313-6 Humberline Drive, Toronto, ON

West Humber-Clairville, Toronto · MLS® W13857796

$435,000
For Sale
Listed 16 days agoNo offer date stated

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1Bedrooms
1Bathrooms
2Garage
600-699Sq ft

About this home

In short

  • Come see this spacious 1-bedroom unit with 2-parking spaces in a well-maintained building, ideal for first-time buyers and investors.
  • Quick access to Highways 427, 401, and 409, with Toronto Pearson International Airport nearby.

Come see this spacious 1-bedroom unit with 2-parking spaces in a well-maintained building, ideal for first-time buyers and investors! Enjoy a bright, generously sized primary bedroom and spacious living area. Ideally located near Humber College North Campus, Woodbine Mall, Woodbine Racetrack, and the planned Woodbine Entertainment District redevelopment. Quick access to Highways 427, 401, and 409, with Toronto Pearson International Airport nearby. Excellent transit connections include TTC routes to Kipling Station and access to the Finch West LRT. Great value in a convenient location!

Key facts

Property type
Condo Apartment, Apartment
MLS®
W13857796
Bedrooms
1
Bathrooms
1
Size
600-699 sq ft
Cross streets
Highway 27 and Finch Ave
Parking
2 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$613/mo
Exposure
East
Property tax
$1,576 / 2025
Days on market
16
Listing brokerage
SNOBAR REALTY GROUP INC.

Rooms

Living RoomMain3.48 × 3.66 m

laminate · combined w/dining

BathroomMain1.68 × 2.44 m
BedroomMain2.90 × 2.90 m

laminate · closet · window

KitchenMain1.37 × 3.05 m

ceramic floor · b/i appliances · open concept

Dining RoomMain3.48 × 3.66 m

laminate · combined w/living · window

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

On schools, this address is zoned for Humberwood Downs Junior Middle Academy, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

Neighbourhood & location

West Humber-Clairville, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Humberwood Downs Junior Middle Academy
81%
Humberwood Downs Junior Middle AcademyPublic · Elementary · 0.7 km awayAbove the GTA average · 81% meet the provincial standard
West Humber Collegiate InstituteEQAO results not published
Also nearby: 11 more schools within 2.5 km
Albion Heights Junior Middle School · Public elementary1.3 km · 46% at standard
Melody Village Junior School · Public elementary1.5 km · 64% at standard
St Dorothy Catholic School · Catholic elementary1.6 km · 64% at standard
Father Henry Carr Catholic Secondary School · Catholic secondary1.7 km · 62% at standard
Elmbank Junior Middle Academy · Public elementary1.8 km · 48% at standard
West Humber Collegiate Institute · Public secondary1.9 km · 62% at standard
Claireville Junior School · Public elementary2.1 km · 53% at standard
Greenholme Junior Middle School · Public elementary2.3 km · 72% at standard
Msgr John Corrigan Catholic School · Catholic elementary2.3 km · 73% at standard
Highfield Junior School · Public elementary2.4 km · 58% at standard
Smithfield Middle School · Public elementary2.4 km · 72% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$1,983/mo
$95KIncome needed
4.6×Price ÷ income
$458Weekly cost
$10,350Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

73%mortgage
Mortgage $1,983Property tax $131Condo fee $613Total carry $2,727

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,924per month

Mortgage amount $348,000 · 4.49% over 25 years

$87,000Down payment (20.0%)
$348,000Loan before insurance
$0CMHC premium
$2,668Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,924
Property tax
$131
Condo / maintenance fees
$613
Heating
$0
Estimated monthly cost
$2,668

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$5,175
Toronto municipal land transfer tax
$5,175
Estimated closing costs
$10,350

Plus your down payment of $87,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,329/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$229,246Total interest paid
$577,246Total of all payments
Principal $348,000 Interest $229,246
YearPrincipalInterestBalance
1$7,766$15,324$340,234
2$8,118$14,971$332,116
3$8,487$14,603$323,629
4$8,872$14,217$314,756
5$9,275$13,815$305,481
6$9,696$13,393$295,784
7$10,137$12,953$285,648
8$10,597$12,493$275,051
9$11,078$12,012$263,973
10$11,581$11,509$252,392
11$12,107$10,983$240,285
12$12,657$10,433$227,628
13$13,231$9,859$214,397
14$13,832$9,258$200,565
15$14,460$8,630$186,105
16$15,117$7,973$170,988
17$15,803$7,287$155,186
18$16,520$6,569$138,665
19$17,271$5,819$121,395
20$18,055$5,035$103,340
21$18,874$4,215$84,465
22$19,731$3,358$64,734
23$20,627$2,463$44,107
24$21,564$1,526$22,543
25$22,543$547$0

At the end of your 5-year term

Total paid over the term
$115,449
Principal paid down
$42,519
Interest paid
$72,930
Balance remaining
$305,481

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,050/mo
$24,600Gross annual rent
2.8%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.7%
Gross yield
− Property tax $1,576− Condo fees $7,354− Insurance $600− Vacancy & upkeep $2,706Net operating income $12,364

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SNOBAR REALTY GROUP INC.. MLS®/PropTx.

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