28 Holwood Avenue, Toronto, ON
Keelesdale-Eglinton West, Toronto · MLS® W13868650
About this home
In short
- Fantastic 2-storey detached home in Toronto's vibrant Keelesdale-Eglinton West neighbourhood, offering exceptional flexibility for investors, end users or...
- The main-floor apartment features 2 bedrooms and 1 bathroom, a well-appointed eat-in kitchen with granite countertops, ensuite laundry, a spacious bathroom and...
- The upper-floor apartment features 3 bedrooms and 1 bathroom, a very large eat-in kitchen, ensuite stacked laundry and wood flooring throughout.
- Ideally located close to local shops, schools, parks, places of worship and everyday amenities, with convenient access to transit, highways, and the Eglinton...
- A rare opportunity to own a versatile detached home with 2 bedrooms on the main floor and basement, and 3 bedrooms on the upper floor, offering multiple possibilities...
Fantastic 2-storey detached home in Toronto's vibrant Keelesdale-Eglinton West neighbourhood, offering exceptional flexibility for investors, end users or multi-generational families. Currently configured as two self-contained living areas, the property offers excellent income potential or the opportunity to convert back to a spacious single-family home, subject to buyer verification and applicable requirements.The main-floor apartment features 2 bedrooms and 1 bathroom, a well-appointed eat-in kitchen with granite countertops, ensuite laundry, a spacious bathroom and central air conditioning. Walk out to the rear patio and generous backyard, with convenient access to parking.The upper-floor apartment features 3 bedrooms and 1 bathroom, a very large eat-in kitchen, ensuite stacked laundry and wood flooring throughout. A distinctive spiral staircase leads to a loft-style primary bedroom, creating a unique and spacious living environment.The home also features a large, segmented detached garage appropriate for a car and workshop, offering excellent parking, storage and hobby space. Freshly painted, with numerous pot lights, main-floor kitchen cabinetry and a second-floor bathroom. Two separate laundry facilities add exceptional convenience and flexibility to the current two-unit configuration. The generous backyard provides plenty of space for entertaining, gardening or family enjoyment. Ideally located close to local shops, schools, parks, places of worship and everyday amenities, with convenient access to transit, highways, and the Eglinton corridor, including a five minute walk to Keelesdale Station on TTC Line 5. A rare opportunity to own a versatile detached home with 2 bedrooms on the main floor and basement, and 3 bedrooms on the upper floor, offering multiple possibilities in a well-connected Toronto community. Please note: Some photos have been virtually staged to illustrate use of the space. Tenants will be leaving Oct 31, 2026. N11 Signed.
Key facts
- Property type
- Detached, 2 1/2 Storey
- MLS®
- W13868650
- Bedrooms
- 4+1 (5 total)
- Bathrooms
- 2
- Size
- 1100-1500 sq ft
- Lot
- 24.79 × 133 ft
- Cross streets
- Eglinton/Keele
- Parking
- 1 garage · 4 parking (detached)
- Driveway
- Mutual
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Stucco (Plaster)
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $4,197 / 2026
- Days on market
- 13
- Listing brokerage
- SUTTON GROUP OLD MILL REALTY INC.
Rooms
walk-out · eat-in kitchen · window
hardwood floor · window
hardwood floor · window
eat-in kitchen · window
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
Considering this property? Request a written price readThe assigned public school is Silverthorn Community School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.
Per square foot, these ask about $769/sqft; this home lists at $896/sqft. Size is part of the price story, not just the sticker.
The 3 closest active listings nearby.
See all comparable homesNeighbourhood & location
Keelesdale-Eglinton West, Toronto, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 12 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $932,000 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $5,153
- Property tax
- $350
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $5,503
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $19,775
- Toronto municipal land transfer tax
- $19,775
- Estimated closing costs
- $39,550
Plus your down payment of $233,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $309,191
- Principal paid down
- $113,873
- Interest paid
- $195,318
- Balance remaining
- $818,127
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SUTTON GROUP OLD MILL REALTY INC.. MLS®/PropTx.