38 Betty Nagle Street, Toronto, ON
Humberlea-Pelmo Park W5, Toronto · MLS® W13838370
About this home
In short
- You don't find three-storey semi-detached with this kind of livable space very often, and when you do, they don't stay on the market long.
- Step through the door and the first thing you'll notice is the light: an open-concept main floor with 9-foot ceilings pulls you straight through to a kitchen built...
- Dark hardwood runs underfoot from the entryway, up every staircase, across all three levels above grade.
- Upstairs, three spacious bedrooms include a primary suite with its own private ensuite, plus a second bedroom filled with natural light from its own skylight.
- Downstairs, a second entrance opens straight to the backyard, a rare bit of flexibility that works as a private walk-out, an in-law setup, or separate access for a...
You don't find three-storey semi-detached with this kind of livable space very often, and when you do, they don't stay on the market long. Step through the door and the first thing you'll notice is the light: an open-concept main floor with 9-foot ceilings pulls you straight through to a kitchen built for real life, big enough for a crowd, warm enough for a quiet night. Dark hardwood runs underfoot from the entryway, up every staircase, across all three levels above grade. California shutters frame every window, giving the whole home a finished, put-together feel from day one. Then there's the deck. Step out from the kitchen onto an oversized rear deck built for actual entertaining, full dining set, lounge seating, the barbecue going, room for everyone. The kind of space that turns a Tuesday into a reason to have people over. Upstairs, three spacious bedrooms include a primary suite with its own private ensuite, plus a second bedroom filled with natural light from its own skylight. Downstairs, a second entrance opens straight to the backyard, a rare bit of flexibility that works as a private walk-out, an in-law setup, or separate access for a tenant, whichever way you need it to work for you. The finished basement adds even more room to spread out, and an attached garage plus driveway parking mean you're never fighting for space.Location does some of the heavy lifting too. You're minutes from Highways 400 and 401, Pearson Airport, the Finch LRT and Weston GO/UP Express, York University, Humber College, Humber River Hospital, Downsview Park, and Yorkdale Mall, with schools, parks and everyday shops closeenough to walk to. Homes like this, in this location, with this kind of flexibility, don't sit long.
Key facts
- Property type
- Semi-Detached, 3-Storey
- MLS®
- W13838370
- Bedrooms
- 3
- Bathrooms
- 3 (1 half)
- Size
- 1500-2000 sq ft
- Lot
- 21.49 × 82.84 ft
- Cross streets
- Sheppard Avenue West and Weston Road
- Parking
- 1 garage · 3 parking (attached)
- Driveway
- Private
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick Front, Stone
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $4,313 / 2025
- Listing brokerage
- RE/MAX EXPERTS
Rooms
hardwood floor · large closet
hardwood floor · california shutters
hardwood floor · large closet
tile floor · california shutters
hardwood floor · 3 pc ensuite
hardwood floor · california shutters
Listed at $749,000, about 12% below our estimate of $848K (homes like it typically land between $795K and $889K).
Total price vs nearby homes. Fair value about $848K, learned from recent GTA sales.
The market behind the math:
Price per square foot: this home lists at $428/sqft against an area asking average of $841/sqft.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 5 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $886K. Condition and finishes remain an in-person call.
What the listing highlights5 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
- Primary suite: a key comfort and resale feature. Lifestyle
- Open-concept layout: modern, sought-after flow. Lifestyle
- Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
- Currently tenanted: confirm the lease terms and vacant-possession timing before closing. Worth verifying
Schools & getting aroundcatchment and transit
The assigned public school is Gulfstream Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Read this with carewhy it’s an estimate, not an appraisal
This listing did not confirm square footage, so I compared on beds, baths, and location instead of size. Confirm the size to sharpen this.
There were not many closely comparable homes right in Humberlea-Pelmo Park W5, so I widened the search to the surrounding area.
Based on 4 homes sold on this street over the past two years, plus 1 nearby in Humberlea-Pelmo Park W5, from 18 closings in Humberlea-Pelmo Park W5.
For sale
For sale
For sale
For sale
For sale
For sale
For saleNothing closely matching this home is listed nearby right now, so these are the nearest semi-detached listings on the market. Homes like this one have recently closed around $848K, which is where my estimate comes from.
Per square foot, these ask about $602/sqft; this home lists at $428/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 7 active listings nearby.
See all comparable homesNeighbourhood & location
Humberlea-Pelmo Park W5, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of September 30, 2026); conventional rates run a little higher.
Mortgage amount $599,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,313
- Property tax
- $359
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $3,672
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $11,455
- Toronto municipal land transfer tax
- $11,455
- Estimated closing costs
- $22,910
Plus your down payment of $149,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $198,785
- Principal paid down
- $73,211
- Interest paid
- $125,574
- Balance remaining
- $525,989
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX EXPERTS. MLS®/PropTx.