103-2087 Lake Shore Boulevard, Toronto, ON
Mimico, Toronto · MLS® W13824262
About this home
In short
- Welcome to ground-level condo living with an exclusive gated 330sqft garden terrace in the heart of Humber Bay Shores.
- This spacious 1-bedroom, 1-bathroom suite at Waterford Towers offers a great layout, 9' ceilings, breakfast bar, abundant natural light and garden access-perfect for...
- The terrace is an ideal space for those with a green thumb, with plenty of room to create and enjoy your own outdoor garden oasis.
- Enjoy an impressive selection of building amenities including an indoor pool, fitness/exercise room, sauna, concierge, party room, guest suites, visitor parking and...
- Enjoy being close to Lake Ontario, Mimico Waterfront Park, Humber Bay Park and the scenic waterfront trails.
Welcome to ground-level condo living with an exclusive gated 330sqft garden terrace in the heart of Humber Bay Shores! This spacious 1-bedroom, 1-bathroom suite at Waterford Towers offers a great layout, 9' ceilings, breakfast bar, abundant natural light and garden access-perfect for morning coffee, entertaining, gardening or simply enjoying your own outdoor retreat. The terrace is an ideal space for those with a green thumb, with plenty of room to create and enjoy your own outdoor garden oasis. A gas BBQ line adds even more convenience for outdoor cooking and entertaining. The ground-level setting provides easy access and an excellent indoor-outdoor lifestyle, especially appealing to pet owners. The suite includes 1 parking space and a fully enclosed exclusive-use locker, both conveniently located right by the resident entrance, making everyday comings and goings and storage incredibly convenient. The unit is also just down the hall from the guest suites, offering added convenience for visiting family and friends. Enjoy an impressive selection of building amenities including an indoor pool, fitness/exercise room, sauna, concierge, party room, guest suites, visitor parking and rooftop terrace. Plus, enjoy the unique convenience of Vos Restaurante Argentino located right inside the building-perfect for an easy dinner or entertaining guests. Ideally located in sought-after Humber Bay Shores, with the Humber Loop TTC transit conveniently located directly in front of the condominium, providing easy access to public transportation. Enjoy being close to Lake Ontario, Mimico Waterfront Park, Humber Bay Park and the scenic waterfront trails. Walk, cycle, jog or relax by the lake, while being close to cafés, restaurants, shops and everyday conveniences. This is a great opportunity to enjoy a relaxed lakeside lifestyle.
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- W13824262
- Bedrooms
- 1
- Bathrooms
- 1
- Size
- 600-699 sq ft
- Cross streets
- Lake Shore Blvd & Parklawn
- Parking
- 1 garage (underground)
- Basement
- None
- Heating
- Fan Coil
- A/C
- Central Air
- Exterior
- Concrete
- Maintenance
- $1,008/mo
- Exposure
- South
- Property tax
- $2,194 / 2025
- Days on market
- 21
- Listing brokerage
- SAM MCDADI REAL ESTATE INC.
Rooms
carpet free · open concept · large window
carpet free · double closet · large window
stone counters · stainless steel appl · b/i microwave
4 pc bath · ceramic floor · stone counters
Listed at $575,000. Going by how homes in Mimico have actually closed against their asking prices (about 97%, 106 local closings in 90 days), the likely sale price is near $558K, if it sells. A realistic range is $526K to $604K.
Independent value check: no figure for this home. Going only by the sales record, our model lands more than 25% below the ask. At that distance an automated figure has rarely been close to the eventual sale price, so we are not printing one. The usual reason is something the record cannot show: a rebuild, a second unit, or a lot or setting unlike the homes around it.
Total price vs nearby homes. Likely closing about $558K, from 106 recent closings in this pocket.
The market behind the math:
About 1.5 months of inventory: 52 condo apartment homes for sale in the area against 106 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $885/sqft against an area asking average of $864/sqft.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood and this building.
It never sees the asking price. The 106 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $482K. Condition and finishes remain an in-person call.
What the listing highlights3 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
- Sold as-is / needs work: budget for renovation, the price should reflect the condition. Weigh carefully
Schools & getting aroundcatchment and transit
The assigned public school is Étienne Brûlé Junior School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Read this with carewhy it’s an estimate, not an appraisal
Priced above comparable homes overall, but the price per square foot ($885/sqft) is in line with the area, so you are paying for extra space rather than a premium.
Based on 6 homes sold in this building over the past 14 months, from 499 closings in Mimico.
The closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $773/sqft; this home lists at $885/sqft. Size is part of the price story, not just the sticker.
The 5 closest active listings nearby.
See all comparable homesSold price trend
Median sold price for condos in Mimico: $560K in September 2026, up 1% from a year ago, on 469 closings in 12 months.
Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.
Month by month
| Month | Median sold | Closings |
|---|---|---|
| October 2025 | $610K | 43 |
| November 2025 | $580K | 37 |
| December 2025 | $650K | 31 |
| January 2026 | $592K | 30 |
| February 2026 | $605K | 31 |
| March 2026 | $645K | 48 |
| April 2026 | $642K | 48 |
| May 2026 | $610K | 30 |
| June 2026 | $602K | 49 |
| July 2026 | $695K | 41 |
| August 2026 | $595K | 45 |
| September 2026 | $560K | 36 |
Neighbourhood & location
Mimico, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 10 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 16, 2026); conventional rates run a little higher.
Mortgage amount $460,000 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,543
- Property tax
- $183
- Condo / maintenance fees
- $1,008
- Heating
- $0
- Estimated monthly cost
- $3,734
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $7,975
- Toronto municipal land transfer tax
- $7,975
- Estimated closing costs
- $15,950
Plus your down payment of $115,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $152,605
- Principal paid down
- $56,204
- Interest paid
- $96,402
- Balance remaining
- $403,796
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 16 whole-home leases in Mimico signed at a median of $2,830 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,495. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SAM MCDADI REAL ESTATE INC.. MLS®/PropTx.