48 Mould Avenue, Toronto, ON
Rockcliffe-Smythe, Toronto · MLS® W13810414
About this home
In short
- Offered For Sale For The First Time.
- This Detached Bungalow Sits On A Generous Lot With Laneway Access And Offers Incredible Potential For First-Time Buyers, Renovators, Builders And Investors.
- Move In And Make It Your Own, Renovate, Expand Or Explore Future Laneway Suite Potential, Subject To Municipal Approvals.
- Laneway Homes Have Already Been Built Along The Street, Highlighting The Exciting Possibilities This Property May Offer.
- Located On A Quiet Residential Street In The Established Rockcliffe-Smythe Community, Steps To TTC And Minutes To Parks, Schools, Shopping And The Everyday...
Offered For Sale For The First Time! This Detached Bungalow Sits On A Generous Lot With Laneway Access And Offers Incredible Potential For First-Time Buyers, Renovators, Builders And Investors. Move In And Make It Your Own, Renovate, Expand Or Explore Future Laneway Suite Potential, Subject To Municipal Approvals. Laneway Homes Have Already Been Built Along The Street, Highlighting The Exciting Possibilities This Property May Offer. Located On A Quiet Residential Street In The Established Rockcliffe-Smythe Community, Steps To TTC And Minutes To Parks, Schools, Shopping And The Everyday Conveniences Of St. Clair Ave W, With Easy Access To The Junction, Bloor West Village And Runnymede.
Key facts
- Property type
- Detached, Bungalow
- MLS®
- W13810414
- Bedrooms
- 3
- Bathrooms
- 2
- Size
- 700-1100 sq ft
- Lot
- 26.4 × 149.5 ft
- Cross streets
- Jane St & St Clair
- Parking
- 1 garage · 2 parking (detached)
- Driveway
- Lane
- Basement
- Finished
- Heating
- Forced Air
- A/C
- None
- Exterior
- Brick, Vinyl Siding
- Foundation
- Unknown
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $3,929 / 2026
- Days on market
- 1
- Listing brokerage
- ROYAL LEPAGE SUPREME REALTY
Rooms
window · closet
Window
window · w/o to yard
Window
Closet
Window
window · closet
window · closet
Listed at $699,900. Going by how homes in Rockcliffe-Smythe and the wider GTA have actually closed against their asking prices (about 98%, 22 local closings in 90 days), the likely sale price is near $684K, if it sells. A realistic range is $641K to $771K.
Independent value check: $893K. Without looking at the asking price, our model values the home itself about 28% above the ask (homes like it typically land between $837K and $935K).
Why $893K. The typical detached home sold in Rockcliffe-Smythe over the past year went for about $852K (64 sales). What sets this one apart:
- ▲ Raises it slightly3 bedrooms and 2 baths, against 2+1 and 2 typically.
Total price vs nearby homes. Likely closing about $684K, from 22 recent closings in this pocket.
The market behind the math:
About 0.8 months of inventory: 6 detached homes for sale in the area against 22 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $778/sqft against an area asking average of $977/sqft.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 22 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $837K. Condition and finishes remain an in-person call.
What the listing highlights3 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
- Garden / laneway suite potential: extra-unit upside, but confirm zoning and feasibility with the city. Worth verifying
- Development potential: upside only if zoning permits, verify with the city before relying on it. Worth verifying
Schools & getting aroundcatchment and transit
The assigned public school is George Syme Community School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Read this with carewhy it’s an estimate, not an appraisal
The listing states size as a wide range, so the size adjustment is approximate and this estimate is a rough read. I can confirm exact square footage to tighten it.
Based on 22 comparable homes that sold in Rockcliffe-Smythe over the past two years, from 141 closings there.
The closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $823/sqft; this home lists at $778/sqft. Size is part of the price story, not just the sticker.
The 3 closest active listings nearby.
See all comparable homesNeighbourhood & location
Rockcliffe-Smythe, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 22, 2026); conventional rates run a little higher.
Mortgage amount $559,920 · 4.39% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,065
- Property tax
- $327
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $3,392
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $10,473
- Toronto municipal land transfer tax
- $10,473
- Estimated closing costs
- $20,946
Plus your down payment of $139,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $183,891
- Principal paid down
- $69,230
- Interest paid
- $114,661
- Balance remaining
- $490,690
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 22 whole-home leases in Rockcliffe-Smythe signed at a median of $2,900 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,869. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE SUPREME REALTY. MLS®/PropTx.