75 Giltspur Drive, Toronto, ON

Glenfield-Jane Heights, Toronto · MLS® W13526634

$979,000
For Sale
Listed 11 days ago
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3Bedrooms
2Bathrooms
4Parking
1500-2000Sq Ft

About this home

Welcome to this beautiful 3 Bedroom 2 Bathroom Semi-Detached Home nestled in an amazing neighbourhood. The bright open-concept main floor creates a warm and inviting space, perfect for everyday living and effortless entertaining along with a finished basement. Step outside into the spacious backyard featuring a recreational shed thats perfect for relaxing or entertaining, two additional sheds and plenty of backyard space to relax, entertain and enjoy outdoor activities. Also a 4 car driveway that adds everyday convenience. Ideally situated, close to highway, schools, public transit. This home combines comfort, functionality and an amazing location.

Key facts

Property type
Semi-Detached, 2-Storey
MLS®
W13526634
Bedrooms
3
Bathrooms
2
Size
1500-2000
Lot
31.15 × 115 ft
Cross streets
Jane St & Sheppard Ave W
Parking
4 parking
Driveway
Mutual
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Unknown
Roof
Shingles
Sewer
Sewer
Property tax
$3,714 / 2026
Days on market
11
Listing brokerage
RE/MAX ULTIMATE REALTY INC.

Rooms

RecreationBasement3.35 × 6.17 m
LaundryBasement3.20 × 7.11 m
Living RoomMain2.30 × 3.40 m

Window

KitchenMain2.95 × 6.20 m

b/i appliances · sliding doors

Bedroom 3Upper3.91 × 3.43 m

overlooks backyard · window · closet

Dining RoomMain3.53 × 6.20 m

overlooks backyard · window

Bedroom 2Upper3.40 × 4.19 m

overlooks frontyard · window · closet

Primary BedroomUpper3.18 × 5.26 m

overlooks backyard · window · closet

Moe’s TakeTeam Asgarian · Broker
Below comparables
$1.35Mest. value

Listed at $979,000, this home is about 28% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

There were not many closely comparable homes right in Glenfield-Jane Heights, so I widened the search to the surrounding area.

Based on 33 similar homes nearby, adjusted for size, beds, and baths.Median of 33 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $791K, lower than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.03M
  • Bathrooms −$15K
  • Adjusts to $1.01M

That comparable adjusts to $1.01M; the $1.35M estimate above is the median of all 33 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Beverley Heights Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Giltspur Dr at Magellan Dr is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$979KGreat deal$1.55MOverpriced

Total price vs nearby homes. Fair value about $1.35M, median of 33 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Open-concept layout: modern, sought-after flow.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Value driver
  • Lifestyle
Comparable listingsCurrently listed nearby in Glenfield-Jane Heights · asking prices
$893kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

57 Calico Drive$800k43 Thurrock Road$899k4 Fennimore Crescent$980k

The 3 closest active listings nearby.

See all comparable homes
979kThis home800k899k980kThis home vs active comparables
Live market pulseActive comparables in Glenfield-Jane Heights · median list $918K
$559this home / sqft
16active listings nearby
11days on market

This home lists 16% below the area average of $664/sqft.

7 days longer than the Toronto average (4 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Glenfield-Jane Heights, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

75/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Giltspur Dr at Magellan Dr, about 65 m away

20+ transit stops3 grocery20+ dining20+ parks4 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

York University Heights
$920K
Corso Italia-Davenport
$951K
Newtonbrook West
$940K
Mount Pleasant East
$1.28M
Palmerston-Little Italy
$1000K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Calico Public School
28%
Calico Public SchoolPublic · Elementary · 0.4 km awayBelow the GTA average · 28% meet the provincial standard

Affordability & Mortgage

Affordability
$4,462/mo
$183KIncome needed
5.4×Price ÷ income
$1,030Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

94%mortgage
Mortgage $4,462Property tax $309Total carry $4,771

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,179per month

Mortgage amount $783,200 · 4.14% over 25 years

$195,800Down payment (20.0%)
$783,200Loan before insurance
$0CMHC premium
$4,489Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,179
Property tax
$310
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,489

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$16,055
Toronto municipal land transfer tax
$16,055
Estimated closing costs
$32,110

Plus your down payment of $195,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$5,076/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$470,634Total interest paid
$1,253,834Total of all payments
Principal $783,200 Interest $470,634
YearPrincipalInterestBalance
1$18,348$31,806$764,852
2$19,115$31,038$745,737
3$19,915$30,239$725,823
4$20,748$29,406$705,075
5$21,616$28,538$683,459
6$22,520$27,634$660,940
7$23,462$26,692$637,478
8$24,443$25,710$613,035
9$25,465$24,688$587,570
10$26,531$23,623$561,039
11$27,640$22,513$533,399
12$28,796$21,357$504,602
13$30,001$20,152$474,601
14$31,256$18,897$443,345
15$32,563$17,590$410,782
16$33,925$16,228$376,857
17$35,344$14,809$341,512
18$36,823$13,331$304,689
19$38,363$11,790$266,326
20$39,968$10,186$226,359
21$41,640$8,514$184,719
22$43,381$6,772$141,338
23$45,196$4,958$96,142
24$47,086$3,067$49,056
25$49,056$1,098$0

At the end of your 5-year term

Total paid over the term
$250,767
Principal paid down
$99,741
Interest paid
$151,026
Balance remaining
$683,459

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
2.9%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.9%
Gross yield
− Property tax $3,714− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $28,528

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ULTIMATE REALTY INC.. MLS®/PropTx.

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