1301-1135 Royal York Road, Toronto, ON

Edenbridge-Humber Valley, Toronto · MLS® W13864562

$899,000
For Sale
Listed 13 days agoNo offer date stated

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2+1Bedrooms
3Bathrooms
1Garage
1000-1199Sq ft

About this home

In short

  • Welcome Home To This 2 Bedroom, 3 Bathroom South Facing Suite.
  • "Penthouse Series" Condo In Prestigious James Club With 10' Smooth Ceilings & Breathtaking Views Of Lake & City From Every Room.
  • Features Include: Hardwood Flrs Thruout, Ensuites In Both Bedrooms, Beautiful Open Concept Kit With Breakfast Bar/Granite Counters/Ceramic Backsplash/S.S.
  • Excellent Condo Amenities Include 24 Hour Concierge,Indoor Pool,Gym,Media Rm,Party Rm, Golf Sim, Guest Suites...

Welcome Home To This 2 Bedroom, 3 Bathroom South Facing Suite. "Penthouse Series" Condo In Prestigious James Club With 10' Smooth Ceilings & Breathtaking Views Of Lake & City From Every Room! Features Include: Hardwood Flrs Thruout, Ensuites In Both Bedrooms, Beautiful Open Concept Kit With Breakfast Bar/Granite Counters/Ceramic Backsplash/S.S. Appliances; Custom Window Coverings & Light Fixtures,... Excellent Condo Amenities Include 24 Hour Concierge,Indoor Pool,Gym,Media Rm,Party Rm, Golf Sim, Guest Suites...

Key facts

Property type
Condo Apartment, Apartment
MLS®
W13864562
Bedrooms
2+1 (3 total)
Bathrooms
3 (1 half)
Size
1000-1199 sq ft
Cross streets
Royal York / Kingsway
Parking
1 garage (underground)
Basement
None
Heating
Fan Coil
A/C
Central Air
Exterior
Concrete, Stucco (Plaster)
Maintenance
$974/mo
Exposure
South
Property tax
$4,090 / 2026
Days on market
13
Listing brokerage
RIGHT AT HOME REALTY

Rooms

Bedroom 2Main3.97 × 2.72 m

hardwood floor · 3 pc ensuite · mirrored closet

Primary BedroomMain4.27 × 3.22 m

hardwood floor · 4 pc ensuite · walk-in closet(s)

Living RoomMain6.10 × 3.36 m

hardwood floor · window · open concept

DenMain2.44 × 2.44 m
Dining RoomMain3.36 × 6.10 m

combined w/living · walk-out · open concept

KitchenMain3.06 × 2.74 m

ceramic floor · granite counters · ceramic backsplash

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

On schools, this address is zoned for Humber Valley Village Junior Middle School, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

Neighbourhood & location

Edenbridge-Humber Valley, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Humber Valley Village Junior Middle School
85%
Humber Valley Village Junior Middle SchoolPublic · Elementary · 1.0 km awayHigher-rated than most nearby · 85% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Lambton Kingsway Junior Middle School · Public elementary0.6 km · 91% at standard
Warren Park Junior Public School · Public elementary1.4 km · 74% at standard
Lambton Park Community School · Public elementary1.7 km · 52% at standard
Islington Junior Middle School · Public elementary1.7 km · 66% at standard
St James Catholic School · Catholic elementary1.8 km · 88% at standard
Rosethorn Junior School · Public elementary1.9 km · 65% at standard
Frank Oke Secondary School · Public secondary2.0 km
Humbercrest Public School · Public elementary2.0 km · 80% at standard
Sunnylea Junior School · Public elementary2.1 km · 96% at standard
Runnymede Collegiate Institute · Public secondary2.2 km · 46% at standard
George Syme Community School · Public elementary2.3 km · 48% at standard
St Gregory Catholic School · Catholic elementary2.3 km · 83% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,097/mo
$188KIncome needed
4.8×Price ÷ income
$946Weekly cost
$28,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

76%mortgage
Mortgage $4,097Property tax $341Condo fee $974Total carry $5,412

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,977per month

Mortgage amount $719,200 · 4.49% over 25 years

$179,800Down payment (20.0%)
$719,200Loan before insurance
$0CMHC premium
$5,291Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,977
Property tax
$341
Condo / maintenance fees
$974
Heating
$0
Estimated monthly cost
$5,291

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$14,455
Toronto municipal land transfer tax
$14,455
Estimated closing costs
$28,910

Plus your down payment of $179,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,813/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$473,774Total interest paid
$1,192,974Total of all payments
Principal $719,200 Interest $473,774
YearPrincipalInterestBalance
1$16,049$31,669$703,151
2$16,778$30,941$686,372
3$17,540$30,179$668,832
4$18,336$29,383$650,496
5$19,169$28,550$631,327
6$20,039$27,680$611,288
7$20,949$26,770$590,339
8$21,900$25,819$568,438
9$22,895$24,824$545,544
10$23,934$23,785$521,609
11$25,021$22,698$496,589
12$26,157$21,562$470,432
13$27,345$20,374$443,087
14$28,586$19,133$414,501
15$29,884$17,835$384,617
16$31,241$16,478$353,376
17$32,659$15,060$320,717
18$34,142$13,577$286,575
19$35,692$12,027$250,882
20$37,313$10,406$213,569
21$39,007$8,712$174,562
22$40,778$6,941$133,784
23$42,630$5,089$91,154
24$44,565$3,154$46,589
25$46,589$1,130$0

At the end of your 5-year term

Total paid over the term
$238,595
Principal paid down
$87,873
Interest paid
$150,722
Balance remaining
$631,327

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,400/mo
$40,800Gross annual rent
2.2%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.5%
Gross yield
− Property tax $4,090− Condo fees $11,690− Insurance $600− Vacancy & upkeep $4,488Net operating income $19,932

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

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