21 Debby Court, Toronto, ON
Humberlea-Pelmo Park W4, Toronto · MLS® W13807988
About this home
In short
- Owned by the same family since 1965, this spacious raised bungalow offers a rare opportunity to create something special in the heart of Weston Village.
- Downstairs, the finished basement significantly expands the possibilities.
- A separate entrance, second kitchen and three-piece bathroom create a versatile lower level that can work well for extended family, guests or additional living space.
- For buyers with renovation plans, the existing layout provides an excellent starting point for reimagining both levels.
- Located in established Weston Village, the home is close to neighbourhood parks, schools and everyday conveniences, with nearby highway access making travel around...
Owned by the same family since 1965, this spacious raised bungalow offers a rare opportunity to create something special in the heart of Weston Village. Set on a quiet cul-de-sac, this semi-detached home has been well loved for more than 60 years and is ready for its next chapter. With approximately 2,473 sq.ft. of total living space, the home offers a generous and highly functional layout. The main level features three spacious bedrooms alongside a combined living and dining room with plenty of room for everyday family life and entertaining. A walkout to the front balcony adds outdoor space to the main floor, while the original kitchen provides a solid footprint for those looking to renovate and make the home their own. A four-piece bathroom completes this level. Downstairs, the finished basement significantly expands the possibilities. A separate entrance, second kitchen and three-piece bathroom create a versatile lower level that can work well for extended family, guests or additional living space. For buyers with renovation plans, the existing layout provides an excellent starting point for reimagining both levels. Outside, a large backyard offers room to garden, entertain or simply enjoy more space outdoors. Parking is equally practical, with room for three vehicles in total, including one in the garage. Located in established Weston Village, the home is close to neighbourhood parks, schools and everyday conveniences, with nearby highway access making travel around the city straightforward. Combining size, location and more than six decades of family history, this is an opportunity to update a well-established home and make it your own. Some rooms have been virtually staged.
Key facts
- Property type
- Semi-Detached, Bungalow-Raised
- MLS®
- W13807988
- Bedrooms
- 3
- Bathrooms
- 2
- Size
- 1100-1500 sq ft
- Lot
- 30.6 × 116.79 ft
- Cross streets
- Weston Road/Oak Street
- Parking
- 1 garage · 3 parking (built-in)
- Driveway
- Available
- Basement
- Finished, Separate Entrance
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Unknown
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $4,193 / 2025
- Days on market
- 8
- Listing brokerage
- SAGE REAL ESTATE LIMITED
Listed at $799,900, about 3% below our estimate of $829K (homes like it typically land between $777K and $869K).
Total price vs nearby homes. Fair value about $829K, learned from recent GTA sales.
The market behind the math:
Price per square foot: this home lists at $615/sqft against an area asking average of $830/sqft.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 5 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $865K. Condition and finishes remain an in-person call.
What the listing highlights4 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant. Income potential
- Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Schools & getting aroundcatchment and transit
The assigned public school is C R Marchant Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Read this with carewhy it’s an estimate, not an appraisal
There were not many closely comparable homes right in Humberlea-Pelmo Park W4, so I widened the search to the surrounding area.
Based on 5 comparable homes that sold in Humberlea-Pelmo Park W4 over the past two years, from 7 closings there.
Nothing closely matching this home is listed nearby right now, so these are the nearest semi-detached listings on the market. Homes like this one have recently closed around $829K, which is where my estimate comes from.
Per square foot, these ask about $588/sqft; this home lists at $615/sqft. Size is part of the price story, not just the sticker.
The 3 closest active listings nearby.
See all comparable homesNeighbourhood & location
Humberlea-Pelmo Park W4, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of September 30, 2026); conventional rates run a little higher.
Mortgage amount $639,920 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,538
- Property tax
- $349
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $3,888
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $12,473
- Toronto municipal land transfer tax
- $12,473
- Estimated closing costs
- $24,946
Plus your down payment of $159,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $212,294
- Principal paid down
- $78,186
- Interest paid
- $134,107
- Balance remaining
- $561,734
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SAGE REAL ESTATE LIMITED. MLS®/PropTx.