61-1270 Gainsborough Drive, Oakville, ON
Falgarwood, Oakville · MLS® W13829588
About this home
In short
- Welcome to 61-1270 Gainsborough, an end-unit townhome in an established Oakville condo community.
- Three bedrooms and a full bathroom, updated in 2015, sit on the second floor.
- Add new windows in 2026 and an AC condenser in 2023, plus a roof, garage door, deck, and fence all replaced over the years.
- That's a townhome where the work is behind you and the location does the rest, close to schools, shopping, and the QEW in one of Oakville's most convenient pockets.
Welcome to 61-1270 Gainsborough, an end-unit townhome in an established Oakville condo community. As an end unit, it gets more natural light and a bit more room than the interior units, with north and east exposure through the main floor.The main level puts the kitchen, living, and dining together in modern laminate flooring, with a powder room and a large closet off the hallway. Three bedrooms and a full bathroom, updated in 2015, sit on the second floor. The basement is finished, with the laundry and storage kept to their own separate room.Out back, the private deck and yard face common green space, so there's no neighbour directly behind you, and an enclosed porch connects to the garage.The big-ticket items are already handled, most notably a full HVAC system, a feature that sets this unit apart from most others in the complex. Add new windows in 2026 and an AC condenser in 2023, plus a roof, garage door, deck, and fence all replaced over the years. That's a townhome where the work is behind you and the location does the rest, close to schools, shopping, and the QEW in one of Oakville's most convenient pockets.
Key facts
- Property type
- Condo Townhouse, 2-Storey
- MLS®
- W13829588
- Bedrooms
- 3
- Bathrooms
- 2 (1 half)
- Size
- 1200-1399 sq ft
- Cross streets
- upper middle/ Eighth line
- Parking
- 1 garage · 2 parking (attached)
- Basement
- Full, Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Aluminum Siding, Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Maintenance
- $448/mo
- Exposure
- West
- Property tax
- $2,917 / 2025
- Days on market
- 20
- Listing brokerage
- REAL BROKER ONTARIO LTD.
Rooms
4 Pc Bath
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
Considering this property? Request a written price read
Nothing closely matching this home is listed nearby right now, so these are the nearest condo townhouse listings on the market.
Per square foot, these ask about $489/sqft; this home lists at $523/sqft. Size is part of the price story, not just the sticker.
The 3 closest active listings nearby.
See all comparable homesSold price trend
Median sold price for condo townhouses in Oakville: $900K in September 2026, up 1% from a year ago, on 208 closings in 12 months.
Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Oakville as a whole: the neighbourhood alone has too few closings for a line of its own.
Month by month
| Month | Median sold | Closings |
|---|---|---|
| October 2025 | $675K | 22 |
| November 2025 | $653K | 13 |
| December 2025 | $755K | 16 |
| January 2026 | $563K | 9 |
| February 2026 | $800K | 13 |
| March 2026 | $735K | 19 |
| April 2026 | $730K | 21 |
| May 2026 | $739K | 24 |
| June 2026 | $747K | 22 |
| July 2026 | $600K | 19 |
| August 2026 | $588K | 17 |
| September 2026 | $900K | 13 |
Neighbourhood & location
Falgarwood, Oakville, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Oakville.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 16, 2026); conventional rates run a little higher.
Mortgage amount $543,920 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,007
- Property tax
- $243
- Condo / maintenance fees
- $448
- Heating
- $0
- Estimated monthly cost
- $3,699
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $10,073
- Estimated closing costs
- $10,073
Plus your down payment of $135,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $180,446
- Principal paid down
- $66,457
- Interest paid
- $113,989
- Balance remaining
- $477,463
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REAL BROKER ONTARIO LTD.. MLS®/PropTx.