97 Firgrove Crescent, Toronto, ON

Glenfield-Jane Heights, Toronto · MLS® W13836308

$799,800
For Sale
Listed 1 day agoNo offer date stated
Request a showing
◎ Directions
3Bedrooms
2Bathrooms
1Garage · 2 parking
1500-2000Sq ft

About this home

In short

  • Welcome to 97 Firgrove Crescent in North York's Jane and Finch area.
  • This 3-bedroom, 2-bathroom home offers a flexible layout with room for the next owner to make it their own.
  • Whether you're searching for a home to personalize or a property with room to suit changing needs, 97 Firgrove Crescent offers plenty of possibilities.

Welcome to 97 Firgrove Crescent in North York's Jane and Finch area. This 3-bedroom, 2-bathroom home offers a flexible layout with room for the next owner to make it their own. The three bedrooms provide space for family, guests, or a home office, while two bathrooms add convenience to the daily routine. The basement extends the living space with a spacious recreation room ready for movie nights, games, hobbies, or a comfortable place to gather. A separate utility room offers practical space for household essentials and storage. Whether you're searching for a home to personalize or a property with room to suit changing needs, 97 Firgrove Crescent offers plenty of possibilities. Come see how you could make this North York home your own

Key facts

Property type
Semi-Detached, Bungalow-Raised
MLS®
W13836308
Bedrooms
3
Bathrooms
2
Size
1500-2000 sq ft
Lot
30 × 150 ft
Cross streets
Jane St & Finch Ave
Parking
1 garage · 2 parking (built-in)
Driveway
Mutual
Basement
Walk-Out
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Brick
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$3,687 / 2025
Days on market
1
Listing brokerage
RE/MAX PREMIER THE OP TEAM

Rooms

RecreationBasement3.33 × 10.43 m
BreakfastMain2.92 × 2.72 m
Primary BedroomMain3.30 × 5.51 m
Utility RoomBasement3.27 × 3.80 m
Living RoomMain4.46 × 5.06 m
BathroomMain2.18 × 2.19 m
KitchenBasement3.43 × 3.30 m
Bedroom 3Main3.29 × 3.28 m
Bedroom 2Main3.30 × 4.45 m
Dining RoomMain3.30 × 3.40 m
KitchenMain3.30 × 2.68 m
BathroomBasement2.26 × 2.00 m
KitchenBasement3.27 × 3.58 m
Our TakeTeam Asgarian · Broker
A small discount is typical
$784Klikely sale price

Listed at $799,800. Going by how homes in Glenfield-Jane Heights and the wider GTA have actually closed against their asking prices (about 98%, 27 local closings in 90 days), the likely sale price is near $784K, if it sells. A realistic range is $735K to $884K.

Independent value check: $778K. Without looking at the asking price, our model values the home itself about 3% below the ask (homes like it typically land between $729K and $816K).

Why $778K. The typical semi-detached home sold in Glenfield-Jane Heights over the past year went for about $870K (77 sales). What sets this one apart:

  • ▲ Raises it slightlyIt is 1,500 to 2,000 sq ft; the typical home sold here is 1,100 to 1,500.
List price
$735KBelow recent closings$884KAbove recent closings

Total price vs nearby homes. Likely closing about $784K, from 27 recent closings in this pocket.

The market behind the math:

27sold nearby · 90 days
$831Kmedian sold price
97%of asking, on average
−6%prices vs a year ago
~27 dayshomes like this take to sell
1days on market so far
$3,065/moest. rent · 7 leases
4.6%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 0.7 months of inventory: 6 semi-detached homes for sale in the area against 27 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $457/sqft against an area asking average of $657/sqft.

  • Walk-out basement apartment features. A finished walk-out basement apartment with a second kitchen. A self-contained space for extended family, guests or potential income. Basements do rent in Glenfield-Jane Heights: 12 of the 42 detached leases here lately were basement units, around $1,800 a month. That makes the suite real income. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Toronto.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 27 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $847K. Condition and finishes remain an in-person call.

Schools & getting aroundcatchment and transit

The assigned public school is Firgrove Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Based on 4 homes sold on this street over the past two years, plus 1 nearby in Glenfield-Jane Heights, from 155 closings in Glenfield-Jane Heights.

