22 Long Branch Avenue, Toronto, ON

Long Branch, Toronto · MLS® W13863328

$895,000
For Sale
Listed 13 days agoNo offer date stated

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2+1Bedrooms
1Bathrooms
1Parking
1100-1500Sq ft

About this home

In short

  • Everything You Wish You Could Have Is Right Here At 22 Long Branch Ave.
  • Massive Open-Concept Main-Floor Layout W/ 1248 Sq Ft Of Gorgeous Living Space.
  • Secluded Backyard Oasis Surrounded By Mature Trees.
  • Separate Entrance W/ Potential For In-Law/Nanny Suite Downstairs OR A Very Large Recreation Room.
  • And Then A Short Distance Up To Lake Shore Blvd W/ Cafes/Shops/Resto's Such As Woody's Burgers, 850 Degrees Pizza, Holy Cannoli, Pulcinella, George The Greek & So...

Everything You Wish You Could Have Is Right Here At 22 Long Branch Ave! Who Needs To Drive Several Hours Up North When You Have A Charming Cottage Home - Steps To The Lake - In The City! Massive Open-Concept Main-Floor Layout W/ 1248 Sq Ft Of Gorgeous Living Space! Secluded Backyard Oasis Surrounded By Mature Trees! Separate Entrance W/ Potential For In-Law/Nanny Suite Downstairs OR A Very Large Recreation Room. Only A Few Houses Up From The Water W/Walking Trails, Lakeside Parks & Stunning Views That Contain Restorative Powers. Waves Crashing In While Enjoying A Morning Walk? Sign Me Up! And Then A Short Distance Up To Lake Shore Blvd W/ Cafes/Shops/Resto's Such As Woody's Burgers, 850 Degrees Pizza, Holy Cannoli, Pulcinella, George The Greek & So Much More! Long Branch GO Station Only A Few Stops To Union Station! Your Search Has Ended! This Is A Must See!

Key facts

Property type
Detached, Bungalow
MLS®
W13863328
Bedrooms
2+1 (3 total)
Bathrooms
1
Size
1100-1500 sq ft
Lot
30 × 146.5 ft
Cross streets
Long Branch Ave & Lake Promenade
Parking
1 parking
Driveway
Mutual
Basement
Separate Entrance
Heating
Heat Pump
A/C
Wall Unit(s)
Exterior
Wood
Foundation
Concrete Block
Roof
Shingles, Asphalt Rolled, Flat
Sewer
Sewer
Property tax
$3,997 / 2025
Days on market
13
Listing brokerage
KELLER WILLIAMS REFERRED URBAN REALTY

Rooms

Bedroom 2Main2.70 × 2.01 m

hardwood floor · closet · double closet

Living RoomMain3.83 × 6.37 m

hardwood floor · large window · combined w/dining

KitchenMain2.64 × 3.90 m

tile floor · b/i dishwasher · stainless steel appl

Bedroom 2Basement3.55 × 3.18 m

combined w/rec · above grade window

RecreationBasement6.30 × 6.12 m

concrete floor · above grade window

Dining RoomMain2.64 × 2.93 m

hardwood floor · open concept · east view

FoyerMain4.04 × 1.81 m

tile floor · large window · overlooks frontyard

Family RoomMain3.62 × 3.62 m

hardwood floor · overlooks backyard

Bedroom 3Basement3.55 × 3.18 m

concrete floor · above grade window

Primary BedroomMain2.70 × 3.13 m

hardwood floor · double closet

Utility RoomBasement3.03 × 8.21 m

concrete floor · above grade window

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

The assigned public school is James S Bell Junior Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Long Branch, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near James S Bell Junior Middle School
70%
James S Bell Junior Middle SchoolPublic · Elementary · 0.5 km awayAround the GTA average · 70% meet the provincial standard
Also nearby: 5 more schools within 2.5 km
St Josaphat Catholic School · Catholic elementary0.9 km · 45% at standard
Twentieth Street Junior School · Public elementary1.3 km · 70% at standard
Father John Redmond Catholic Secondary School · Catholic secondary1.4 km · 84% at standard
Sir Adam Beck Junior School · Public elementary1.8 km · 86% at standard
Lanor Junior Middle School · Public elementary2.4 km · 79% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,079/mo
$169KIncome needed
5.3×Price ÷ income
$941Weekly cost
$28,750Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $4,079Property tax $333Total carry $4,412

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,959per month

Mortgage amount $716,000 · 4.49% over 25 years

$179,000Down payment (20.0%)
$716,000Loan before insurance
$0CMHC premium
$4,292Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,959
Property tax
$333
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,292

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$14,375
Toronto municipal land transfer tax
$14,375
Estimated closing costs
$28,750

Plus your down payment of $179,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,792/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$471,666Total interest paid
$1,187,666Total of all payments
Principal $716,000 Interest $471,666
YearPrincipalInterestBalance
1$15,978$31,529$700,022
2$16,704$30,803$683,318
3$17,462$30,045$665,856
4$18,255$29,252$647,602
5$19,084$28,423$628,518
6$19,950$27,557$608,568
7$20,856$26,651$587,712
8$21,803$25,704$565,909
9$22,793$24,714$543,116
10$23,828$23,679$519,289
11$24,910$22,597$494,379
12$26,041$21,466$468,339
13$27,223$20,284$441,116
14$28,459$19,048$412,657
15$29,751$17,756$382,906
16$31,102$16,405$351,804
17$32,514$14,993$319,290
18$33,990$13,516$285,299
19$35,534$11,973$249,766
20$37,147$10,360$212,619
21$38,834$8,673$173,785
22$40,597$6,910$133,188
23$42,440$5,067$90,748
24$44,367$3,140$46,381
25$46,381$1,125$0

At the end of your 5-year term

Total paid over the term
$237,533
Principal paid down
$87,482
Interest paid
$150,051
Balance remaining
$628,518

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
2.1%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.1%
Gross yield
− Property tax $3,997− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $19,167

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of KELLER WILLIAMS REFERRED URBAN REALTY. MLS®/PropTx.

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