11 Stock Avenue, Toronto, ON

Islington-City Centre West, Toronto · MLS® W13822614

$995,000
For Sale
Listed 25 days agoNo offer date stated
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3Bedrooms
2Bathrooms
3Parking
700-1100Sq ft

About this home

In short

  • 11 Stock Avenue, a bungalow nestled in the desirable Islington-Centre West community is PRICED TO SELL.
  • This lovingly cared-for home offers a warm and inviting atmosphere, highlighted by hardwood flooring throughout the main level and bright, comfortable principal rooms.
  • The updated kitchen is both stylish and functional, featuring stainless steel appliances including a stove, fridge, and built-in dishwasher, while the renovated main...
  • The finished lower level, complete with a separate entrance, expands the living space with a large recreation area, laundry room, two-piece bathroom, and a rough-in...
  • Located close to TTC transit, major highways, shopping, restaurants, and a movie theatre, this property offers a great balance of comfort and convenience in a...

11 Stock Avenue, a bungalow nestled in the desirable Islington-Centre West community is PRICED TO SELL! This lovingly cared-for home offers a warm and inviting atmosphere, highlighted by hardwood flooring throughout the main level and bright, comfortable principal rooms. The updated kitchen is both stylish and functional, featuring stainless steel appliances including a stove, fridge, and built-in dishwasher, while the renovated main bathroom adds a modern touch. The main floor includes three spacious bedrooms and a full bathroom, providing an ideal layout for families, downsizers, or anyone seeking convenient one-level living. The finished lower level, complete with a separate entrance, expands the living space with a large recreation area, laundry room, two-piece bathroom, and a rough-in for a kitchen, offering excellent potential for extended family use or future customization. Outside, the home continues to impress with a lovely backyard that's perfect for entertaining or unwinding, along with a private driveway that accommodates up to three vehicles. Located close to TTC transit, major highways, shopping, restaurants, and a movie theatre, this property offers a great balance of comfort and convenience in a sought-after neighbourhood. ***Please note: Some images have been virtually staged, including the kitchen (with portable island and stools), living room, bedrooms, and recreation room with appropriate furnishings.***

Key facts

Property type
Detached, Bungalow
MLS®
W13822614
Bedrooms
3
Bathrooms
2 (1 half)
Size
700-1100 sq ft
Lot
40 × 142 ft
Cross streets
Kipling and Queensway
Parking
3 parking
Driveway
Private
Basement
Separate Entrance, Full, Partially Finished
Heating
Forced Air
A/C
Central Air
Exterior
Stone, Vinyl Siding
Foundation
Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,397 / 2026
Days on market
25
Listing brokerage
RE/MAX PROFESSIONALS INC.

Rooms

KitchenMain12.01 × 11.42 m

renovated · stainless steel appl · eat-in kitchen

RecreationLower26.90 × 10.99 m

ceramic floor · window

LaundryLower0.00 × 0.00 m

ceramic floor · laundry sink · window

Bedroom 2Main10.17 × 10.10 m

hardwood floor · closet · window

Dining RoomMain14.14 × 11.22 m

hardwood floor · combined w/living · window

Bedroom 3Main11.22 × 6.56 m

hardwood floor · closet · window

Primary BedroomMain12.60 × 10.43 m

hardwood floor · closet · window

Living RoomMain14.14 × 9.84 m

hardwood floor · combined w/dining · window

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Its public catchment (Castlebar Junior School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

What sellers nearby are askingCurrently listed nearby in Islington-City Centre West · asking prices
$1.14Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $1,262/sqft; this home lists at $1,106/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
995kThis home1.05M1.16M1.20MThis home vs active comparables

Neighbourhood & location

Islington-City Centre West, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Stonegate-Queensway
$2.25M
Dovercourt-Wallace Emerson-Junction
$1.25M
Leaside
$2.15M
St. Andrew-Windfields
$4.10M
Banbury-Don Mills
$5.50M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Castlebar Junior School
82%
Castlebar Junior SchoolPublic · Elementary · 1.3 km awayAbove the GTA average · 82% meet the provincial standard
Also nearby: 9 more schools within 2.5 km
Norseman Junior Middle School · Public elementary1.5 km · 77% at standard
Etobicoke School of the Arts · Public secondary2.0 km · 80% at standard
St Louis Catholic School · Catholic elementary2.0 km · 76% at standard
Bishop Allen Academy Catholic Secondary School · Catholic secondary2.1 km · 88% at standard
Lanor Junior Middle School · Public elementary2.1 km · 79% at standard
George R Gauld Junior School · Public elementary2.2 km · 73% at standard
Lakeshore Collegiate Institute · Public secondary2.4 km · 58% at standard
Etobicoke Secondary Alternative School · Public secondary2.4 km
St Leo Catholic School · Catholic elementary2.5 km · 82% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,535/mo
$188KIncome needed
5.3×Price ÷ income
$1,047Weekly cost
$32,750Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $4,535Property tax $366Total carry $4,901

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,401per month

Mortgage amount $796,000 · 4.49% over 25 years

$199,000Down payment (20.0%)
$796,000Loan before insurance
$0CMHC premium
$4,768Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,401
Property tax
$366
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,768

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$16,375
Toronto municipal land transfer tax
$16,375
Estimated closing costs
$32,750

Plus your down payment of $199,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,327/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$524,366Total interest paid
$1,320,366Total of all payments
Principal $796,000 Interest $524,366
YearPrincipalInterestBalance
1$17,763$35,051$778,237
2$18,570$34,245$759,667
3$19,413$33,402$740,254
4$20,294$32,520$719,959
5$21,216$31,599$698,743
6$22,179$30,635$676,564
7$23,186$29,628$653,378
8$24,239$28,576$629,139
9$25,339$27,475$603,800
10$26,490$26,325$577,310
11$27,693$25,122$549,617
12$28,950$23,865$520,667
13$30,265$22,550$490,402
14$31,639$21,176$458,764
15$33,075$19,739$425,688
16$34,577$18,238$391,111
17$36,147$16,668$354,965
18$37,788$15,027$317,176
19$39,504$13,311$277,673
20$41,297$11,517$236,375
21$43,173$9,642$193,203
22$45,133$7,682$148,070
23$47,182$5,633$100,888
24$49,324$3,490$51,564
25$51,564$1,251$0

At the end of your 5-year term

Total paid over the term
$264,073
Principal paid down
$97,257
Interest paid
$166,817
Balance remaining
$698,743

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,450/mo
$17,400Gross annual rent
1.0%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.7%
Gross yield
− Property tax $4,397− Insurance $1,400− Vacancy & upkeep $1,914Net operating income $9,689

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX PROFESSIONALS INC.. MLS®/PropTx.

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