1218 Bloor Street, Toronto, ON

Dovercourt-Wallace Emerson-Junction, Toronto · MLS® W13843436

$1,799,000
For Sale
Listed 20 days agoNo offer date stated
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12+4Bedrooms
11Bathrooms
1Garage
2000-2500Sq ft

About this home

In short

  • Prime LocationIn front of the anticipated Fitzrovia Luxury Buildings On Bloor St Mixed-Use property 3 units on 2nd flr consisting of 1-3 bedroom, 1-2 bedroom...
  • Main floor commercial with an excellent layout with 6 rooms each with its own individual 3 piece bathroom.
  • Total of 6 kitchens & 11 Washrooms.
  • Also features a 3rd floor Deck overlooking the park with a big storage room.
  • The building was recently renovated.

*Prime Location*In front of the anticipated Fitzrovia Luxury Buildings On Bloor St* Mixed-Use property* 3 units on 2nd flr consisting of 1-3 bedroom, 1-2 bedroom, 1-bachelor, basement 1-1 bedroom, 1-2 bedroom. Main floor commercial with an excellent layout with 6 rooms each with its own individual 3 piece bathroom. Total of 6 kitchens & 11 Washrooms. Also features a 3rd floor Deck overlooking the park with a big storage room. The building was recently renovated. Laneway access with 1 parking space. Across the street from the Subway, 5 min from Go Train, 10 min drive to all major highways and 10 min to the downtown Core. Infront of grocery store, schools, parks. Surrounded by trendy shops, bars, and restaurants, offering strong potential for investment and income growth. It's a rare opportunity for a buyer seeking a high-traffic, economically promising location. Best thing - 100% vacant, no tenants to assume. Wont be disappointed.

Key facts

Property type
Townhouse, 2-Storey
MLS®
W13843436
Bedrooms
12+4 (16 total)
Bathrooms
11
Size
2000-2500 sq ft
Lot
16.41 × 125 ft
Cross streets
West Of Dufferin
Parking
1 garage (carport)
Basement
Finished, Separate Entrance
Heating
Forced Air
A/C
Other
Exterior
Brick, Stucco (Plaster)
Foundation
Block, Concrete
Roof
Asphalt Rolled, Asphalt Shingle
Sewer
Sewer
Property tax
$13,182 / 2025
Days on market
20
Listing brokerage
KELLER WILLIAMS REFERRED URBAN REALTY
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

The assigned public school is Pauline Junior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Dovercourt-Wallace Emerson-Junction, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Pauline Junior Public School
76%
Pauline Junior Public SchoolPublic · Elementary · 0.4 km awayAbove the GTA average · 76% meet the provincial standard
ALPHA II Alternative SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
Caring and Safe School 4 · Public secondary0.1 km
Bloor Collegiate Institute · Public secondary0.2 km · 82% at standard
St Anthony Catholic School · Catholic elementary0.6 km · 78% at standard
St Mary Catholic Academy · Catholic secondary0.6 km · 66% at standard
Brock Public School · Public elementary0.7 km · 81% at standard
St Helen Catholic School · Catholic elementary0.8 km · 74% at standard
Bishop Marrocco/Thomas Merton Catholic Secondary School · Catholic secondary1.1 km · 55% at standard
Perth Avenue Junior Public School · Public elementary1.1 km · 77% at standard
St Luigi Catholic School · Catholic elementary1.2 km · 36% at standard
City View Alternative Senior School · Public elementary1.2 km
Shirley Street Junior Public School · Public elementary1.2 km · 70% at standard
Dewson Street Junior Public School · Public elementary1.3 km · 64% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$8,199/mo
$352KIncome needed
5.1×Price ÷ income
$1,892Weekly cost
$64,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

88%mortgage
Mortgage $8,199Property tax $1,098Total carry $9,298

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7,958per month

Mortgage amount $1,439,200 · 4.49% over 25 years

$359,800Down payment (20.0%)
$1,439,200Loan before insurance
$0CMHC premium
$9,056Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7,958
Property tax
$1,099
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$9,056

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$32,455
Toronto municipal land transfer tax
$32,455
Estimated closing costs
$64,910

Plus your down payment of $359,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$9,631/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$948,075Total interest paid
$2,387,275Total of all payments
Principal $1,439,200 Interest $948,075
YearPrincipalInterestBalance
1$32,117$63,374$1,407,083
2$33,575$61,916$1,373,508
3$35,099$60,392$1,338,409
4$36,693$58,798$1,301,715
5$38,359$57,132$1,263,356
6$40,101$55,390$1,223,256
7$41,922$53,569$1,181,334
8$43,825$51,666$1,137,509
9$45,815$49,676$1,091,694
10$47,895$47,596$1,043,799
11$50,070$45,421$993,730
12$52,343$43,148$941,387
13$54,720$40,771$886,667
14$57,204$38,287$829,463
15$59,801$35,690$769,662
16$62,517$32,974$707,145
17$65,355$30,136$641,790
18$68,322$27,169$573,468
19$71,425$24,066$502,043
20$74,667$20,824$427,376
21$78,058$17,433$349,318
22$81,602$13,889$267,716
23$85,307$10,184$182,409
24$89,180$6,311$93,229
25$93,229$2,262$0

At the end of your 5-year term

Total paid over the term
$477,455
Principal paid down
$175,844
Interest paid
$301,611
Balance remaining
$1,263,356

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
1.7%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.8%
Gross yield
− Property tax $13,182− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $30,275

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of KELLER WILLIAMS REFERRED URBAN REALTY. MLS®/PropTx.

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