What sellers nearby are askingCurrently listed nearby in Glenfield-Jane Heights · asking prices
$883kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest semi-detached listings on the market. Homes like this one have recently closed around $778K, which is where my estimate comes from.

Per square foot, these ask about $643/sqft; this home lists at $457/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 6 active listings nearby.

See all comparable homes
800kThis home800k930k869k919k899kThis home vs active comparables

Neighbourhood & location

Glenfield-Jane Heights, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Corso Italia-Davenport
$1.10M
Oakwood Village
$1.07M
Dovercourt-Wallace Emerson-Junction
$1.26M
Palmerston-Little Italy
$1.96M
Roncesvalles
$899K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Firgrove Public School
55%
Firgrove Public SchoolPublic · Elementary · 0.3 km awayBelow the GTA average · 55% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Yorkwoods Public School · Public elementary0.6 km · 16% at standard
Stanley Public School · Public elementary0.9 km · 44% at standard
St Jane Frances Catholic School · Catholic elementary1.0 km · 47% at standard
Msgr Fraser College (Norfinch Campus) · Catholic secondary1.1 km
Topcliff Public School · Public elementary1.1 km · 34% at standard
St. Margherita of Cittá di Castello Catholic School · Catholic elementary1.3 km · 75% at standard
Emery Collegiate Institute · Public secondary1.4 km · 47% at standard
St Charles Garnier Catholic School · Catholic elementary1.5 km · 63% at standard
Emery EdVance Secondary School · Public secondary1.5 km
Lamberton Public School · Public elementary1.5 km · 63% at standard
Driftwood Public School · Public elementary1.6 km · 42% at standard
Gosford Public School · Public elementary1.6 km · 48% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,645/mo
$152KIncome needed
5.3×Price ÷ income
$841Weekly cost
$24,942Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $3,645Property tax $307Total carry $3,952

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of September 30, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,538per month

Mortgage amount $639,840 · 4.49% over 25 years

$159,960Down payment (20.0%)
$639,840Loan before insurance
$0CMHC premium
$3,845Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,538
Property tax
$307
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,845

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$12,471
Toronto municipal land transfer tax
$12,471
Estimated closing costs
$24,942

Plus your down payment of $159,960. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,282/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$421,496Total interest paid
$1,061,336Total of all payments
Principal $639,840 Interest $421,496
YearPrincipalInterestBalance
1$14,279$28,175$625,561
2$14,927$27,527$610,635
3$15,605$26,849$595,030
4$16,313$26,140$578,717
5$17,054$25,400$561,663
6$17,828$24,625$543,835
7$18,638$23,816$525,198
8$19,484$22,970$505,714
9$20,368$22,085$485,346
10$21,293$21,160$464,053
11$22,260$20,193$441,793
12$23,271$19,183$418,522
13$24,327$18,126$394,195
14$25,432$17,022$368,763
15$26,586$15,867$342,176
16$27,794$14,660$314,383
17$29,056$13,398$285,327
18$30,375$12,079$254,952
19$31,754$10,699$223,199
20$33,196$9,258$190,003
21$34,703$7,751$155,300
22$36,279$6,175$119,021
23$37,926$4,528$81,096
24$39,648$2,806$41,448
25$41,448$1,006$0

At the end of your 5-year term

Total paid over the term
$212,267
Principal paid down
$78,177
Interest paid
$134,090
Balance remaining
$561,663

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 7 whole-home leases in Glenfield-Jane Heights$3,065/mo
$36,780Gross annual rent
3.5%Cap rate after taxes and upkeep
$2,820 to $3,415Typical rent range
~27 daysTo find a tenant, on average

The suite is real income here: basements rent in Glenfield-Jane Heights (12 of 42 recent detached leases were basement units, around $1,800 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $1,800 a month on top of the upper floors. Permitted use is worth confirming with the city.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 7 whole-home leases in Glenfield-Jane Heights signed at a median of $2,800 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,065. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.6%
Gross yield
− Property tax $3,687− Insurance $1,400− Vacancy & upkeep $4,046Net operating income $27,647

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX PREMIER THE OP TEAM. MLS®/PropTx.

CallRequest a showing