404-430 Roncesvalles Avenue, Toronto, ON

Roncesvalles, Toronto · MLS® W13861770

$519,000
For Sale
Just listed todayNo offer date stated

The listing feed is busy, so this is our last saved copy of this listing from Oct 5, 2026, 12:08 p.m.. Price and status may have changed since; refresh in a minute for the live version.

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1Bedrooms
1Bathrooms
0Parking
0-499Sq ft

About this home

In short

  • Rarely offered and beautifully upgraded 1-bedroom suite in the heart of Roncesvalles Village.
  • With the streetcar right at your doorstep and just minutes to Dundas West Station, top-rated schools, local shops, cafés and restaurants, everything you need is right...
  • With a Walk Score of 98 this is truly a neighbourhood where you can leave the car behind.

Rarely offered and beautifully upgraded 1-bedroom suite in the heart of Roncesvalles Village! East-facing with tons of natural light, this bright and functional home features full-size appliances, custom blinds and a custom island offering additional seating and storage. Enjoy a range of amenities including a gym, outdoor terrace, pet wash and party room with a dedicated meeting space. With the streetcar right at your doorstep and just minutes to Dundas West Station, top-rated schools, local shops, cafés and restaurants, everything you need is right here. With a Walk Score of 98 this is truly a neighbourhood where you can leave the car behind. Don't miss this one!

Key facts

Property type
Condo Apartment, Apartment
MLS®
W13861770
Bedrooms
1
Bathrooms
1
Size
0-499 sq ft
Cross streets
Roncesvalles Ave and Howard Park Ave
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$610/mo
Exposure
East
Property tax
$2,526 / 2025
Listing brokerage
REMAX YOUR COMMUNITY REALTY
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

Its public catchment (Howard Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Neighbourhood & location

Roncesvalles, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Howard Junior Public School
76%
Howard Junior Public SchoolPublic · Elementary · 0.2 km awayAbove the GTA average · 76% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Bishop Marrocco/Thomas Merton Catholic Secondary School · Catholic secondary0.5 km · 55% at standard
Garden Avenue Junior Public School · Public elementary1.0 km · 91% at standard
Keele Street Public School · Public elementary1.0 km · 82% at standard
Mountview Alternative School School · Public elementary1.0 km · 83% at standard
Brock Public School · Public elementary1.1 km · 81% at standard
St Luigi Catholic School · Catholic elementary1.2 km · 36% at standard
Perth Avenue Junior Public School · Public elementary1.2 km · 77% at standard
City View Alternative Senior School · Public elementary1.2 km
Shirley Street Junior Public School · Public elementary1.2 km · 70% at standard
St Helen Catholic School · Catholic elementary1.3 km · 74% at standard
Caring and Safe School 4 · Public secondary1.3 km
Indian Road Crescent Junior Public School · Public elementary1.4 km · 88% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,365/mo
$112KIncome needed
4.6×Price ÷ income
$546Weekly cost
$13,710Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

74%mortgage
Mortgage $2,365Property tax $211Condo fee $610Total carry $3,186

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,296per month

Mortgage amount $415,200 · 4.49% over 25 years

$103,800Down payment (20.0%)
$415,200Loan before insurance
$0CMHC premium
$3,116Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,296
Property tax
$211
Condo / maintenance fees
$610
Heating
$0
Estimated monthly cost
$3,116

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,855
Toronto municipal land transfer tax
$6,855
Estimated closing costs
$13,710

Plus your down payment of $103,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,779/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$273,514Total interest paid
$688,714Total of all payments
Principal $415,200 Interest $273,514
YearPrincipalInterestBalance
1$9,265$18,283$405,935
2$9,686$17,862$396,248
3$10,126$17,423$386,122
4$10,586$16,963$375,537
5$11,066$16,482$364,470
6$11,569$15,980$352,901
7$12,094$15,454$340,807
8$12,643$14,905$328,164
9$13,217$14,331$314,947
10$13,817$13,731$301,129
11$14,445$13,104$286,685
12$15,101$12,448$271,584
13$15,786$11,762$255,798
14$16,503$11,046$239,295
15$17,252$10,296$222,043
16$18,036$9,513$204,007
17$18,855$8,694$185,152
18$19,711$7,838$165,442
19$20,606$6,943$144,836
20$21,541$6,007$123,295
21$22,519$5,029$100,776
22$23,542$4,007$77,234
23$24,610$2,938$52,624
24$25,728$1,821$26,896
25$26,896$652$0

At the end of your 5-year term

Total paid over the term
$137,743
Principal paid down
$50,730
Interest paid
$87,013
Balance remaining
$364,470

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
2.7%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.3%
Gross yield
− Property tax $2,526− Condo fees $7,317− Insurance $600− Vacancy & upkeep $3,036Net operating income $14,121

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REMAX YOUR COMMUNITY REALTY. MLS®/PropTx.

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