28 Finsbury Crescent, Toronto, ON

Alderwood, Toronto · MLS® W13863562

$899,000
For Sale
Listed 14 days agoNo offer date stated
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2+1Bedrooms
2Bathrooms
1Garage · 4 parking
700-1100Sq ft

About this home

In short

  • Cute As A Button, Solid West Alderwood Home With Unlimited Potential.
  • Just Move In And Add Your Personal Touches Or As Evident On The Street Build An Addition And Make It Your Personal Dream Home.
  • The furnace and roof are both new as off 2019

Cute As A Button, Solid West Alderwood Home With Unlimited Potential. Walking Distance To Shopping, Schools, Etobicoke Creek And Tons of Amenities. Great Curb Appeal. Just Move In And Add Your Personal Touches Or As Evident On The Street Build An Addition And Make It Your Personal Dream Home. The furnace and roof are both new as off 2019

Key facts

Property type
Detached, 1 1/2 Storey
MLS®
W13863562
Bedrooms
2+1 (3 total)
Bathrooms
2
Size
700-1100 sq ft
Lot
68.45 × 103.53 ft
Cross streets
Browns Line & Horner
Parking
1 garage · 4 parking (detached)
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick Front
Foundation
Other
Roof
Shingles
Sewer
Sewer
Property tax
$4,888 / 2026
Days on market
14
Listing brokerage
RE/MAX HALLMARK REALTY LTD.

Rooms

Bedroom 2Second9.90 × 11.80 m

window · hardwood floor

Bedroom 3Basement10.70 × 11.10 m
LaundryBasement6.00 × 11.10 m
Dining RoomGround8.50 × 8.80 m

open concept · hardwood floor

KitchenGround8.50 × 9.60 m

galley kitchen · ceramic floor

Primary BedroomSecond12.50 × 11.80 m

window · hardwood floor

Family RoomBasement19.10 × 11.10 m

fireplace · dry bar

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Its public catchment (Sir Adam Beck Junior School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

What sellers nearby are askingCurrently listed nearby in Alderwood · asking prices
$999kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.

Per square foot, these ask about $940/sqft; this home lists at $999/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
899kThis home899k1.10M999k1000kThis home vs active comparables

Neighbourhood & location

Alderwood, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Stonegate-Queensway
$2.25M
Islington-City Centre West
$1.54M
Dovercourt-Wallace Emerson-Junction
$1.25M
Leaside
$2.15M
Banbury-Don Mills
$5.50M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Sir Adam Beck Junior School
86%
Sir Adam Beck Junior SchoolPublic · Elementary · 0.2 km awayHigher-rated than most nearby · 86% meet the provincial standard
Also nearby: 3 more schools within 2.5 km
St Josaphat Catholic School · Catholic elementary1.5 km · 45% at standard
James S Bell Junior Middle School · Public elementary1.8 km · 70% at standard
Twentieth Street Junior School · Public elementary2.4 km · 70% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,097/mo
$173KIncome needed
5.2×Price ÷ income
$946Weekly cost
$28,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $4,097Property tax $407Total carry $4,505

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,977per month

Mortgage amount $719,200 · 4.49% over 25 years

$179,800Down payment (20.0%)
$719,200Loan before insurance
$0CMHC premium
$4,384Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,977
Property tax
$407
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,384

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$14,455
Toronto municipal land transfer tax
$14,455
Estimated closing costs
$28,910

Plus your down payment of $179,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,813/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$473,774Total interest paid
$1,192,974Total of all payments
Principal $719,200 Interest $473,774
YearPrincipalInterestBalance
1$16,049$31,669$703,151
2$16,778$30,941$686,372
3$17,540$30,179$668,832
4$18,336$29,383$650,496
5$19,169$28,550$631,327
6$20,039$27,680$611,288
7$20,949$26,770$590,339
8$21,900$25,819$568,438
9$22,895$24,824$545,544
10$23,934$23,785$521,609
11$25,021$22,698$496,589
12$26,157$21,562$470,432
13$27,345$20,374$443,087
14$28,586$19,133$414,501
15$29,884$17,835$384,617
16$31,241$16,478$353,376
17$32,659$15,060$320,717
18$34,142$13,577$286,575
19$35,692$12,027$250,882
20$37,313$10,406$213,569
21$39,007$8,712$174,562
22$40,778$6,941$133,784
23$42,630$5,089$91,154
24$44,565$3,154$46,589
25$46,589$1,130$0

At the end of your 5-year term

Total paid over the term
$238,595
Principal paid down
$87,873
Interest paid
$150,722
Balance remaining
$631,327

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,450/mo
$17,400Gross annual rent
1.0%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.9%
Gross yield
− Property tax $4,888− Insurance $1,400− Vacancy & upkeep $1,914Net operating income $9,198

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX HALLMARK REALTY LTD.. MLS®/PropTx.

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