665 Jane Street, Toronto, ON
Rockcliffe-Smythe, Toronto · MLS® W13847086
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About this home
In short
- Bright and beautifully renovated throughout, this charming all-brick detached home sits in a fantastic neighbourhood and is move-in ready.
- Enjoy the convenience of a private garage, extra parking, and a separate entrance to the finished basement-perfect for extended family, a rec room, or potential...
- Walk to Walmart, Starbucks, Tim Hortons, schools, parks, and everyday amenities.
Bright and beautifully renovated throughout, this charming all-brick detached home sits in a fantastic neighbourhood and is move-in ready. Sip your morning coffee on the front porch, then stroll to nearby Stockyards Village for shopping at Nations Fresh Foods, Winners, HomeSense, Marshalls and more. Enjoy the convenience of a private garage, extra parking, and a separate entrance to the finished basement-perfect for extended family, a rec room, or potential rental income. Super convenient location with TTC right at your door. Walk to Walmart, Starbucks, Tim Hortons, schools, parks, and everyday amenities. Close to The Junction, Golf courses, Humber River trails, and major highways. Come see this wonderful home!
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- W13847086
- Bedrooms
- 3
- Bathrooms
- 2
- Size
- 1100-1500 sq ft
- Lot
- 31.5 × 79.83 ft
- Cross streets
- Jane/ St. Clair
- Parking
- 1.5 garage · 3 parking (detached)
- Driveway
- Mutual
- Basement
- Finished, Separate Entrance
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Shingles
- Sewer
- Sewer
- Property tax
- $4,190 / 2026
- Days on market
- 18
- Listing brokerage
- RE/MAX REAL ESTATE CENTRE INC.
Rooms
quartz counter · backsplash · ceramic floor
window · pot lights · laminate
window · closet · laminate
picture window · pot lights · laminate
window · closet · laminate
window · pot lights · laminate
window · closet · laminate
Listed at $928,000. Going by how homes in Rockcliffe-Smythe and the wider GTA have actually closed against their asking prices (about 97%, 21 local closings in 90 days), the likely sale price is near $903K, if it sells. A realistic range is $847K to $1.02M.
Independent value check: $998K. Without looking at the asking price, our model values the home itself about 8% above the ask (homes like it typically land between $935K and $1.05M).
Why $998K. The typical detached home sold in Rockcliffe-Smythe over the past year went for about $852K (64 sales). What sets this one apart:
- ▲ Raises itIt is 1,100 to 1,500 sq ft; the typical home sold here is 700 to 1,100.
- ▲ Raises itThe listing describes it as fully renovated or newly built.
- ▲ Raises itIts tax bill, which follows the city's own assessment, is $4,190 a year; the typical home sold here pays about $3,900.
- ▲ Raises it slightly3 bedrooms and 2 baths, against 2+1 and 2 typically.
Total price vs nearby homes. Likely closing about $903K, from 21 recent closings in this pocket.
The market behind the math:
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 21 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $889K. Condition and finishes remain an in-person call.
What the listing highlights4 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant. Income potential
- Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Schools & getting aroundcatchment and transit
The assigned public school is George Syme Community School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Based on 21 comparable homes that sold in Rockcliffe-Smythe over the past two years, from 133 closings there.
Sold price trend
Median sold price for detached homes in Toronto: $1.20M in September 2026, down 1% from a year ago, on 7,360 closings in 12 months.
Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Toronto as a whole: the neighbourhood alone has too few closings for a line of its own.
Month by month
| Month | Median sold | Closings |
|---|---|---|
| October 2025 | $1.25M | 739 |
| November 2025 | $1.21M | 596 |
| December 2025 | $1.14M | 384 |
| January 2026 | $1.20M | 285 |
| February 2026 | $1.23M | 453 |
| March 2026 | $1.34M | 580 |
| April 2026 | $1.31M | 776 |
| May 2026 | $1.30M | 861 |
| June 2026 | $1.25M | 772 |
| July 2026 | $1.17M | 684 |
| August 2026 | $1.19M | 552 |
| September 2026 | $1.20M | 678 |
Neighbourhood & location
Rockcliffe-Smythe, Toronto, ON
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Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $742,400 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,105
- Property tax
- $349
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,454
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $15,035
- Toronto municipal land transfer tax
- $15,035
- Estimated closing costs
- $30,070
Plus your down payment of $185,600. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $246,291
- Principal paid down
- $90,708
- Interest paid
- $155,584
- Balance remaining
- $651,692
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
The suite is real income here: basements rent in Rockcliffe-Smythe (24 of 79 recent detached leases were basement units, around $1,650 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $1,650 a month on top of the upper floors. Permitted use is worth confirming with the city.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 15 whole-home leases in Rockcliffe-Smythe signed at a median of $3,115 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,751. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REAL ESTATE CENTRE INC.. MLS®/PropTx.