4804-20 Shore Breeze Drive, Toronto, ON

Mimico, Toronto · MLS® W13819520

$959,900
For Sale
Listed 22 days agoNo offer date stated
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2Bedrooms
2Bathrooms
2Garage
1000-1199Sq ft

About this home

In short

  • Welcome to Lower Penthouse 4804 at 20 Shore Breeze Drive, an extraordinary residence perched on the 49th floor in the heart of Humber Bay Shores.
  • This elevated suite offers soaring 9-foot ceilings and a thoughtfully designed layout featuring two spacious bedrooms, including a luxurious primary retreat with a...
  • An open-concept den provides the perfect space for a sophisticated home office or lounge area.
  • Experience refined waterfront living in one of Etobicoke's most desirable communities, steps to trails, parks, transit, dining, and everyday conveniences.

Welcome to Lower Penthouse 4804 at 20 Shore Breeze Drive, an extraordinary residence perched on the 49th floor in the heart of Humber Bay Shores. This elevated suite offers soaring 9-foot ceilings and a thoughtfully designed layout featuring two spacious bedrooms, including a luxurious primary retreat with a walk-in closet and a spa-inspired 5-piece ensuite, plus a separate 4-piece bath. An open-concept den provides the perfect space for a sophisticated home office or lounge area. The expansive living and dining area is ideal for both entertaining and everyday living, complete with pot lights, an elegant electric fireplace, and a seamless walk-out to a large private balcony showcasing breathtaking panoramic views of Lake Ontario and the iconic CN Tower skyline. The modern kitchen is beautifully finished with stainless steel appliances, quartz countertops, a ceramic backsplash, and a dedicated breakfast area, blending style and function effortlessly. This rare offering includes two underground parking spaces, one standard locker, a private wine cellar locker, and a dedicated cigar humidor locker. As an added bonus, this unit enjoys private penthouse-level access to the Sky Lounge, providing exclusive access to your wine storage and cigar humidor lockers, an unparalleled luxury feature. Residents enjoy world-class amenities including a fully equipped gym, CrossFit room, expansive BBQ deck overlooking Lake Ontario, games room, guest suites, party rooms, theatre room, and a car wash. Experience refined waterfront living in one of Etobicoke's most desirable communities, steps to trails, parks, transit, dining, and everyday conveniences.

Key facts

Property type
Condo Apartment, Apartment
MLS®
W13819520
Bedrooms
2
Bathrooms
2
Size
1000-1199 sq ft
Cross streets
Lakeshore/Park Lawn
Parking
2 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$1,161/mo
Exposure
South
Property tax
$7,526 / 2025
Days on market
22
Listing brokerage
HOMELIFE/MIRACLE REALTY LTD

Rooms

Living RoomFlat3.02 × 8.41 m

combined w/dining · pot lights · fireplace

KitchenFlat2.43 × 3.04 m

quartz counter · stainless steel appl · modern kitchen

DenFlat0.00 × 0.00 m

open concept · laminate · pot lights

Bedroom 2Flat2.77 × 3.30 m

mirrored closet · w/o to balcony · laminate

Primary BedroomFlat3.35 × 4.57 m

walk-in closet(s) · w/o to balcony · 5 pc ensuite

BreakfastFlat2.43 × 3.02 m

w/o to balcony · laminate · combined w/kitchen

Dining RoomFlat3.02 × 8.41 m

combined w/living · w/o to balcony · laminate

Our TakeTeam Asgarian · Broker
A small discount is typical
$932Klikely sale price

Listed at $959,900. Going by how homes in Mimico have actually closed against their asking prices (about 97%, 106 local closings in 90 days), the likely sale price is near $932K, if it sells. A realistic range is $878K to $1.01M.

Independent value check: no figure for this home. Going only by the sales record, our model lands more than 25% above the ask. At that distance an automated figure has rarely been close to the eventual sale price, so we are not printing one. The usual reason is something the record cannot show: the home's condition, or an asking price set as a starting point for offers.

List price
$878KBelow recent closings$1.01MAbove recent closings

Total price vs nearby homes. Likely closing about $932K, from 106 recent closings in this pocket.

The market behind the math:

106sold nearby · 90 days
$609Kmedian sold price
96%of asking, on average
+4%prices vs a year ago
~35 dayshomes like this take to sell
22days on market so far
$3,743/moest. rent · 7 leases
4.7%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 0.8 months of inventory: 28 condo apartment homes for sale in the area against 106 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $873/sqft against an area asking average of $831/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.

