207-430 Roncesvalles Avenue, Toronto, ON

High Park-Swansea, Toronto · MLS® W13860836

$899,000
For Sale
Listed 15 days agoNo offer date stated
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2Bedrooms
2Bathrooms
1Parking
800-899Sq ft

About this home

In short

  • Incredible Opportunity to own A Spacious 2 Bed 2 bath Corner Unit At The New Highly Coveted Ronci Botique Condos.
  • Home Features Excellent Floorplan With 898 Sq Ft 2 Bed 2 Bath With Amazing East Views.
  • Close To All Amenities Including Subway, Street Car, Go Express, Shops, Hospitals, Restaurants, And More.

Incredible Opportunity to own A Spacious 2 Bed 2 bath Corner Unit At The New Highly Coveted Ronci Botique Condos. Home Features Excellent Floorplan With 898 Sq Ft 2 Bed 2 Bath With Amazing East Views. Close To All Amenities Including Subway, Street Car, Go Express, Shops, Hospitals, Restaurants, And More. Amenities Included Gym, Party Room, Outdoor Terrace. Beautiful Upgraded With Top Of The Line Appliances, Imported Flooring, Closets, Parking Included

Key facts

Property type
Condo Apartment, Apartment
MLS®
W13860836
Bedrooms
2
Bathrooms
2
Size
800-899 sq ft
Cross streets
Roncesvalles/Howard Park Ave
Parking
1 parking
Basement
None
Heating
Heat Pump
A/C
Central Air
Exterior
Brick
Maintenance
$1,170/mo
Exposure
East West
Property tax
$4,396 / 2025
Days on market
15
Listing brokerage
SUTTON GROUP-ADMIRAL REALTY INC.

Rooms

Dining RoomMain7.00 × 3.00 m
KitchenMain7.00 × 3.00 m
Bedroom 2Main2.46 × 3.05 m
Primary BedroomMain3.50 × 3.00 m
Living RoomMain2.50 × 7.30 m
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

Its public catchment (Howard Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Neighbourhood & location

High Park-Swansea, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Howard Junior Public School
76%
Howard Junior Public SchoolPublic · Elementary · 0.2 km awayAbove the GTA average · 76% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Bishop Marrocco/Thomas Merton Catholic Secondary School · Catholic secondary0.5 km · 55% at standard
Garden Avenue Junior Public School · Public elementary1.0 km · 91% at standard
Keele Street Public School · Public elementary1.0 km · 82% at standard
Mountview Alternative School School · Public elementary1.0 km · 83% at standard
Brock Public School · Public elementary1.1 km · 81% at standard
St Luigi Catholic School · Catholic elementary1.2 km · 36% at standard
Perth Avenue Junior Public School · Public elementary1.2 km · 77% at standard
City View Alternative Senior School · Public elementary1.2 km
Shirley Street Junior Public School · Public elementary1.2 km · 70% at standard
St Helen Catholic School · Catholic elementary1.3 km · 74% at standard
Caring and Safe School 4 · Public secondary1.3 km
Indian Road Crescent Junior Public School · Public elementary1.4 km · 88% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,097/mo
$193KIncome needed
4.7×Price ÷ income
$946Weekly cost
$28,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

73%mortgage
Mortgage $4,097Property tax $366Condo fee $1,170Total carry $5,634

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,977per month

Mortgage amount $719,200 · 4.49% over 25 years

$179,800Down payment (20.0%)
$719,200Loan before insurance
$0CMHC premium
$5,513Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,977
Property tax
$366
Condo / maintenance fees
$1,170
Heating
$0
Estimated monthly cost
$5,513

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$14,455
Toronto municipal land transfer tax
$14,455
Estimated closing costs
$28,910

Plus your down payment of $179,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,813/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$473,774Total interest paid
$1,192,974Total of all payments
Principal $719,200 Interest $473,774
YearPrincipalInterestBalance
1$16,049$31,669$703,151
2$16,778$30,941$686,372
3$17,540$30,179$668,832
4$18,336$29,383$650,496
5$19,169$28,550$631,327
6$20,039$27,680$611,288
7$20,949$26,770$590,339
8$21,900$25,819$568,438
9$22,895$24,824$545,544
10$23,934$23,785$521,609
11$25,021$22,698$496,589
12$26,157$21,562$470,432
13$27,345$20,374$443,087
14$28,586$19,133$414,501
15$29,884$17,835$384,617
16$31,241$16,478$353,376
17$32,659$15,060$320,717
18$34,142$13,577$286,575
19$35,692$12,027$250,882
20$37,313$10,406$213,569
21$39,007$8,712$174,562
22$40,778$6,941$133,784
23$42,630$5,089$91,154
24$44,565$3,154$46,589
25$46,589$1,130$0

At the end of your 5-year term

Total paid over the term
$238,595
Principal paid down
$87,873
Interest paid
$150,722
Balance remaining
$631,327

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,700/mo
$32,400Gross annual rent
1.1%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.6%
Gross yield
− Property tax $4,396− Condo fees $14,040− Insurance $600− Vacancy & upkeep $3,564Net operating income $9,800

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SUTTON GROUP-ADMIRAL REALTY INC.. MLS®/PropTx.

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