4 Buttercup Court, Toronto, ON

Humber Summit, Toronto · MLS® W13859892

$788,000
For Sale
Listed 15 days agoNo offer date stated
Request a showing
◎ Directions
4+1Bedrooms
3Bathrooms
4Parking
1500-2000Sq ft

About this home

In short

  • Stunning, renovated home offering modern luxury and exceptional income potential in a prime location.
  • Step inside to find rich hardwood flooring and sleek pot lights flowing throughout.
  • The fully finished basement apartment features a separate entrance, its own dedicated second kitchen with granite countertops and two fridges, a separate laundry...
  • Major big-ticket infrastructure upgrades provide total peace of mind: fully waterproofed foundation (2015), upgraded 200-amp electrical wiring, and an extra-long...

Stunning, renovated home offering modern luxury and exceptional income potential in a prime location! Step inside to find rich hardwood flooring and sleek pot lights flowing throughout. The main level features a functional kitchen outfitted with elegant marble countertops, custom backsplash, premium ceramic flooring, and stainless steel appliances. The primary suite serves as a true retreat, highlighted by a walk-in closet with expansive custom storage. The fully finished basement apartment features a separate entrance, its own dedicated second kitchen with granite countertops and two fridges, a separate laundry room, and abundant extra storage space-making it an ideal turnkey solution for rental income or an extended family in-law suite. Major big-ticket infrastructure upgrades provide total peace of mind: fully waterproofed foundation (2015), upgraded 200-amp electrical wiring, and an extra-long driveway (2016) with ample parking. Move-in ready with high-end finishes from top to bottom!

Key facts

Property type
Semi-Detached, Backsplit 4
MLS®
W13859892
Bedrooms
4+1 (5 total)
Bathrooms
3 (1 half)
Size
1500-2000 sq ft
Lot
31 × 111 ft
Cross streets
Islington Ave/Steeles
Parking
4 parking
Driveway
Available, Private Double
Basement
Apartment
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Rolled
Sewer
Sewer
Property tax
$3,912 / 2026
Days on market
15
Listing brokerage
ROYAL LEPAGE IGNITE REALTY

Rooms

BedroomBasement3.43 × 2.18 m

above grade window · walk-in closet(s)

Primary BedroomUpper3.68 × 3.33 m

walk-in closet(s) · hardwood floor · large window

BedroomBasement10.00 × 8.99 m
Dining RoomMain3.99 × 2.26 m

pot lights · hardwood floor

Bedroom 4Lower2.77 × 2.62 m

large window · hardwood floor · track lighting

KitchenBasement4.47 × 2.74 m

granite counters · breakfast area · ceramic floor

Bedroom 2Upper2.92 × 2.79 m

large window · hardwood floor · closet

Bedroom 3Lower4.42 × 3.33 m

walk-out · hardwood floor · large window

Living RoomMain4.09 × 3.73 m

pot lights · hardwood floor · large window

DenBasement2.49 × 2.31 m
KitchenMain3.66 × 2.31 m

ceramic floor · marble counter · stainless steel appl

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Humber Summit Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What sellers nearby are askingCurrently listed nearby in Humber Summit · asking prices
$830kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest semi-detached listings on the market.

Per square foot, these ask about $527/sqft; this home lists at $450/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
788kThis home849k800k840kThis home vs active comparables

Neighbourhood & location

Humber Summit, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Glenfield-Jane Heights
$868K
Junction Area
$1.16M
Corso Italia-Davenport
$899K
Wychwood
$1.14M
Mount Pleasant East
$1.36M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Gracedale Public School
53%
Gracedale Public SchoolPublic · Elementary · 1.4 km awayBelow the GTA average · 53% meet the provincial standard
Also nearby: 10 more schools within 2.5 km
St Roch Catholic School · Catholic elementary1.1 km · 65% at standard
North Kipling Junior Middle School · Public elementary1.3 km · 49% at standard
North Albion Collegiate Institute · Public secondary1.7 km · 50% at standard
St Andrew Catholic School · Catholic elementary1.9 km · 56% at standard
John D Parker Junior School · Public elementary1.9 km · 72% at standard
St Angela Catholic School · Catholic elementary1.9 km · 63% at standard
Beaumonde Heights Junior Middle School · Public elementary2.1 km · 70% at standard
Highfield Junior School · Public elementary2.1 km · 58% at standard
Smithfield Middle School · Public elementary2.1 km · 72% at standard
Claireville Junior School · Public elementary2.4 km · 53% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,591/mo
$151KIncome needed
5.2×Price ÷ income
$829Weekly cost
$24,470Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $3,591Property tax $326Total carry $3,917

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,486per month

Mortgage amount $630,400 · 4.49% over 25 years

$157,600Down payment (20.0%)
$630,400Loan before insurance
$0CMHC premium
$3,812Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,486
Property tax
$326
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,812

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$12,235
Toronto municipal land transfer tax
$12,235
Estimated closing costs
$24,470

Plus your down payment of $157,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,219/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$415,277Total interest paid
$1,045,677Total of all payments
Principal $630,400 Interest $415,277
YearPrincipalInterestBalance
1$14,068$27,759$616,332
2$14,707$27,120$601,626
3$15,374$26,453$586,251
4$16,072$25,755$570,179
5$16,802$25,025$553,377
6$17,565$24,262$535,812
7$18,363$23,465$517,449
8$19,196$22,631$498,253
9$20,068$21,759$478,185
10$20,979$20,848$457,206
11$21,932$19,896$435,275
12$22,927$18,900$412,347
13$23,968$17,859$388,379
14$25,057$16,771$363,322
15$26,194$15,633$337,128
16$27,384$14,444$309,745
17$28,627$13,200$281,118
18$29,927$11,900$251,191
19$31,285$10,542$219,906
20$32,706$9,121$187,200
21$34,191$7,636$153,009
22$35,743$6,084$117,265
23$37,366$4,461$79,899
24$39,063$2,764$40,836
25$40,836$991$0

At the end of your 5-year term

Total paid over the term
$209,135
Principal paid down
$77,023
Interest paid
$132,112
Balance remaining
$553,377

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
3.6%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.8%
Gross yield
− Property tax $3,912− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $28,330

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE IGNITE REALTY. MLS®/PropTx.

CallRequest a showing