2026
- Offer date
- None stated
- Listing brokerage
- Sutton Group - Summit Realty Inc.
About This Home
From The Listing Description By Sutton Group - Summit Realty Inc.
In short
- HERE IS YOUR CHANCE TO LIVE IN iTALLIAN GARDENS LOVELY 4 BEDROOM, 2 FULL WASHROOMS.
- HOME WITH LOWER LEVEL APARTMENT A SEPARATE ENTRANCE TO THE PARTIALLY FINISHED BASEMENT OFFERS FANTASTIC IN-LAW SUITE POTENTIAL.
- PERFECT FOR MUILTI GENERATIONAL LIVING OR A KIDS HANGOUT SPACE, AMPLE DRIVEWAY PARKING MEAN THERE'S SPACE FOR EVERYONE. IDEAL FOR LARGE FAMILIES TWO COMPLETE UNITS...
Read The Full Description
* HERE IS YOUR CHANCE TO LIVE IN iTALLIAN GARDENS *LOVELY 4 BEDROOM, 2 FULL WASHROOMS. HOME WITH LOWER LEVEL APARTMENT *A SEPARATE ENTRANCE TO THE PARTIALLY FINISHED BASEMENT OFFERS FANTASTIC IN-LAW SUITE POTENTIAL. PERFECT FOR MUILTI GENERATIONAL LIVING OR A KIDS HANGOUT SPACE, AMPLE DRIVEWAY PARKING MEAN THERE'S SPACE FOR EVERYONE. *IDEAL FOR LARGE FAMILIES *TWO COMPLETE UNITS * WELL MAINTAINED KITCHEN *HARDWOOD FLOORS ON MAIN & LOWER LEVEL *NEW ROOF *FULLY FENCED * SOUGHT AFTER NEIGHBORHOOD *NO LAMINATE *PRIDE OF OWNDERSHIP *MOVE IN READY. FRESHLY PAINTED. CLOSE TO FINCH LRT. TTC ACCESS AT YOUR DOOR.
Our Take
Team Asgarian, RE/MAX Hallmark Realty Ltd.A small discount is typical
$779Klikely sale price
Listed at $799,999. Going by how homes in Humber Summit and across Toronto have actually closed against their asking prices (about 97%, blended from 12 local closings in 90 days), the likely sale price is near $779K, if it sells. A realistic range is $739K to $880K.
Independent value check. What our model says the home itself is worth, and what sets it apart, is free for signed-in members. Sign In To See It
List price
$739KBelow recent closings$880KAbove recent closings
Total price vs nearby homes. Likely closing about $779K, from 12 recent closings in this pocket.
The market behind the math, in Humber Summit
12sold nearby · 90 days
$825Kmedian semi-detached sold · 90 days
98%of asking, local average
~22 dayshomes like this take to sell
$3,240/moest. rent · 8 leases
4.9%gross yield on the ask
Balanced market
Buyer's marketSeller's market
About 3 months of inventory: 12 semi-detached homes for sale in the area against 12 closings in the last 90 days. Under two months favours sellers, over four favours buyers. This reads supply only, not prices.
This home
Below area avgAbove area avg
Price per square foot: this home lists at $615/sqft against an area asking average of $637/sqft.
- Separate-entrance basement apartment features. A finished basement apartment with a separate entrance. A self-contained space for extended family, guests or potential income. Basements do rent in Humber Summit: 11 of the 41 detached leases here lately were basement units, around $1,700 a month. That points to potential income. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Toronto.
How this estimate is builtthe short version
The likely sale price starts from the asking price and how homes here have actually closed against theirs, so it says where this one will probably land, not what it is worth. Condition, finishes and how the home shows remain an in-person call.
What the listing highlights4 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant. Income potential
- Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
- Recent major systems: lower near-term capital costs, ask for the ages and any warranties. Value driver
- Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Schools & getting aroundcatchment and transit
The assigned public school is Humber Summit Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Read this with carewhy it’s an estimate, not an appraisal
Priced above comparable homes overall, but the price per square foot ($615/sqft) is in line with the area, so you are paying for extra space rather than a premium.
There were not many closely comparable homes right in Humber Summit, so I widened the search to the surrounding area.
Based on 12 closings nearby in the last 90 days.
Sold Price Trend
Median sold price for semi-detached homes in Toronto: $1.10M in October 2026, up 6% from a year ago, on 2,430 closings in 12 months.
Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Toronto as a whole: the neighbourhood alone has too few closings for a line of its own.
Month by month
| Month | Median sold | Closings |
|---|---|---|
| November 2025 | $1.03M | 207 |
| December 2025 | $967K | 117 |
| January 2026 | $997K | 100 |
| February 2026 | $1.09M | 151 |
| March 2026 | $1.18M | 180 |
| April 2026 | $1.18M | 242 |
| May 2026 | $1.18M | 282 |
| June 2026 | $1.21M | 262 |
| July 2026 | $999K | 237 |
| August 2026 | $970K | 166 |
| September 2026 | $1.12M | 213 |
| October 2026 | $1.10M | 273 |
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Our Transactions Near This Listing
Homes Team Asgarian has handled within 5 km of Elnathan Crescent. Signed-in members see each price, verified against board records.
Ashcroft Court
4.4 km Away2024
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Cabana Drive
450 m Away2021
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Teahouse Road
3.6 km Away2017
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Blue Willow Drive
4.0 km Away2019
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Interchange Way
4.7 km Away2025
Sign In To See The PriceOther Homes For Sale In Humber Summit
For sale in Humber Summit now · asking prices
How This Price Compares
$817kavg asking
Every home like this one for sale in Humber Summit right now. These are asking prices, not sales.