It never sees the asking price. The 106 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.11M. Condition and finishes remain an in-person call.

What the listing highlights4 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
  • Primary suite: a key comfort and resale feature. Lifestyle
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Schools & getting aroundcatchment and transit

The assigned public school is Étienne Brûlé Junior School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

Below comparable homes on total price, yet the price per square foot ($873/sqft) is in line with the area, which usually points to a smaller or more efficient layout.

Based on 5 homes sold in this building over the past 14 months, from 499 closings in Mimico.

Sold price trend

Median sold price for condos in Mimico: $560K in September 2026, up 1% from a year ago, on 469 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$610K43
November 2025$580K37
December 2025$650K31
January 2026$592K30
February 2026$605K31
March 2026$645K48
April 2026$642K48
May 2026$610K30
June 2026$602K49
July 2026$695K41
August 2026$595K45
September 2026$560K36

Neighbourhood & location

Mimico, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

High Park-Swansea
$399K
Islington-City Centre West
$435K
Niagara
$724K
Waterfront Communities C1
$572K
Bay Street Corridor
$629K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Étienne Brûlé Junior School
79%
Étienne Brûlé Junior SchoolPublic · Elementary · 1.6 km awayAbove the GTA average · 79% meet the provincial standard
Also nearby: 9 more schools within 2.5 km
David Hornell Junior School · Public elementary0.9 km · 68% at standard
George R Gauld Junior School · Public elementary1.6 km · 73% at standard
St Leo Catholic School · Catholic elementary1.7 km · 82% at standard
St Louis Catholic School · Catholic elementary1.8 km · 76% at standard
John English Junior Middle School · Public elementary1.8 km · 73% at standard
Karen Kain School of the Arts · Public elementary1.9 km · 76% at standard
Etobicoke School of the Arts · Public secondary2.1 km · 80% at standard
Swansea Junior and Senior Junior and Senior Public School · Public elementary2.2 km · 78% at standard
Bishop Allen Academy Catholic Secondary School · Catholic secondary2.4 km · 88% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,375/mo
$213KIncome needed
4.5×Price ÷ income
$1,010Weekly cost
$31,346Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

71%mortgage
Mortgage $4,375Property tax $627Condo fee $1,161Total carry $6,163

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 16, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,246per month

Mortgage amount $767,920 · 4.49% over 25 years

$191,980Down payment (20.0%)
$767,920Loan before insurance
$0CMHC premium
$6,034Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,246
Property tax
$627
Condo / maintenance fees
$1,161
Heating
$0
Estimated monthly cost
$6,034

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$15,673
Toronto municipal land transfer tax
$15,673
Estimated closing costs
$31,346

Plus your down payment of $191,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,139/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$505,868Total interest paid
$1,273,788Total of all payments
Principal $767,920 Interest $505,868
YearPrincipalInterestBalance
1$17,137$33,815$750,783
2$17,915$33,037$732,869
3$18,728$32,223$714,140
4$19,579$31,373$694,562
5$20,467$30,484$674,094
6$21,397$29,555$652,698
7$22,368$28,583$630,329
8$23,384$27,568$606,945
9$24,446$26,506$582,500
10$25,556$25,396$556,944
11$26,716$24,236$530,228
12$27,929$23,023$502,300
13$29,197$21,755$473,103
14$30,523$20,429$442,580
15$31,908$19,043$410,672
16$33,357$17,594$377,314
17$34,872$16,080$342,443
18$36,455$14,496$305,988
19$38,110$12,841$267,877
20$39,841$11,111$228,037
21$41,650$9,302$186,387
22$43,541$7,411$142,847
23$45,518$5,434$97,329
24$47,584$3,367$49,745
25$49,745$1,207$0

At the end of your 5-year term

Total paid over the term
$254,758
Principal paid down
$93,826
Interest paid
$160,932
Balance remaining
$674,094

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 7 whole-home leases in Mimico$3,743/mo
$44,916Gross annual rent
1.9%Cap rate after taxes and upkeep
$3,444 to $4,042Typical rent range
~18 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 7 whole-home leases in Mimico signed at a median of $2,700 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,743. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.7%
Gross yield
− Property tax $7,526− Condo fees $13,926− Insurance $600− Vacancy & upkeep $4,941Net operating income $17,923

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE/MIRACLE REALTY LTD. MLS®/PropTx.

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