1130A Islington Avenue, Toronto, ON

Islington-City Centre West, Toronto · MLS® W13834418

$1,399,900
For Sale
Listed 21 days agoNo offer date stated
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3Bedrooms
3Bathrooms
2Garage
2000-2500Sq ft

About this home

In short

  • Beautifully designed urban townhome offering the complete package.
  • This stylish freehold residence showcases timeless elegance with modern flair, featuring a stunning main floor with custom wainscotting, a co-private balcony, and...
  • Soaring 10-foot ceilings, dazzling natural light, well-proportioned rooms, and top-of-the-line finishes create a bright and inviting atmosphere throughout.
  • Families will appreciate the nearby daycares, neighbourhood schools, community centres, and community pool.
  • Open-concept living spaces, cozy places to unwind, and thoughtfully curated finishes to call home.

Beautifully designed urban townhome offering the complete package. This stylish freehold residence showcases timeless elegance with modern flair, featuring a stunning main floor with custom wainscotting, a co-private balcony, and luxury custom kitchen millwork designed for both everyday living and entertaining. Soaring 10-foot ceilings, dazzling natural light, well-proportioned rooms, and top-of-the-line finishes create a bright and inviting atmosphere throughout. Spacious bedrooms, beautifully appointed washrooms, and the convenience of an upper-level laundry room make this home as functional as it is sophisticated. Located within a meticulously maintained freehold townhome community with low monthly maintenance fees of $235.19, including snow removal and salting, lawn care and maintenance, sprinkler activation, and professional off-site property management. The home also features a rare two-car tandem garage, plus free 24/7 street parking on Chauncey Avenue and four visitor parking spaces for guests. Perfectly situated for urban convenience with TTC bus service steps from the front door, and walking distance to Islington Subway Station, Kipling Subway Station, and Kipling GO Station. Families will appreciate the nearby daycares, neighbourhood schools, community centres, and community pool. Directly across the street is the 6.6-acre family-friendly Fairfield Park featuring a playground, splash pad, and expansive green space, while the surrounding South Humber Parklands, Kings Mill Park, Humber Marshes, and Humber River trails provide endless opportunities to enjoy nature. Commuters will love being just 2 km from the Gardiner Expressway. Enjoy an exceptional lifestyle surrounded by local dining along Bloor Street, offering a diverse mix of fine Greek, Japanese, Italian, and Indian cuisine. Some furnishings may also be included in the sale. Open-concept living spaces, cozy places to unwind, and thoughtfully curated finishes to call home.

Key facts

Property type
Townhouse, Contemporary
MLS®
W13834418
Bedrooms
3
Bathrooms
3 (1 half)
Size
2000-2500 sq ft
Lot
15.09 × 65.82 ft
Cross streets
Islington Ave & Bloor St.
Parking
2 garage (built-in)
Driveway
None
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete Block
Roof
Asphalt Rolled
Sewer
Sewer
Property tax
$6,168 / 2025
Days on market
21
Listing brokerage
HARVEY KALLES REAL ESTATE LTD.
Our TakeTeam Asgarian · Broker
Above what recent sales support
$1.28Mautomated estimate, from recent sales

Listed at $1,399,900, about 9% above our estimate of $1.28M (homes like it typically land between $1.20M and $1.34M).

Why $1.28M. The typical townhouse sold in Islington-City Centre West over the past year went for about $1.16M (18 sales). What sets this one apart:

  • ▲ Raises itIts tax bill, which follows the city's own assessment, is $6,168 a year; the typical home sold here pays about $5,600.
  • ▲ Raises itIt is 2,000 to 2,500 sq ft; the typical home sold here is 1,500 to 2,000.
List price
$1.20MBelow our range$1.40MAbove our range

Total price vs nearby homes. Fair value about $1.28M, learned from recent GTA sales.

The market behind the math:

3sold nearby · 90 days
21days on market so far
$4,369/moest. rent · 21 leases
3.7%gross yield on the ask
This home
Below area avgAbove area avg

Price per square foot: this home lists at $622/sqft against an area asking average of $717/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 29 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.19M. Condition and finishes remain an in-person call.

What the listing highlights4 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
  • Open-concept layout: modern, sought-after flow. Lifestyle
Schools & getting aroundcatchment and transit

Its public catchment (Etobicoke Collegiate Institute) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($622/sqft) is below the area, so you are paying for extra space rather than a premium.

There were not many closely comparable homes right in Islington-City Centre West, so I widened the search to the surrounding area.