This Home $615/sqft$800k97 San Gabriele Place $457/sqft$799k53 Grampian Crescent $456/sqft$799k51 Seacliffe Boulevard $630/sqft$819k55 Husband Drive $638/sqft$829k11 Anthia Drive $480/sqft$840k
Per square foot, these ask about $532/sqft; this home lists at $615/sqft.
The 5 closest in price of 12 for sale in Humber Summit.
See all comparable homesNeighbourhood & Location
Humber Summit, Toronto, ON
Commute
Time from this home to where you spend your dayEnter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Get The Full Neighbourhood Report (Schools, Parks, Transit & Safety) →
Schools & Catchment
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
53%
Also nearby: 10 more schools within 2.5 km
Venerable John Merlini Catholic School · Catholic elementary0.9 km · 82% at standard
North Kipling Junior Middle School · Public elementary1.5 km · 49% at standard
North Albion Collegiate Institute · Public secondary1.9 km · 50% at standard
Beaumonde Heights Junior Middle School · Public elementary1.9 km · 70% at standard
St Andrew Catholic School · Catholic elementary1.9 km · 56% at standard
Daystrom Public School · Public elementary2.2 km · 54% at standard
Highfield Junior School · Public elementary2.2 km · 58% at standard
John D Parker Junior School · Public elementary2.3 km · 72% at standard
St Angela Catholic School · Catholic elementary2.4 km · 63% at standard
Smithfield Middle School · Public elementary2.4 km · 72% at standard
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Estimated Mortgage
$3,646/mo
$151KIncome needed
5.3×Price ÷ income
$841Weekly cost
$24,950Land transfer tax, one-time (Ontario + Toronto)
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Mortgage is 93% of the monthly costMortgage $3,646Property tax $283Total carry $3,929
Calculate And Customize Your Mortgage
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
$
20.0%
$
%
4.59%
%
Live rate from Ratehub.caConventional (20%+ down). Best insured 5-year fixed 4.44% via Ratehub.ca (as of November 11, 2026); conventional rates run a little higher.
years
years (your rate-locked period)
$3,574per month
Mortgage amount $639,999 · 4.59% over 25 years
$160,000Down payment (20.0%)
$639,999Loan before insurance
$0CMHC premium
$3,858Total monthly cost
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,574
- Property tax
- $283
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $3,858
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $12,475
- Toronto municipal land transfer tax
- $12,475
- Estimated closing costs
- $24,950
Plus your down payment of $160,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
6.59%Qualifying rate
$4,322/monthPayment at the qualifying rate
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
$432,295Total interest paid
$1,072,294Total of all payments
Principal $639,999 Interest $432,295
YearPrincipalInterestBalance
1$14,084$28,808$625,915
2$14,738$28,154$611,177
3$15,422$27,470$595,755
4$16,138$26,754$579,617
5$16,887$26,005$562,730
6$17,671$25,220$545,059
7$18,492$24,400$526,567
8$19,350$23,542$507,217
9$20,249$22,643$486,968
10$21,189$21,703$465,780
11$22,172$20,719$443,607
12$23,202$19,690$420,406
13$24,279$18,613$396,127
14$25,406$17,486$370,721
15$26,586$16,306$344,135
16$27,820$15,072$316,315
17$29,112$13,780$287,203
18$30,463$12,429$256,740
19$31,877$11,014$224,863
20$33,357$9,534$191,506
21$34,906$7,986$156,600
22$36,527$6,365$120,073
23$38,222$4,669$81,851
24$39,997$2,895$41,854
25$41,854$1,038$0
At the end of your 5-year term
- Total paid over the term
- $214,459
- Principal paid down
- $77,269
- Interest paid
- $137,190
- Balance remaining
- $562,730
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Questions About 109 Elnathan Crescent
What is the asking price for 109 Elnathan Crescent?
It is listed at $799,999.
How many bedrooms and bathrooms does 109 Elnathan Crescent have?
4 bedrooms, and 2 bathrooms.
How big is 109 Elnathan Crescent?
The listing gives 1100-1500 sq ft of living space, on a 30.26 × 121.33 ft lot.
Does 109 Elnathan Crescent have parking?
3 parking spaces, no garage listed.
What are the property taxes on 109 Elnathan Crescent?
$3,400 a year, for 2026.
Is there an offer date for 109 Elnathan Crescent?
The listing does not state an offer date.
Which schools is 109 Elnathan Crescent zoned for?
By the school boards' attendance boundaries: Gracedale Public School, Humber Summit Middle School, Emery Collegiate Institute and St. Roch. Boundaries change, so confirm with the board before relying on it.
When was 109 Elnathan Crescent listed?
It came on the market on November 11, 2026.
Who is the listing brokerage for 109 Elnathan Crescent?
Sutton Group - Summit Realty Inc. Showing requests on this page go to Team Asgarian, RE/MAX Hallmark Realty Ltd.
How can I request a showing of 109 Elnathan Crescent?
Send a showing request with your phone number, or call (416) 837-8000. Team Asgarian will call you to confirm a time.
Can Team Asgarian represent me as the buyer?
Yes, if you are not already working with another agent. We talk it through on the call before anything is signed.
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of Sutton Group - Summit Realty Inc. MLS®/PropTx.