50 South Kingsway, Toronto, ON

High Park-Swansea, Toronto · MLS® W13866962

$1,299,999
For Sale
Listed 13 days agoNo offer date stated

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3+1Bedrooms
2Bathrooms
4Parking
700-1100Sq ft

About this home

Welcome to this charming 3-bedroom, 2-bathroom detached home in the heart of High Park-Swansea, one of West Toronto's most desirable communities. Full of character and potential, this two-storey home offers an excellent opportunity for first-time buyers, families, or savvy investors looking to establish themselves in a highly sought-after neighbourhood. Located within the sought-after Swansea Public School and Humberside Collegiate Institute catchment areas, this home is perfectly positioned for families. Enjoy leisurely walks to the lake, High Park, Rennie Park, and the scenic Humber River trails, all just minutes away. Commuters will appreciate convenient access to transit, while everyday amenities are close at hand, including the renowned Cheese Boutique, Bloor West Village, local shops, cafes, restaurants, and grocery stores. Whether you're looking to move in and make the home your own or invest in a neighbourhood with strong rental demand and long-term appeal, this property offers tremendous potential. A wonderful opportunity to become part of a vibrant West Toronto community surrounded by parks, nature, amenities, and exceptional convenience. Don't miss it!

Key facts

Property type
Detached, 2-Storey
MLS®
W13866962
Bedrooms
3+1 (4 total)
Bathrooms
2
Size
700-1100 sq ft
Lot
35.21 × 85.17 ft
Cross streets
The Queensway and South Kingsway
Parking
4 parking
Driveway
Private
Basement
Separate Entrance, Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$6,033 / 2025
Days on market
13
Listing brokerage
CITYSCAPE REAL ESTATE LTD.

Rooms

KitchenMain3.46 × 5.49 m

heated floor · tile floor

OfficeMain3.19 × 2.30 m

heated floor · tile floor

Living RoomMain3.18 × 3.47 m

heated floor · tile floor

Dining RoomMain3.17 × 3.26 m

heated floor · tile floor

Dining RoomBasement4.08 × 4.48 m

Tile Floor

BathroomBasement1.20 × 3.03 m
Primary BedroomSecond4.34 × 2.96 m

heated floor · tile floor

Living RoomBasement2.58 × 5.22 m

Tile Floor

KitchenBasement4.08 × 1.75 m

Tile Floor

BathroomMain1.39 × 2.01 m
Bedroom 2Second2.62 × 3.29 m

heated floor · tile floor · closet

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

On schools, this address is zoned for Humberside Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

Neighbourhood & location

High Park-Swansea, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Swansea Junior and Senior Public School
78%
Swansea Junior and Senior Public SchoolPublic · Elementary · 0.5 km awayAbove the GTA average · 78% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Étienne Brûlé Junior School · Public elementary1.1 km · 79% at standard
St Mark Catholic School · Catholic elementary1.1 km · 59% at standard
Park Lawn Junior and Middle School · Public elementary1.6 km · 71% at standard
Runnymede Junior and Senior Public School · Public elementary1.9 km · 92% at standard
The Student School · Public secondary2.0 km
Ursula Franklin Academy · Public secondary2.0 km · 92% at standard
Western Technical & Commercial School · Public secondary2.0 km · 68% at standard
Karen Kain School of the Arts · Public elementary2.0 km · 76% at standard
Garden Avenue Junior Public School · Public elementary2.3 km · 91% at standard
Etobicoke School of the Arts · Public secondary2.3 km · 80% at standard
Bishop Allen Academy Catholic Secondary School · Catholic secondary2.3 km · 88% at standard
Howard Junior Public School · Public elementary2.3 km · 76% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$5,925/mo
$245KIncome needed
5.3×Price ÷ income
$1,367Weekly cost
$44,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $5,925Property tax $503Total carry $6,428

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,750per month

Mortgage amount $1,039,999 · 4.49% over 25 years

$260,000Down payment (20.0%)
$1,039,999Loan before insurance
$0CMHC premium
$6,253Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,750
Property tax
$503
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,253

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$22,475
Toronto municipal land transfer tax
$22,475
Estimated closing costs
$44,950

Plus your down payment of $260,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,960/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$685,101Total interest paid
$1,725,100Total of all payments
Principal $1,039,999 Interest $685,101
YearPrincipalInterestBalance
1$23,208$45,796$1,016,791
2$24,262$44,742$992,529
3$25,364$43,640$967,165
4$26,515$42,489$940,650
5$27,719$41,285$912,930
6$28,978$40,026$883,953
7$30,293$38,711$853,659
8$31,669$37,335$821,990
9$33,107$35,897$788,883
10$34,610$34,394$754,273
11$36,181$32,823$718,092
12$37,824$31,180$680,268
13$39,542$29,462$640,726
14$41,337$27,667$599,389
15$43,214$25,790$556,175
16$45,176$23,828$511,000
17$47,227$21,777$463,772
18$49,371$19,633$414,401
19$51,613$17,391$362,788
20$53,956$15,048$308,832
21$56,406$12,598$252,425
22$58,967$10,037$193,458
23$61,645$7,359$131,813
24$64,444$4,560$67,370
25$67,370$1,634$0

At the end of your 5-year term

Total paid over the term
$345,020
Principal paid down
$127,069
Interest paid
$217,951
Balance remaining
$912,930

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,450/mo
$17,400Gross annual rent
0.6%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.3%
Gross yield
− Property tax $6,033− Insurance $1,400− Vacancy & upkeep $1,914Net operating income $8,053

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CITYSCAPE REAL ESTATE LTD.. MLS®/PropTx.

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