Based on 29 comparable homes that sold in Islington-City Centre West over the past two years, from 33 closings there.

What sellers nearby are askingCurrently listed nearby · asking prices
$1.30Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest townhouse listings on the market. Homes like this one have recently closed around $1.28M, which is where my estimate comes from.

Per square foot, these ask about $671/sqft; this home lists at $622/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
1.40MThis home1.15M1.25M1.45M1.48M1.20MThis home vs active comparables

Sold price trend

Median sold price for townhouses in Toronto: $1.06M in September 2026, down 3% from a year ago, on 900 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Toronto as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
October 2025$1.05M84
November 2025$1.04M75
December 2025$1.05M55
January 2026$1.04M38
February 2026$1.17M53
March 2026$1.09M86
April 2026$1.22M95
May 2026$1.10M88
June 2026$1.05M97
July 2026$960K91
August 2026$995K47
September 2026$1.06M91

Neighbourhood & location

Islington-City Centre West, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Stonegate-Queensway
$1.43M
Dovercourt-Wallace Emerson-Junction
$987K
Palmerston-Little Italy
$1.30M
Downsview-Roding-CFB
$865K
Englemount-Lawrence
$1.12M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Karen Kain School of the Arts
76%
Karen Kain School of the ArtsPublic · Elementary · 1.9 km awayAbove the GTA average · 76% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Norseman Junior Middle School · Public elementary0.6 km · 77% at standard
Castlebar Junior School · Public elementary1.1 km · 82% at standard
Islington Junior Middle School · Public elementary1.1 km · 66% at standard
Our Lady of Sorrows Catholic School · Catholic elementary1.2 km · 90% at standard
Sunnylea Junior School · Public elementary1.2 km · 96% at standard
Bishop Allen Academy Catholic Secondary School · Catholic secondary1.4 km · 88% at standard
Etobicoke School of the Arts · Public secondary1.7 km · 80% at standard
Our Lady of Peace Catholic School · Catholic elementary1.8 km · 71% at standard
Park Lawn Junior and Middle School · Public elementary2.0 km · 71% at standard
Wedgewood Junior School · Public elementary2.1 km · 79% at standard
St Louis Catholic School · Catholic elementary2.2 km · 76% at standard
Lambton Kingsway Junior Middle School · Public elementary2.4 km · 91% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$6,380/mo
$262KIncome needed
5.3×Price ÷ income
$1,472Weekly cost
$48,946Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $6,380Property tax $514Total carry $6,894

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6,192per month

Mortgage amount $1,119,920 · 4.49% over 25 years

$279,980Down payment (20.0%)
$1,119,920Loan before insurance
$0CMHC premium
$6,706Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,192
Property tax
$514
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,706

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$24,473
Toronto municipal land transfer tax
$24,473
Estimated closing costs
$48,946

Plus your down payment of $279,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$7,495/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$737,749Total interest paid
$1,857,669Total of all payments
Principal $1,119,920 Interest $737,749
YearPrincipalInterestBalance
1$24,992$49,315$1,094,928
2$26,127$48,180$1,068,802
3$27,313$46,994$1,041,489
4$28,553$45,754$1,012,936
5$29,849$44,457$983,086
6$31,205$43,102$951,882
7$32,621$41,685$919,260
8$34,103$40,204$885,158
9$35,651$38,656$849,507
10$37,270$37,037$812,237
11$38,962$35,345$773,275
12$40,731$33,576$732,544
13$42,580$31,727$689,964
14$44,514$29,793$645,450
15$46,535$27,772$598,916
16$48,648$25,659$550,268
17$50,856$23,450$499,412
18$53,165$21,141$446,247
19$55,579$18,727$390,667
20$58,103$16,204$332,564
21$60,741$13,566$271,823
22$63,499$10,808$208,325
23$66,382$7,925$141,943
24$69,396$4,911$72,547
25$72,547$1,760$0

At the end of your 5-year term

Total paid over the term
$371,534
Principal paid down
$136,834
Interest paid
$234,700
Balance remaining
$983,086

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 21 whole-home leases in Islington-City Centre West$4,369/mo
$52,428Gross annual rent
2.8%Cap rate after taxes and upkeep
$4,151 to $4,588Typical rent range

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 21 whole-home leases in Islington-City Centre West signed at a median of $3,955 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $4,369. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.7%
Gross yield
− Property tax $6,168− Insurance $1,400− Vacancy & upkeep $5,767Net operating income $39,092

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HARVEY KALLES REAL ESTATE LTD.. MLS®/PropTx.

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