209-2835 Islington Avenue, Toronto, ON

Humber Summit, Toronto · MLS® W13860160

$364,000
For Sale
Listed 15 days agoNo offer date stated
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2Bedrooms
2Bathrooms
1Garage
900-999Sq ft

About this home

In short

  • Spacious, bright 958 sqft upgraded 2 bdr unit in well maintained building, 1- 4pc & 1 2-pc washroom, no carpet, 2nd floor front/West facing unit with private open...
  • Includes Ensuite laundry/locker and 1 parking.

Spacious, bright 958 sqft upgraded 2 bdr unit in well maintained building, 1- 4pc & 1 2-pc washroom, no carpet, 2nd floor front/West facing unit with private open balcony. Upgraded kitchen, bathrooms and floors. Great location-Steps to Finch West LRT and buses. Mins to several highways and Pearson airport. Rowntree Mills Park across the street with walking/riding trails. Close to many amenities, shopping, Humber college and York university. Includes Ensuite laundry/locker and 1 parking. Brand new carpet in corridors.

Key facts

Property type
Condo Apartment, Apartment
MLS®
W13860160
Bedrooms
2
Bathrooms
2 (1 half)
Size
900-999 sq ft
Cross streets
Islington/Finch
Parking
1 garage (underground)
Basement
None
Heating
Other
A/C
Other
Exterior
Brick
Maintenance
$688/mo
Exposure
West
Property tax
$1,128 / 2026
Days on market
15
Listing brokerage
HOMELIFE SUPERSTARS REAL ESTATE LIMITED
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Humber Summit Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What sellers nearby are askingCurrently listed nearby · asking prices
$418kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest condo apartment listings on the market.

Per square foot, these ask about $445/sqft; this home lists at $383/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
364kThis home455k349k370k499kThis home vs active comparables

Neighbourhood & location

Humber Summit, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Markland Wood
$680K
Dovercourt-Wallace Emerson-Junction
$640K
Bayview Village
$526K
Kensington-Chinatown
$585K
Niagara
$724K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Gracedale Public School
53%
Gracedale Public SchoolPublic · Elementary · 0.6 km awayBelow the GTA average · 53% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Beaumonde Heights Junior Middle School · Public elementary1.0 km · 70% at standard
Venerable John Merlini Catholic School · Catholic elementary1.2 km · 82% at standard
St Andrew Catholic School · Catholic elementary1.3 km · 56% at standard
North Kipling Junior Middle School · Public elementary1.4 km · 49% at standard
North Albion Collegiate Institute · Public secondary1.5 km · 50% at standard
Daystrom Public School · Public elementary1.7 km · 54% at standard
St John Vianney Catholic School · Catholic elementary1.7 km · 68% at standard
Highfield Junior School · Public elementary1.8 km · 58% at standard
Greenholme Junior Middle School · Public elementary2.1 km · 72% at standard
Smithfield Middle School · Public elementary2.3 km · 72% at standard
Emery EdVance Secondary School · Public secondary2.3 km
Rivercrest Junior School · Public elementary2.3 km · 59% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$1,659/mo
$82KIncome needed
4.4×Price ÷ income
$383Weekly cost
$7,870Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

68%mortgage
Mortgage $1,659Property tax $94Condo fee $688Total carry $2,441

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,610per month

Mortgage amount $291,200 · 4.49% over 25 years

$72,800Down payment (20.0%)
$291,200Loan before insurance
$0CMHC premium
$2,392Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,610
Property tax
$94
Condo / maintenance fees
$688
Heating
$0
Estimated monthly cost
$2,392

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$3,935
Toronto municipal land transfer tax
$3,935
Estimated closing costs
$7,870

Plus your down payment of $72,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$1,949/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$191,828Total interest paid
$483,028Total of all payments
Principal $291,200 Interest $191,828
YearPrincipalInterestBalance
1$6,498$12,823$284,702
2$6,793$12,528$277,908
3$7,102$12,219$270,806
4$7,424$11,897$263,382
5$7,761$11,560$255,621
6$8,114$11,207$247,507
7$8,482$10,839$239,025
8$8,867$10,454$230,157
9$9,270$10,051$220,888
10$9,691$9,630$211,197
11$10,131$9,190$201,066
12$10,591$8,730$190,475
13$11,072$8,249$179,403
14$11,574$7,747$167,829
15$12,100$7,221$155,729
16$12,649$6,672$143,080
17$13,224$6,098$129,856
18$13,824$5,497$116,032
19$14,452$4,869$101,581
20$15,108$4,213$86,473
21$15,794$3,527$70,679
22$16,511$2,810$54,168
23$17,261$2,061$36,908
24$18,044$1,277$18,864
25$18,864$458$0

At the end of your 5-year term

Total paid over the term
$96,606
Principal paid down
$35,579
Interest paid
$61,026
Balance remaining
$255,621

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,050/mo
$36,600Gross annual rent
6.2%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

10.1%
Gross yield
− Property tax $1,128− Condo fees $8,256− Insurance $600− Vacancy & upkeep $4,026Net operating income $22,590

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE SUPERSTARS REAL ESTATE LIMITED. MLS®/PropTx.

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