607-1638 Bloor Street, Toronto, ON

High Park North, Toronto · MLS® W13802544

$427,000
For Sale
Listed 31 days agoNo offer date stated
1+1Bedrooms
1Bathrooms
0Parking
600-699Sq ft

About this home

In short

  • Welcome to one of the most sought-after addresses along Bloor West, 1638 Bloor St W.
  • This beautifully updated 1+1 bedroom suite offers a smart, functional layout that effortlessly balances everyday living and entertaining.

Welcome to one of the most sought-after addresses along Bloor West, 1638 Bloor St W. This beautifully updated 1+1 bedroom suite offers a smart, functional layout that effortlessly balances everyday living and entertaining. The spacious den provides the perfect opportunity for a private home office or flexible second space, with enough separation to truly make it your own. Inside, you'll find contemporary finishes, floor-to-ceiling windows, and a charming double-door Juliet balcony that fills the space with natural light and fresh air. Just steps from High Park, enjoy easy access to expansive green space, scenic trails, and beautifully maintained gardens, ideal for those who love the outdoors. Before you even leave the neighbourhood, you're surrounded by a vibrant mix of cafes, restaurants, and boutique grocers, all within walking distance. The building itself offers an impressive selection of amenities, including a fitness centre, party room, and a rooftop terrace with BBQs. With Keele subway station just steps away, commuting across the city is seamless. A perfect opportunity to own in a dynamic, well-connected community that blends urban living with nature

Key facts

Property type
Condo Apartment, Apartment
MLS®
W13802544
Bedrooms
1+1 (2 total)
Bathrooms
1
Size
600-699 sq ft
Cross streets
Bloor St W / Parkside Dr
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$733/mo
Exposure
North
Property tax
$2,692 / 2026
Days on market
31
Listing brokerage
RARE REAL ESTATE

Rooms

DenMain2.59 × 2.56 m

Separate Room

KitchenMain3.88 × 14.31 m

open concept · stainless steel appl · combined w/living

Living RoomMain3.88 × 14.31 m

open concept · large window · combined w/kitchen

BedroomMain3.47 × 2.99 m

Walk-In Closet(s)

BathroomMain0.00 × 0.00 m

4 pc bath · tile floor · b/i vanity

Our TakeTeam Asgarian · Broker
A small discount is typical
$420Klikely sale price

Listed at $427,000. Going by how homes in High Park North and the wider GTA have actually closed against their asking prices (about 98%, 17 local closings in 90 days), the likely sale price is near $420K, if it sells. A realistic range is $396K to $455K.

Independent value check: $524K. Without looking at the asking price, our model values the home itself about 23% above the ask (homes like it typically land between $488K and $551K).

Why $524K. The typical condo sold in High Park North over the past year went for about $765K (59 sales). What sets this one apart:

  • ▼ Lowers it stronglyIts tax bill, which follows the city's own assessment, is $2,692 a year; the typical home sold here pays about $3,600.
  • ▼ Lowers it strongly1+1 bedrooms and 1 baths, against 2+1 and 2 typically.
  • ▼ Lowers it0 garage and 0 total parking spaces, against 1 and 1 typically.
  • ▼ Lowers itIt is 600 to 699 sq ft; the typical home sold here is 700 to 799.
List price
$396KBelow recent closings$455KAbove recent closings

Total price vs nearby homes. Likely closing about $420K, from 17 recent closings in this pocket.

The market behind the math:

17sold nearby · 90 days
$800Kmedian sold price
100%of asking, on average
−2%prices vs a year ago
~16 dayshomes like this take to sell
31days on market so far
$2,675/moest. rent · 9 leases
7.5%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.9 months of inventory: 11 condo apartment homes for sale in the area against 17 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $657/sqft against an area asking average of $1,010/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.

It never sees the asking price. The 17 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $569K. Condition and finishes remain an in-person call.

Schools & getting aroundcatchment and transit

On schools, this address is zoned for Humberside Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

Based on 9 homes sold in this building over the past two years, from 114 closings in High Park North.

What sellers nearby are askingCurrently listed nearby in High Park North · asking prices
$746kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest condo apartment listings on the market. Homes like this one have recently closed around $524K, which is where my estimate comes from.

