TH135-5 Elsie Lane, Toronto, ON
Dovercourt-Wallace Emerson-Junction, Toronto · MLS® W13842866
About this home
In short
- Available For The First Time Since 2012, This Spacious Open Concept 2 Bedroom + Den Unit, Comes With A Brand New Owned Navien Tankless Water Heater (No Monthly Rental...
- The Upper Floor Is Where You Will Find Your Den For Your Home Office, The Primary 4-Piece Bathroom & Both Bedrooms With Windows In Each & A Walk-In Closet In The Primary.
Available For The First Time Since 2012, This Spacious Open Concept 2 Bedroom + Den Unit, Comes With A Brand New Owned Navien Tankless Water Heater (No Monthly Rental Payments), Brand New Laid Carpet On The Staircase & 2nd Floor (current pictures show previous carpeting), A 6 Months Old Dishwasher & One Underground Parking Spot (Bye Bye Overheating & Snow Removal!). The Corner Location within The Complex Provides Added Privacy & Quietness. Its Two-Storey Configuration Is Ideal To Separate Public & Private Lives With The Main Floor Offering A Combined Living & Dining Space To Entertain, The Laundry & Mechanical Room, A Walk-Out To The Terrace Where BBQ's Are Permitted & A Modern Kitchen With Full Sized Appliances, Granite Countertops & Generous Storage For The Chef In You. The Upper Floor Is Where You Will Find Your Den For Your Home Office, The Primary 4-Piece Bathroom & Both Bedrooms With Windows In Each & A Walk-In Closet In The Primary. The Location Is Hard To Beat With Dundas West Station & The Up Express Walking Distance, Which Makes a Quick Commute Anywhere Possible! Groceries, Restaurants, Shopping and more are Just A Jaunt Away Too. You Can Also Easily Access Both High Park & The Junction Neighbourhoods For Live Music, More Errands & Shopping. It's The Perfect Home For Young Professionals!
Key facts
- Property type
- Condo Townhouse, Stacked Townhouse
- MLS®
- W13842866
- Bedrooms
- 2+1 (3 total)
- Bathrooms
- 2 (1 half)
- Size
- 800-899 sq ft
- Cross streets
- Dundas St W & Bloor St West
- Parking
- 1 garage (underground)
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Maintenance
- $444/mo
- Exposure
- East
- Property tax
- $3,748 / 2025
- Days on market
- 20
- Listing brokerage
- ROYAL LEPAGE SIGNATURE REALTY
Rooms
w/o to terrace · combined w/dining · hardwood floor
ceramic floor · open concept · granite counters
large closet · double closet · broadloom
broadloom · open concept
hardwood floor · combined w/living · hardwood floor
walk-in closet(s) · large window · broadloom
This home is a bit unique, so there are not enough closely comparable homes nearby for me to trust an automatic number, and I would rather give you a real one than a wrong one. Tell me you are interested and I will pull the most comparable recent sales and send you a straight answer on price, usually the same day.
Ask Moe if this price is fairIts public catchment (Perth Avenue Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.
Neighbourhood & location
Dovercourt-Wallace Emerson-Junction, Toronto, ON
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The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $607,920 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,361
- Property tax
- $312
- Condo / maintenance fees
- $444
- Heating
- $0
- Estimated monthly cost
- $4,118
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $11,673
- Toronto municipal land transfer tax
- $11,673
- Estimated closing costs
- $23,346
Plus your down payment of $151,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $201,678
- Principal paid down
- $74,277
- Interest paid
- $127,401
- Balance remaining
- $533,643
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE SIGNATURE REALTY. MLS®/PropTx.