122 Sawmill Road, Toronto, ON

Glenfield-Jane Heights, Toronto · MLS® W13836934

$990,000
For Sale
Listed 1 day agoNo offer date stated
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3+1Bedrooms
3Bathrooms
2Garage · 4 parking
1500-2000Sq ft

About this home

In short

  • Discover the space and versatility of this beautifully well-maintained 5-level backsplit semi-detached home.
  • Offering approximately 2000 above grade living space.
  • Furnace 2024, A/C 2024, Roof 2020.
  • Double-car pak garage and the driveway, which has been known to squeeze in 3 cars.
  • Highly sought after by growing families and investors alike due to the proximity to York University, public transit (including the Finch West LRT), and major highways...

Turnkey property. Discover the space and versatility of this beautifully well-maintained 5-level backsplit semi-detached home. Offering approximately 2000 above grade living space. Furnace 2024, A/C 2024, Roof 2020. Double-car pak garage and the driveway, which has been known to squeeze in 3 cars. Inviting backyard, especially for a garden lover. Multi-Generation Potential. Meticulously cared for over the years. Highly sought after by growing families and investors alike due to the proximity to York University, public transit (including the Finch West LRT), and major highways like the 400 and 401. Just bring your belongings and move in!

Key facts

Property type
Semi-Detached, Backsplit 5
MLS®
W13836934
Bedrooms
3+1 (4 total)
Bathrooms
3
Size
1500-2000 sq ft
Lot
30.02 × 109.91 ft
Cross streets
Keele Street & Sheppard Avenue West
Parking
2 garage · 4 parking (built-in)
Driveway
Mutual
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Unknown
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,489 / 2026
Days on market
1
Listing brokerage
ROYAL STAR REALTY INC.
Our TakeTeam Asgarian · Broker
A small discount is typical
$971Klikely sale price

Listed at $990,000. Going by how homes in Glenfield-Jane Heights and the wider GTA have actually closed against their asking prices (about 98%, 27 local closings in 90 days), the likely sale price is near $971K, if it sells. A realistic range is $910K to $1.09M.

Independent value check: $932K. Without looking at the asking price, our model values the home itself about 6% below the ask (homes like it typically land between $874K and $977K).

Why $932K. The typical semi-detached home sold in Glenfield-Jane Heights over the past year went for about $870K (77 sales). What sets this one apart:

  • ▲ Raises itIts tax bill, which follows the city's own assessment, is $4,489 a year; the typical home sold here pays about $3,700.
  • ▲ Raises it slightlyIt is 1,500 to 2,000 sq ft; the typical home sold here is 1,100 to 1,500.
List price
$910KBelow recent closings$1.09MAbove recent closings

Total price vs nearby homes. Likely closing about $971K, from 27 recent closings in this pocket.

The market behind the math:

27sold nearby · 90 days
$831Kmedian sold price
97%of asking, on average
−6%prices vs a year ago
~27 dayshomes like this take to sell
1days on market so far
$3,162/moest. rent · 6 leases
3.8%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 2.2 months of inventory: 20 semi-detached homes for sale in the area against 27 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $566/sqft against an area asking average of $625/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 27 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $947K. Condition and finishes remain an in-person call.

Schools & getting aroundcatchment and transit

The assigned public school is Beverley Heights Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($566/sqft) is below the area, so you are paying for extra space rather than a premium.

There were not many closely comparable homes right in Glenfield-Jane Heights, so I widened the search to the surrounding area.

Based on 5 homes sold on this street over the past two years, from 155 closings in Glenfield-Jane Heights.

What sellers nearby are askingCurrently listed nearby in Glenfield-Jane Heights · asking prices
$902kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest semi-detached listings on the market. Homes like this one have recently closed around $932K, which is where my estimate comes from.

Per square foot, these ask about $652/sqft; this home lists at $566/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
990kThis home870k1.04M700k1000k899kThis home vs active comparables

Neighbourhood & location

Glenfield-Jane Heights, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Corso Italia-Davenport
$1.10M
Oakwood Village
$1.07M
Dovercourt-Wallace Emerson-Junction
$1.26M
Palmerston-Little Italy
$1.96M
Roncesvalles
$899K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Calico Public School
28%
Calico Public SchoolPublic · Elementary · 1.0 km awayBelow the GTA average · 28% meet the provincial standard
St Margherita of Citta CastelloEQAO results not published
Also nearby: 12 more schools within 2.5 km
St. Margherita of Cittá di Castello Catholic School · Catholic elementary0.3 km · 75% at standard
Oakdale Park Middle School · Public elementary0.4 km · 55% at standard
St Jane Frances Catholic School · Catholic elementary0.6 km · 47% at standard
Yorkwoods Public School · Public elementary0.7 km · 16% at standard
St Martha Catholic School · Catholic elementary0.7 km · 58% at standard
Stanley Public School · Public elementary0.9 km · 44% at standard
Lamberton Public School · Public elementary0.9 km · 63% at standard
ALPHA II Alternative School · Public secondary1.0 km
Topcliff Public School · Public elementary1.1 km · 34% at standard
Elia Middle School · Public elementary1.1 km · 58% at standard
Firgrove Public School · Public elementary1.2 km · 55% at standard
St Francis de Sales Catholic School · Catholic elementary1.3 km · 38% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,512/mo
$187KIncome needed
5.3×Price ÷ income
$1,041Weekly cost
$32,550Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $4,512Property tax $374Total carry $4,886

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of September 30, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,379per month

Mortgage amount $792,000 · 4.49% over 25 years

$198,000Down payment (20.0%)
$792,000Loan before insurance
$0CMHC premium
$4,753Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,379
Property tax
$374
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,753

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$16,275
Toronto municipal land transfer tax
$16,275
Estimated closing costs
$32,550

Plus your down payment of $198,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,300/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$521,731Total interest paid
$1,313,731Total of all payments
Principal $792,000 Interest $521,731
YearPrincipalInterestBalance
1$17,674$34,875$774,326
2$18,477$34,073$755,849
3$19,315$33,234$736,534
4$20,192$32,357$716,341
5$21,109$31,440$695,232
6$22,068$30,482$673,165
7$23,070$29,480$650,095
8$24,117$28,432$625,978
9$25,212$27,337$600,766
10$26,357$26,192$574,409
11$27,554$24,996$546,855
12$28,805$23,745$518,050
13$30,112$22,437$487,938
14$31,480$21,070$456,458
15$32,909$19,640$423,549
16$34,403$18,146$389,146
17$35,965$16,584$353,181
18$37,598$14,951$315,583
19$39,305$13,244$276,277
20$41,090$11,459$235,187
21$42,956$9,594$192,232
22$44,906$7,643$147,326
23$46,945$5,604$100,381
24$49,076$3,473$51,305
25$51,305$1,245$0

At the end of your 5-year term

Total paid over the term
$262,746
Principal paid down
$96,768
Interest paid
$165,978
Balance remaining
$695,232

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 6 whole-home leases in Glenfield-Jane Heights$3,162/mo
$37,944Gross annual rent
2.8%Cap rate after taxes and upkeep
$2,909 to $3,599Typical rent range
~27 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 6 whole-home leases in Glenfield-Jane Heights signed at a median of $2,850 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,162. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.8%
Gross yield
− Property tax $4,489− Insurance $1,400− Vacancy & upkeep $4,174Net operating income $27,881

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL STAR REALTY INC.. MLS®/PropTx.

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