504-1 St Johns Road, Toronto, ON

Junction Area, Toronto · MLS® W13847988

$695,000
For Sale
Listed 18 days agoNo offer date stated
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2Bedrooms
2Bathrooms
1Garage
1200-1399Sq ft

About this home

In short

  • Welcome to this 2-storey penthouse suite with a 395 sq ft private rooftop terrace in the St Johns Road Lofts.
  • One of only 15 condos in this truly boutique 5-storey hard loft.
  • Step into the largest condo in the building and imagine entertaining in this truly open-concept living-dining-kitchen with soaring 10-foot ceilings; gathering around...
  • Invite your guests upstairs to your private backyard in the sky with a gas BBQ hookup and ample room for dining and lounging.
  • If you are looking for the rare opportunity to enjoy living in a boutique condominium in Toronto with fewer than 20 units, you've found it.

Welcome to this 2-storey penthouse suite with a 395 sq ft private rooftop terrace in the St Johns Road Lofts! One of only 15 condos in this truly boutique 5-storey hard loft. Step into the largest condo in the building and imagine entertaining in this truly open-concept living-dining-kitchen with soaring 10-foot ceilings; gathering around your centre island with a breakfast bar; luxuriating in front of your gas fireplace & bathing in light pouring in from your wall-to-wall windows; while still having enough wall space to create a picture-perfect gallery wall. Invite your guests upstairs to your private backyard in the sky with a gas BBQ hookup and ample room for dining and lounging. Enjoy morning coffee with uninterrupted views and cocktails with the late-day sun facing west on your L-shaped terrace! When you are ready to step out, the trendy Junction awaits you. What are you looking for in a neighbourhood? Great restaurants, craft breweries, cafes, live music, bookstores, art, parks, organic food, designer & antique furniture shops, and a vibrant community with yearly events? It's all here. And when you want the serenity of nature, High Park, the West Toronto Railpath and the Humber River are an easy cycle away. If you are looking for the rare opportunity to enjoy living in a boutique condominium in Toronto with fewer than 20 units, you've found it. Are the maintenance fees the same as those you would find in a complex with 100 or 200 units? No. Being one of only 15 units, this is an exclusive living opportunity in a one-of-a-kind neighbourhood.

Key facts

Property type
Condo Apartment, 2-Storey
MLS®
W13847988
Bedrooms
2
Bathrooms
2
Size
1200-1399 sq ft
Cross streets
Dundas St W/Clendenan Ave
Parking
1 garage (carport)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Concrete
Maintenance
$2,085/mo
Exposure
North West
Property tax
$4,504 / 2026
Days on market
18
Listing brokerage
RIGHT AT HOME REALTY

Rooms

Primary BedroomSecond3.71 × 3.50 m

large window · hardwood floor · large closet

Dining RoomMain6.01 × 6.45 m

open concept · hardwood floor · b/i bookcase

Bedroom 2Second5.07 × 3.81 m

w/o to terrace · hardwood floor · nw view

Living RoomMain6.01 × 6.45 m

open concept · picture window · fireplace

KitchenMain6.01 × 6.45 m

open concept · hardwood floor · centre island

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

On schools, this address is zoned for Humberside Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

What sellers nearby are askingCurrently listed nearby in Junction Area · asking prices
$992kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest condo apartment listings on the market.

Per square foot, these ask about $914/sqft; this home lists at $535/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
695kThis home850k745k1.38MThis home vs active comparables

Neighbourhood & location

Junction Area, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Dovercourt-Wallace Emerson-Junction
$640K
Niagara
$724K
Kensington-Chinatown
$585K
Waterfront Communities C1
$610K
North St. James Town
$765K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Annette Street Junior and Senior Public School
81%
Annette Street Junior and Senior Public SchoolPublic · Elementary · 0.4 km awayAbove the GTA average · 81% meet the provincial standard
Lucy McCormick Senior SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
High Park Alternative School Junior · Public elementary0.4 km · 82% at standard
Ursula Franklin Academy · Public secondary0.9 km · 92% at standard
Western Technical & Commercial School · Public secondary0.9 km · 68% at standard
The Student School · Public secondary1.0 km
King George Junior Public School · Public elementary1.1 km · 91% at standard
Runnymede Junior and Senior Public School · Public elementary1.1 km · 92% at standard
James Culnan Catholic School · Catholic elementary1.1 km · 64% at standard
Indian Road Crescent Junior Public School · Public elementary1.1 km · 88% at standard
Harwood Public School · Public elementary1.3 km · 55% at standard
Runnymede Collegiate Institute · Public secondary1.3 km · 46% at standard
Keele Street Public School · Public elementary1.3 km · 82% at standard
Mountview Alternative School School · Public elementary1.3 km · 83% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,168/mo
$176KIncome needed
4.0×Price ÷ income
$731Weekly cost
$20,750Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

56%mortgage
Mortgage $3,168Property tax $375Condo fee $2,085Total carry $5,628

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,074per month

Mortgage amount $556,000 · 4.49% over 25 years

$139,000Down payment (20.0%)
$556,000Loan before insurance
$0CMHC premium
$5,535Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,074
Property tax
$375
Condo / maintenance fees
$2,085
Heating
$0
Estimated monthly cost
$5,535

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$10,375
Toronto municipal land transfer tax
$10,375
Estimated closing costs
$20,750

Plus your down payment of $139,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,721/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$366,266Total interest paid
$922,266Total of all payments
Principal $556,000 Interest $366,266
YearPrincipalInterestBalance
1$12,408$24,483$543,592
2$12,971$23,920$530,622
3$13,560$23,331$517,062
4$14,176$22,715$502,886
5$14,819$22,072$488,067
6$15,492$21,399$472,575
7$16,195$20,695$456,380
8$16,931$19,960$439,449
9$17,699$19,191$421,750
10$18,503$18,388$403,246
11$19,343$17,547$383,903
12$20,221$16,669$363,682
13$21,140$15,751$342,542
14$22,099$14,791$320,443
15$23,103$13,788$297,340
16$24,152$12,739$273,188
17$25,248$11,642$247,940
18$26,395$10,496$221,545
19$27,593$9,298$193,952
20$28,846$8,045$165,106
21$30,156$6,735$134,951
22$31,525$5,366$103,426
23$32,956$3,934$70,469
24$34,453$2,438$36,017
25$36,017$874$0

At the end of your 5-year term

Total paid over the term
$184,453
Principal paid down
$67,933
Interest paid
$116,520
Balance remaining
$488,067

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,100/mo
$49,200Gross annual rent
2.0%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

7.1%
Gross yield
− Property tax $4,504− Condo fees $25,023− Insurance $600− Vacancy & upkeep $5,412Net operating income $13,661

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

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