1 Mosswood Lane, Toronto, ON
West Humber-Clairville, Toronto · MLS® W13857132
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About this home
In short
- Pride of ownership is evident in this meticulously maintained family home.
- Hardwood flooring on upper levels, and updated runner on the stairs.
- Newer windows, roof and furnace and central vac.
- Over 1,200 sq. feet of living space.
- Close to parks, schools, highway access, Humber College LRT, Humber College/ Guelph University campus, Etobicoke General Hospital and much more.
Pride of ownership is evident in this meticulously maintained family home. Three bedroom brick side split features freshly painted interior, updated main bathroom, refreshed kitchen counter tops and backsplash. Hardwood flooring on upper levels, and updated runner on the stairs. Newer windows, roof and furnace and central vac. Patio door walkout from the kitchen leads to a patio and built-in garden bed. Nicely kept front and backyard, garden shed included. Over 1,200 sq. feet of living space. The finished lower level includes a large family room with fireplace, laundry room, large walk-in cantina (could be converted to a bathroom) and plenty of storage in the crawl space. A double car garage and double driveway offer ample parking and storage. All of this in a fantastic location, within West Humber- Clairville community. Close to parks, schools, highway access, Humber College LRT, Humber College/ Guelph University campus, Etobicoke General Hospital and much more. Welcome Home.
Key facts
- Property type
- Detached, Sidesplit
- MLS®
- W13857132
- Bedrooms
- 3
- Bathrooms
- 1
- Size
- 700-1100 sq ft
- Lot
- 62.43 × 110.48 ft
- Cross streets
- Finch & Hwy 27
- Parking
- 2 garage · 4 parking (attached)
- Basement
- Full, Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick Front, Vinyl Siding
- Foundation
- Poured Concrete
- Roof
- Shingles
- Sewer
- Sewer
- Property tax
- $3,997 / 2025
- Days on market
- 16
- Listing brokerage
- Royal LePage Real Estate Services Ltd., Brokerage
Rooms
4 Pc Bath
Closet
Fireplace
Closet
Closet
No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.
Considering this property? Request a written price readThe assigned public school is Albion Heights Junior Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Neighbourhood & location
West Humber-Clairville, Toronto, ON
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The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $716,000 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,959
- Property tax
- $333
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,292
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $14,375
- Toronto municipal land transfer tax
- $14,375
- Estimated closing costs
- $28,750
Plus your down payment of $179,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $237,533
- Principal paid down
- $87,482
- Interest paid
- $150,051
- Balance remaining
- $628,518
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of Royal LePage Real Estate Services Ltd., Brokerage. MLS®/PropTx.