106-870 Jane Street, Toronto, ON

Rockcliffe-Smythe, Toronto · MLS® W13854230

$439,000
For Sale
Listed 17 days agoNo offer date stated
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2Bedrooms
2Bathrooms
1Garage
800-899Sq ft

About this home

In short

  • Thoughtfully updated two-storey condo townhouse set within a quiet, park-side community overlooking Smythe Park.
  • A welcoming foyer with convenient closet storage leads into the open-concept living and dining area, seamlessly connected to a sunlit kitchen with walkout to a...

Thoughtfully updated two-storey condo townhouse set within a quiet, park-side community overlooking Smythe Park. This bright and move-in ready residence offers a functional layout with two bedrooms, two bathrooms, underground parking, and an owned locker. A welcoming foyer with convenient closet storage leads into the open-concept living and dining area, seamlessly connected to a sunlit kitchen with walkout to a private balcony surrounded by greenery and unobstructed park views. The main floor also includes a convenient powder room for guests. Upstairs, you will find two generously sized bedrooms, each with a window and closet, as well as a full bathroom servicing the second level. Positioned near Smythe Park's walking trails, outdoor amenities, and natural green space, the home also offers excellent access to TTC transit, major highways, Stockyards Village, grocery stores, restaurants, and everyday conveniences, including a nearby plaza just steps away. A comfortable urban retreat with strong connectivity and a peaceful setting.

Key facts

Property type
Condo Townhouse, 2-Storey
MLS®
W13854230
Bedrooms
2
Bathrooms
2 (1 half)
Size
800-899 sq ft
Cross streets
Jane and St Clair sr
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$823/mo
Exposure
North South
Property tax
$2,102 / 2026
Days on market
17
Listing brokerage
RE/MAX HALLMARK REALTY LTD.

Rooms

KitchenMain3.30 × 2.80 m
Powder RoomMain1.80 × 0.90 m
BedroomSecond4.10 × 3.40 m

carpet free · large closet

Family RoomMain5.80 × 2.80 m

carpet free · combined w/dining

BathroomSecond2.10 × 1.50 m

4 Pc Bath

Bedroom 2Second2.90 × 2.70 m

carpet free · large closet

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Roselands Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Sold price trend

Median sold price for condo townhouses in Toronto: $684K in September 2026, down 3% from a year ago, on 1,425 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Toronto as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
October 2025$702K150
November 2025$709K130
December 2025$705K63
January 2026$695K77
February 2026$728K104
March 2026$715K121
April 2026$711K147
May 2026$726K131
June 2026$706K132
July 2026$683K156
August 2026$669K116
September 2026$684K98

Neighbourhood & location

Rockcliffe-Smythe, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Islington-City Centre West
$555K
Mimico
$840K
Downsview-Roding-CFB
$699K
Casa Loma
$2.80M
Niagara
$902K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Roselands Public School
50%
Roselands Public SchoolPublic · Elementary · 0.6 km awayBelow the GTA average · 50% meet the provincial standard
Frank Oke Secondary SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
George Syme Community School · Public elementary0.9 km · 48% at standard
Lambton Park Community School · Public elementary1.0 km · 52% at standard
Dennis Avenue Community School · Public elementary1.1 km · 57% at standard
St Oscar Romero Catholic Secondary School · Catholic secondary1.2 km · 61% at standard
St James Catholic School · Catholic elementary1.3 km · 88% at standard
Harwood Public School · Public elementary1.4 km · 55% at standard
Bala Avenue Community School · Public elementary1.5 km · 51% at standard
Warren Park Junior Public School · Public elementary1.5 km · 74% at standard
Runnymede Collegiate Institute · Public secondary1.5 km · 46% at standard
Santa Maria Catholic School · Catholic elementary1.6 km · 35% at standard
York Humber High School · Public secondary1.6 km
King George Junior Public School · Public elementary1.6 km · 91% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,001/mo
$101KIncome needed
4.4×Price ÷ income
$462Weekly cost
$10,510Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

67%mortgage
Mortgage $2,001Property tax $175Condo fee $823Total carry $2,999

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,942per month

Mortgage amount $351,200 · 4.49% over 25 years

$87,800Down payment (20.0%)
$351,200Loan before insurance
$0CMHC premium
$2,940Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,942
Property tax
$175
Condo / maintenance fees
$823
Heating
$0
Estimated monthly cost
$2,940

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$5,255
Toronto municipal land transfer tax
$5,255
Estimated closing costs
$10,510

Plus your down payment of $87,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,350/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$231,354Total interest paid
$582,554Total of all payments
Principal $351,200 Interest $231,354
YearPrincipalInterestBalance
1$7,837$15,465$343,363
2$8,193$15,109$335,170
3$8,565$14,737$326,604
4$8,954$14,348$317,650
5$9,361$13,942$308,290
6$9,786$13,517$298,504
7$10,230$13,072$288,274
8$10,694$12,608$277,580
9$11,180$12,122$266,400
10$11,688$11,615$254,713
11$12,218$11,084$242,494
12$12,773$10,529$229,721
13$13,353$9,949$216,368
14$13,959$9,343$202,409
15$14,593$8,709$187,816
16$15,256$8,047$172,561
17$15,948$7,354$156,613
18$16,672$6,630$139,940
19$17,429$5,873$122,511
20$18,221$5,081$104,290
21$19,048$4,254$85,242
22$19,913$3,389$65,329
23$20,817$2,485$44,512
24$21,762$1,540$22,750
25$22,750$552$0

At the end of your 5-year term

Total paid over the term
$116,511
Principal paid down
$42,910
Interest paid
$73,601
Balance remaining
$308,290

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,700/mo
$32,400Gross annual rent
3.7%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

7.4%
Gross yield
− Property tax $2,102− Condo fees $9,877− Insurance $600− Vacancy & upkeep $3,564Net operating income $16,257

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX HALLMARK REALTY LTD.. MLS®/PropTx.

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