604-25 Four Winds Drive, Toronto, ON

York University Heights, Toronto · MLS® W13864574

$540,000
For Sale
Listed 11 days agoNo offer date stated

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3Bedrooms
2Bathrooms
1Garage
1000-1199Sq ft

About this home

In short

  • Welcome to this beautifully renovated, higher-floor northeast corner suite, offering exceptional natural light, open views, and a spacious, functional layout...
  • Thoughtfully updated throughout, this move-in-ready home features fresh modern finishes, new paint, stylish light fixtures, and a renovated kitchen equipped with...
  • The well-maintained, professionally managed building has undergone numerous improvements, including newer windows, refreshed hallways, and modernized elevators...
  • Enjoy an impressive range of amenities, including an indoor pool, sauna, squash and basketball courts, fitness centre, and yoga studio-providing a complete lifestyle...
  • The location is exceptionally convenient, just steps from grocery stores, shops, restaurants, pharmacies, and walk-in clinics, with easy access to Highways 400, 401...

Welcome to this beautifully renovated, higher-floor northeast corner suite, offering exceptional natural light, open views, and a spacious, functional layout featuring 3 bedrooms and 1.5 bathrooms. Ideal for growing families, first-time buyers, or end-users seeking comfort, space, and convenience. Thoughtfully updated throughout, this move-in-ready home features fresh modern finishes, new paint, stylish light fixtures, and a renovated kitchen equipped with stainless steel appliances. The bright and inviting layout is perfectly suited for comfortable everyday living and effortless entertaining. Step onto your private balcony and enjoy unobstructed views and plenty of outdoor space. Additional conveniences include underground parking and an oversized locker, offering valuable storage and practicality. The well-maintained, professionally managed building has undergone numerous improvements, including newer windows, refreshed hallways, and modernized elevators, providing residents with added comfort, peace of mind, and long-term value. Enjoy an impressive range of amenities, including an indoor pool, sauna, squash and basketball courts, fitness centre, and yoga studio-providing a complete lifestyle right at home. The location is exceptionally convenient, just steps from grocery stores, shops, restaurants, pharmacies, and walk-in clinics, with easy access to Highways 400, 401, and 407, as well as Finch West Subway Station, Finch LRT, and York University. Maintenance fees include all utilities and cable, excluding hydro, making monthly ownership costs more predictable and convenient. A rare opportunity to own a turnkey northeast corner suite in a well-established community where generous living space, abundant natural light, modern updates, exceptional amenities, and an unbeatable location come together seamlessly.

Key facts

Property type
Condo Apartment, Apartment
MLS®
W13864574
Bedrooms
3
Bathrooms
2 (1 half)
Size
1000-1199 sq ft
Cross streets
Keele St. & Finch Ave. W
Parking
1 garage (underground)
Basement
None
Heating
Radiant
A/C
None
Exterior
Brick, Concrete
Maintenance
$912/mo
Exposure
North East
Property tax
$1,697 / 2025
Days on market
11
Listing brokerage
CENTURY 21 LEADING EDGE REALTY INC.

Rooms

Living RoomMain5.50 × 3.60 m

sunken room · w/o to balcony

BedroomMain3.40 × 2.80 m
BathroomMain1.30 × 1.40 m

2 Pc Ensuite

KitchenMain4.40 × 2.30 m
Dining RoomMain3.90 × 3.20 m

overlooks living · open concept

LaundryMain1.20 × 1.23 m

4 Pc Bath

BathroomMain1.60 × 2.00 m

4 Pc Bath

BedroomMain4.40 × 3.40 m
Primary BedroomMain4.40 × 3.20 m

2 Pc Ensuite

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

The assigned public school is Elia Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

York University Heights, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Derrydown Public School
34%
Derrydown Public SchoolPublic · Elementary · 0.6 km awayBelow the GTA average · 34% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
James Cardinal McGuigan Catholic High School · Catholic secondary0.3 km · 66% at standard
Lamberton Public School · Public elementary1.3 km · 63% at standard
Stilecroft Public School · Public elementary1.5 km · 60% at standard
Driftwood Public School · Public elementary1.5 km · 42% at standard
Topcliff Public School · Public elementary1.5 km · 34% at standard
Brookview Middle School · Public elementary1.7 km · 51% at standard
St Charles Garnier Catholic School · Catholic elementary1.7 km · 63% at standard
Shoreham Public School · Public elementary1.8 km · 54% at standard
St Jerome Catholic School · Catholic elementary1.8 km · 66% at standard
Gosford Public School · Public elementary2.0 km · 48% at standard
Yorkwoods Public School · Public elementary2.1 km · 16% at standard
St Francis de Sales Catholic School · Catholic elementary2.1 km · 38% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,461/mo
$118KIncome needed
4.6×Price ÷ income
$568Weekly cost
$14,550Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

70%mortgage
Mortgage $2,461Property tax $141Condo fee $912Total carry $3,515

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,389per month

Mortgage amount $432,000 · 4.49% over 25 years

$108,000Down payment (20.0%)
$432,000Loan before insurance
$0CMHC premium
$3,442Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,389
Property tax
$141
Condo / maintenance fees
$912
Heating
$0
Estimated monthly cost
$3,442

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$7,275
Toronto municipal land transfer tax
$7,275
Estimated closing costs
$14,550

Plus your down payment of $108,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,891/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$284,581Total interest paid
$716,581Total of all payments
Principal $432,000 Interest $284,581
YearPrincipalInterestBalance
1$9,640$19,023$422,360
2$10,078$18,585$412,281
3$10,536$18,128$401,746
4$11,014$17,649$390,732
5$11,514$17,149$379,218
6$12,037$16,626$367,181
7$12,583$16,080$354,597
8$13,155$15,508$341,442
9$13,752$14,911$327,690
10$14,376$14,287$313,314
11$15,029$13,634$298,285
12$15,712$12,952$282,573
13$16,425$12,238$266,148
14$17,171$11,492$248,977
15$17,950$10,713$231,027
16$18,765$9,898$212,261
17$19,617$9,046$192,644
18$20,508$8,155$172,136
19$21,439$7,224$150,697
20$22,413$6,251$128,284
21$23,430$5,233$104,854
22$24,494$4,169$80,360
23$25,606$3,057$54,753
24$26,769$1,894$27,984
25$27,984$679$0

At the end of your 5-year term

Total paid over the term
$143,316
Principal paid down
$52,782
Interest paid
$90,534
Balance remaining
$379,218

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,400/mo
$40,800Gross annual rent
4.3%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

7.6%
Gross yield
− Property tax $1,697− Condo fees $10,947− Insurance $600− Vacancy & upkeep $4,488Net operating income $23,068

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 LEADING EDGE REALTY INC.. MLS®/PropTx.

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