Per square foot, these ask about $1,108/sqft; this home lists at $657/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
427kThis home705k725k760k796kThis home vs active comparables

Sold price trend

Median sold price for condos in Toronto: $540K in September 2026, down 4% from a year ago, on 10,804 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Toronto as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
October 2025$589K1052
November 2025$569K834
December 2025$545K659
January 2026$565K593
February 2026$575K722
March 2026$565K974
April 2026$565K1042
May 2026$560K1011
June 2026$558K1120
July 2026$560K1030
August 2026$548K882
September 2026$540K885

Neighbourhood & location

High Park North, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Dovercourt-Wallace Emerson-Junction
$640K
Niagara
$724K
Kensington-Chinatown
$585K
Waterfront Communities C1
$610K
Church-Yonge Corridor
$529K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Keele Street Public School
82%
Keele Street Public SchoolPublic · Elementary · 0.5 km awayAbove the GTA average · 82% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Bishop Marrocco/Thomas Merton Catholic Secondary School · Catholic secondary0.4 km · 55% at standard
Mountview Alternative School School · Public elementary0.5 km · 83% at standard
Howard Junior Public School · Public elementary0.7 km · 76% at standard
Indian Road Crescent Junior Public School · Public elementary0.8 km · 88% at standard
St Luigi Catholic School · Catholic elementary0.8 km · 36% at standard
Perth Avenue Junior Public School · Public elementary0.9 km · 77% at standard
Lucy McCormick Senior School · Public elementary1.0 km
St Rita Catholic School · Catholic elementary1.2 km · 73% at standard
St Vincent de Paul Catholic School · Catholic elementary1.2 km · 83% at standard
The Student School · Public secondary1.4 km
Fern Avenue Junior and Senior Public School · Public elementary1.4 km · 75% at standard
Annette Street Junior and Senior Public School · Public elementary1.5 km · 81% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$1,946/mo
$99KIncome needed
4.3×Price ÷ income
$449Weekly cost
$10,030Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

67%mortgage
Mortgage $1,946Property tax $224Condo fee $733Total carry $2,903

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,889per month

Mortgage amount $341,600 · 4.49% over 25 years

$85,400Down payment (20.0%)
$341,600Loan before insurance
$0CMHC premium
$2,846Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,889
Property tax
$224
Condo / maintenance fees
$733
Heating
$0
Estimated monthly cost
$2,846

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$5,015
Toronto municipal land transfer tax
$5,015
Estimated closing costs
$10,030

Plus your down payment of $85,400. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,286/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$225,030Total interest paid
$566,630Total of all payments
Principal $341,600 Interest $225,030
YearPrincipalInterestBalance
1$7,623$15,042$333,977
2$7,969$14,696$326,008
3$8,331$14,334$317,677
4$8,709$13,956$308,967
5$9,105$13,560$299,863
6$9,518$13,147$290,345
7$9,950$12,715$280,394
8$10,402$12,263$269,992
9$10,874$11,791$259,118
10$11,368$11,297$247,750
11$11,884$10,781$235,866
12$12,424$10,241$223,442
13$12,988$9,677$210,454
14$13,578$9,088$196,876
15$14,194$8,471$182,682
16$14,839$7,827$167,844
17$15,512$7,153$152,332
18$16,217$6,449$136,115
19$16,953$5,712$119,162
20$17,723$4,943$101,439
21$18,527$4,138$82,912
22$19,369$3,297$63,544
23$20,248$2,417$43,296
24$21,167$1,498$22,128
25$22,128$537$0

At the end of your 5-year term

Total paid over the term
$113,326
Principal paid down
$41,737
Interest paid
$71,589
Balance remaining
$299,863

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 9 whole-home leases in High Park North$2,675/mo
$32,100Gross annual rent
3.9%Cap rate after taxes and upkeep
$2,461 to $2,889Typical rent range
~18 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 9 whole-home leases in High Park North signed at a median of $3,393 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,675. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

7.5%
Gross yield
− Property tax $2,692− Condo fees $8,793− Insurance $600− Vacancy & upkeep $3,531Net operating income $16,484

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RARE REAL ESTATE. MLS®/PropTx.

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