14 Humbercrest Boulevard, Toronto, ON

Lambton Baby Point, Toronto · MLS® W13874304

$1,799,000
For Sale
Listed 12 days agoNo offer date stated
4+1Bedrooms
3Bathrooms
1Garage · 4 parking
1500-2000Sq ft

About this home

City Gem in a Country Setting! Executive Old Mill side Residence*Extremely Bright, Spacious and Beautifully Appointed Home*Open-Concept, Airy Main Floor with Great Flow For Daily Living and Entertaining* Modern Kitchen W/High End Appliances, Breakfast Bar and Family Room/Eat-In Area*4+1 Spacious Bdrms, 3 Baths-Family Bath w/Heated Floor* Lower Level (Above Grade) W/Wood Burning Stove and W/O To a Massive Deck* Spectacular West-Facing Back Yard with Perennial Gardens and Mature Trees* Private Drive/Parking for 3 cars* Entire Home Recently Professionally Painted with Benjamin Moore Paint*Beautiful Recently Restored Terrazzo Floor on Lower Level*New Moen Bathroom Faucets and Coordinated Towel Racks*New Kraus Kitchen Faucet and new Bosch Dishwasher*Custom Designed Closets in 3 Upper Bedrooms/Office*New Ceiling Fixtures in Bdrms, Foyer, 2nd Floor Hallway and Main Floor Family Room*Heated Floors in Front Foyer, Lower and 2nd Floor Baths*Mature, Lovely, Perennial Front and Rear Gardens*Lots of Storage*Steps to Great Schools, Old Mill Subway Station, Humber River Parkland and Trails* Walking distance to Summerhill Market, Loblaws, Bloor West Village, High Park

Key facts

Property type
Detached, Backsplit 3
MLS®
W13874304
Bedrooms
4+1 (5 total)
Bathrooms
3 (1 half)
Size
1500-2000 sq ft
Lot
34.66 × 140 ft
Cross streets
Baby Point Road/Humbercrest Blvd.
Parking
1 garage · 4 parking (attached)
Driveway
Private Double
Basement
Finished with Walk-Out
Heating
Water
A/C
Wall Unit(s)
Exterior
Brick, Aluminum Siding
Foundation
Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$9,223 / 2026
Days on market
12
Listing brokerage
ROYAL LEPAGE TERREQUITY REALTY

Rooms

Dining RoomMain3.25 × 3.21 m

hardwood floor · open concept · combined w/living

Bedroom 3Second3.13 × 3.72 m

hardwood floor · double closet · pocket doors

Primary BedroomSecond4.46 × 4.57 m

hardwood floor · walk-in closet(s) · overlooks backyard

Cold Room/CantinaLower5.26 × 2.74 m

Concrete Floor

RecreationBasement6.71 × 6.92 m

wood stove · sliding doors · w/o to deck

Bedroom 4Second5.50 × 3.06 m

wood · double closet

Living RoomMain5.00 × 3.83 m

hardwood floor · fireplace · combined w/dining

BedroomLower2.87 × 3.12 m

hardwood floor · pot lights · 3 pc bath

FoyerMain2.85 × 2.22 m

heated floor · closet · 2 pc bath

Bedroom 2Second3.46 × 2.82 m

wood · his and hers closets · skylight

Family RoomMain4.59 × 4.10 m

hardwood floor · overlooks backyard · combined w/kitchen

KitchenMain3.11 × 3.03 m

hardwood floor · stainless steel appl · combined w/family

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Runnymede Collegiate Institute. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What sellers nearby are askingCurrently listed nearby in Lambton Baby Point · asking prices
$5.00Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.

Per square foot, these ask about $1,497/sqft; this home lists at $1,028/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
1.80MThis home1.55M849k7.80M9.80MThis home vs active comparables

Neighbourhood & location

Lambton Baby Point, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Stonegate-Queensway
$2.12M
Islington-City Centre West
$1.54M
Dovercourt-Wallace Emerson-Junction
$1.25M
Leaside
$2.15M
St. Andrew-Windfields
$4.10M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Runnymede Collegiate Institute
46%
Runnymede Collegiate InstitutePublic · Secondary · 1.0 km awayBelow the GTA average · 46% meet the provincial standard
Humbercrest Public SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
Humbercrest Public School · Public elementary0.7 km · 80% at standard
James Culnan Catholic School · Catholic elementary0.9 km · 64% at standard
King George Junior Public School · Public elementary1.1 km · 91% at standard
Warren Park Junior Public School · Public elementary1.1 km · 74% at standard
St James Catholic School · Catholic elementary1.2 km · 88% at standard
Runnymede Junior and Senior Public School · Public elementary1.2 km · 92% at standard
Lambton Kingsway Junior Middle School · Public elementary1.4 km · 91% at standard
Ursula Franklin Academy · Public secondary1.5 km · 92% at standard
Western Technical & Commercial School · Public secondary1.5 km · 68% at standard
The Student School · Public secondary1.5 km
Lambton Park Community School · Public elementary1.5 km · 52% at standard
St Cecilia Catholic School · Catholic elementary1.6 km · 82% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$8,199/mo
$340KIncome needed
5.3×Price ÷ income
$1,892Weekly cost
$64,910Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $8,199Property tax $769Total carry $8,968

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7,958per month

Mortgage amount $1,439,200 · 4.49% over 25 years

$359,800Down payment (20.0%)
$1,439,200Loan before insurance
$0CMHC premium
$8,726Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7,958
Property tax
$769
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$8,726

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$32,455
Toronto municipal land transfer tax
$32,455
Estimated closing costs
$64,910

Plus your down payment of $359,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$9,631/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$948,075Total interest paid
$2,387,275Total of all payments
Principal $1,439,200 Interest $948,075
YearPrincipalInterestBalance
1$32,117$63,374$1,407,083
2$33,575$61,916$1,373,508
3$35,099$60,392$1,338,409
4$36,693$58,798$1,301,715
5$38,359$57,132$1,263,356
6$40,101$55,390$1,223,256
7$41,922$53,569$1,181,334
8$43,825$51,666$1,137,509
9$45,815$49,676$1,091,694
10$47,895$47,596$1,043,799
11$50,070$45,421$993,730
12$52,343$43,148$941,387
13$54,720$40,771$886,667
14$57,204$38,287$829,463
15$59,801$35,690$769,662
16$62,517$32,974$707,145
17$65,355$30,136$641,790
18$68,322$27,169$573,468
19$71,425$24,066$502,043
20$74,667$20,824$427,376
21$78,058$17,433$349,318
22$81,602$13,889$267,716
23$85,307$10,184$182,409
24$89,180$6,311$93,229
25$93,229$2,262$0

At the end of your 5-year term

Total paid over the term
$477,455
Principal paid down
$175,844
Interest paid
$301,611
Balance remaining
$1,263,356

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
1.3%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.1%
Gross yield
− Property tax $9,223− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $23,019

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE TERREQUITY REALTY. MLS®/PropTx.

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