4 Imogene Avenue, Toronto, ON

Humbermede, Toronto · MLS® W13858392

$859,000
For Sale
Listed 16 days agoNo offer date stated
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3+1Bedrooms
2Bathrooms
1Garage · 3 parking
1100-1500Sq ft

About this home

In short

  • Welcome to this solid 3-bedroom, 2-bathroom semi-detached bungalow in the heart of North York, situated on a desirable lot with a long private driveway and single-car...
  • Freshly and tastefully painted and extensively renovated from top to bottom, with $$$$$ spent on quality upgrades, this beautiful home is completely move-in ready.
  • The main floor showcases a stunning brand-new open-concept kitchen featuring a Centre island, quartz countertops, and brand-new stainless steel appliances.
  • Premium Breath of Winter engineered hardwood flooring (6" x 3/4") flows throughout the entire main floor, complemented by pot lights for a bright and contemporary feel.
  • The professionally finished basement, complete with a separate entrance, offers excellent additional living space and flexibility for an extended family or potential...

Welcome to this solid 3-bedroom, 2-bathroom semi-detached bungalow in the heart of North York, situated on a desirable lot with a long private driveway and single-car garage. Freshly and tastefully painted and extensively renovated from top to bottom, with $$$$$ spent on quality upgrades, this beautiful home is completely move-in ready. The main floor showcases a stunning brand-new open-concept kitchen featuring a Centre island, quartz countertops, and brand-new stainless steel appliances. The fully upgraded bathroom offers a modern standing shower, double vanity, and dedicated makeup counter. Premium Breath of Winter engineered hardwood flooring (6" x 3/4") flows throughout the entire main floor, complemented by pot lights for a bright and contemporary feel. The professionally finished basement, complete with a separate entrance, offers excellent additional living space and flexibility for an extended family or potential rental income. It features a brand-new kitchen, separate laundry, upgraded bathroom, and brand-new 5mm x 7" x 48" vinyl flooring throughout. Additional upgrades include a brand-new front entrance door, patio door, and basement entrance door, along with newly replaced interior doors, door casings, and window trims. Two separate laundry areas-one on the main floor and one in the basement-provide added convenience and functionality. Fresh, modern, extensively renovated, and ready to move in. A fantastic opportunity in North York-this beautiful home is a must-see!

Key facts

Property type
Semi-Detached, Bungalow
MLS®
W13858392
Bedrooms
3+1 (4 total)
Bathrooms
2
Size
1100-1500 sq ft
Lot
27.5 × 109.66 ft
Cross streets
Weston Rd & Finch Ave W
Parking
1 garage · 3 parking (built-in)
Driveway
Private
Basement
Finished, Separate Entrance
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick Veneer, Other
Foundation
Block, Other
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$3,560 / 2026
Days on market
16
Listing brokerage
COLDWELL BANKER THE REALTY GROUP

Rooms

Bedroom 3Main2.92 × 2.71 m

hardwood floor · closet · window

KitchenMain4.69 × 2.75 m

quartz counter · window · centre island

Dining RoomMain6.91 × 4.48 m

hardwood floor · w/o to balcony · combined w/living

Living RoomMain6.91 × 4.48 m

hardwood floor · w/o to balcony · combined w/dining

Primary BedroomMain4.22 × 2.71 m

hardwood floor · closet · window

BedroomBasement3.37 × 2.97 m

window · vinyl floor

RecreationBasement10.41 × 3.41 m

vinyl floor · window · open concept

Bedroom 2Main3.83 × 3.40 m

hardwood floor · closet · window

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Gulfstream Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What sellers nearby are askingCurrently listed nearby in Humbermede · asking prices
$830kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest semi-detached listings on the market.

Per square foot, these ask about $735/sqft; this home lists at $661/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
859kThis home840k849k800kThis home vs active comparables

Neighbourhood & location

Humbermede, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Glenfield-Jane Heights
$822K
Junction Area
$1.16M
Wychwood
$1.14M
Annex
$2.07M
Mount Pleasant East
$1.34M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Gulfstream Public School
77%
Gulfstream Public SchoolPublic · Elementary · 0.5 km awayAbove the GTA average · 77% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Emery EdVance Secondary School · Public secondary0.6 km
Daystrom Public School · Public elementary0.8 km · 54% at standard
St John Vianney Catholic School · Catholic elementary1.2 km · 68% at standard
Westview Centennial Secondary School · Public secondary1.6 km · 40% at standard
Stanley Public School · Public elementary1.8 km · 44% at standard
Braeburn Junior School · Public elementary1.8 km · 61% at standard
St Basil-the-Great College School · Catholic secondary1.8 km · 58% at standard
Firgrove Public School · Public elementary1.9 km · 55% at standard
Msgr Fraser College (Norfinch Campus) · Catholic secondary1.9 km
Gracedale Public School · Public elementary2.1 km · 53% at standard
St Francis de Sales Catholic School · Catholic elementary2.1 km · 38% at standard
Humber Summit Middle School · Public elementary2.1 km · 59% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,915/mo
$162KIncome needed
5.3×Price ÷ income
$903Weekly cost
$27,310Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $3,915Property tax $297Total carry $4,212

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,800per month

Mortgage amount $687,200 · 4.49% over 25 years

$171,800Down payment (20.0%)
$687,200Loan before insurance
$0CMHC premium
$4,096Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,800
Property tax
$297
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,096

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$13,655
Toronto municipal land transfer tax
$13,655
Estimated closing costs
$27,310

Plus your down payment of $171,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,599/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$452,694Total interest paid
$1,139,894Total of all payments
Principal $687,200 Interest $452,694
YearPrincipalInterestBalance
1$15,335$30,260$671,865
2$16,032$29,564$655,833
3$16,760$28,836$639,073
4$17,521$28,075$621,553
5$18,316$27,280$603,237
6$19,148$26,448$584,089
7$20,017$25,579$564,072
8$20,926$24,670$543,146
9$21,876$23,720$521,270
10$22,869$22,727$498,401
11$23,908$21,688$474,493
12$24,993$20,603$449,500
13$26,128$19,468$423,372
14$27,314$18,282$396,058
15$28,554$17,041$367,504
16$29,851$15,745$337,653
17$31,206$14,390$306,447
18$32,623$12,973$273,824
19$34,104$11,491$239,719
20$35,653$9,943$204,067
21$37,272$8,324$166,795
22$38,964$6,632$127,831
23$40,733$4,863$87,098
24$42,582$3,013$44,516
25$44,516$1,080$0

At the end of your 5-year term

Total paid over the term
$227,979
Principal paid down
$83,963
Interest paid
$144,016
Balance remaining
$603,237

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
2.3%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.2%
Gross yield
− Property tax $3,560− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $19,604

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of COLDWELL BANKER THE REALTY GROUP. MLS®/PropTx.

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