1114-455 Sentinel Road, Toronto, ON

York University Heights, Toronto · MLS® W13838714

$425,000
For Sale
Listed 21 days agoNo offer date stated
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1Bedrooms
1Bathrooms
1Garage
600-699Sq ft

About this home

In short

  • Beautiful Turn Key Unit, Offering Functional Living In This Fully Renovated Unit At 455 Sentinel Road.
  • Upgraded From Floor To Ceiling, The Open Concept Layout Features A Modern Kitchen With Shaker Cabinets And A Quartz Island, Pot Lights, Laminate FlooringThroughout...
  • The Space Includes A Built In Desk Area, Generous Storage, And A Renovated Bathroom With A Standing Glass Shower And Modern Tiling.
  • Complete With One Parking Space And All Inclusive Utilities, This Home Is Perfectly Situated In York University Heights, Just Steps From TTCTransit, Finch West Subway...

Beautiful Turn Key Unit, Offering Functional Living In This Fully Renovated Unit At 455 Sentinel Road. Upgraded From Floor To Ceiling, The Open Concept Layout Features A Modern Kitchen With Shaker Cabinets And A Quartz Island, Pot Lights, Laminate FlooringThroughout, And A Built In Stone Accent Wall. The Space Includes A Built In Desk Area, Generous Storage, And A Renovated Bathroom With A Standing Glass Shower And Modern Tiling. A Fully Tiled Balcony Spans The Length Of The Unit With Clear East Views. Complete With One Parking Space And All Inclusive Utilities, This Home Is Perfectly Situated In York University Heights, Just Steps From TTCTransit, Finch West Subway Station, York University, Local Shopping, And Quick Access To Highways 400, 401, And 407. This Is Incredible Value For First Time Buyers, Or Small Families Looking For Abundance Of Space With Easy All Inclusive Living.

Key facts

Property type
Condo Apartment, Apartment
MLS®
W13838714
Bedrooms
1
Bathrooms
1
Size
600-699 sq ft
Cross streets
Sentinel/ Finch W/ Keele
Parking
1 garage (underground)
Basement
None
Heating
Baseboard
A/C
None
Exterior
Brick
Maintenance
$785/mo
Exposure
East
Property tax
$1,136 / 2026
Days on market
21
Listing brokerage
PROPERTY.CA INC.

Rooms

KitchenGround3.00 × 2.15 m

laminate · quartz counter · centre island

Primary BedroomGround4.25 × 3.30 m

laminate · double closet · b/i desk

Living RoomGround6.05 × 3.20 m

laminate · open concept · fireplace insert

BathroomGround0.00 × 0.00 m

glass doors · tile floor · backsplash

Dining RoomGround2.65 × 2.20 m

laminate · open concept · combined w/living

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

The assigned public school is Elia Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

York University Heights, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Derrydown Public School
34%
Derrydown Public SchoolPublic · Elementary · 0.7 km awayBelow the GTA average · 34% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
James Cardinal McGuigan Catholic High School · Catholic secondary0.6 km · 66% at standard
Lamberton Public School · Public elementary1.1 km · 63% at standard
Driftwood Public School · Public elementary1.2 km · 42% at standard
Topcliff Public School · Public elementary1.2 km · 34% at standard
St Charles Garnier Catholic School · Catholic elementary1.4 km · 63% at standard
Stilecroft Public School · Public elementary1.4 km · 60% at standard
Brookview Middle School · Public elementary1.5 km · 51% at standard
Shoreham Public School · Public elementary1.5 km · 54% at standard
Gosford Public School · Public elementary1.7 km · 48% at standard
Yorkwoods Public School · Public elementary1.8 km · 16% at standard
St Francis de Sales Catholic School · Catholic elementary1.8 km · 38% at standard
St Jerome Catholic School · Catholic elementary1.8 km · 66% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$1,937/mo
$95KIncome needed
4.5×Price ÷ income
$447Weekly cost
$9,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

69%mortgage
Mortgage $1,937Property tax $95Condo fee $785Total carry $2,816

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,880per month

Mortgage amount $340,000 · 4.49% over 25 years

$85,000Down payment (20.0%)
$340,000Loan before insurance
$0CMHC premium
$2,760Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,880
Property tax
$95
Condo / maintenance fees
$785
Heating
$0
Estimated monthly cost
$2,760

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$4,975
Toronto municipal land transfer tax
$4,975
Estimated closing costs
$9,950

Plus your down payment of $85,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,275/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$223,976Total interest paid
$563,976Total of all payments
Principal $340,000 Interest $223,976
YearPrincipalInterestBalance
1$7,587$14,972$332,413
2$7,932$14,627$324,481
3$8,292$14,267$316,189
4$8,668$13,891$307,520
5$9,062$13,497$298,458
6$9,474$13,086$288,985
7$9,904$12,655$279,081
8$10,353$12,206$268,728
9$10,823$11,736$257,904
10$11,315$11,244$246,590
11$11,829$10,730$234,761
12$12,366$10,193$222,395
13$12,927$9,632$209,468
14$13,514$9,045$195,954
15$14,128$8,431$181,827
16$14,769$7,790$167,058
17$15,440$7,119$151,618
18$16,141$6,418$135,477
19$16,873$5,686$118,604
20$17,640$4,919$100,964
21$18,441$4,118$82,524
22$19,278$3,281$63,246
23$20,153$2,406$43,093
24$21,068$1,491$22,025
25$22,025$534$0

At the end of your 5-year term

Total paid over the term
$112,795
Principal paid down
$41,542
Interest paid
$71,253
Balance remaining
$298,458

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,050/mo
$24,600Gross annual rent
2.5%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.8%
Gross yield
− Property tax $1,136− Condo fees $9,417− Insurance $600− Vacancy & upkeep $2,706Net operating income $10,741

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of PROPERTY.CA INC.. MLS®/PropTx.

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