1181-1183 St Clair Avenue, Toronto, ON

Corso Italia-Davenport, Toronto · MLS® W13876720

$3,379,000
For Sale
Listed 12 days agoNo offer date stated
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7Bedrooms
6Bathrooms
4Parking
2000-2500Sq ft

About this home

In short

  • Unbeatable location, south side & very busy traffic.
  • 2 main floor retail and 4 upper apts with fire escape stairs and large terrace accessable by all 4 apts.
  • Finished basement spaces and 4 exterior parking spaces at the rear.

Unbeatable location, south side & very busy traffic. Two buildings, one deed. Long term owner, super clean building. No leases. 2 main floor retail and 4 upper apts with fire escape stairs and large terrace accessable by all 4 apts. All updated mechanics, electrical, boiler, water and a/c. Finished basement spaces and 4 exterior parking spaces at the rear.

Key facts

Property type
Other, 3-Storey
MLS®
W13876720
Bedrooms
7
Bathrooms
6 (2 half)
Size
2000-2500 sq ft
Lot
34.18 × 91.1 ft
Cross streets
St Clair Ave W & Dufferin Street
Parking
4 parking
Basement
Finished
Heating
Water
A/C
Other
Exterior
Brick
Foundation
Unknown
Roof
Unknown
Sewer
Sewer
Property tax
$22,461 / 2026
Days on market
12
Listing brokerage
SUTTON GROUP-ASSOCIATES REALTY INC.

Rooms

OtherSecond

galley kitchen · 4 pc bath · w/o to deck

OtherSecond

galley kitchen · 4 pc bath · w/o to deck

OtherLower

open concept · partly finished

OtherThird

galley kitchen · 4 pc bath · balcony

OtherThird

galley kitchen · 4 pc bath · w/o to deck

RecreationLower
BathroomMain

2 Pc Bath

OtherMain

open concept · 2 pc bath

OtherMain

open concept · 2 pc bath

BathroomMain

2 Pc Bath

OtherLower

open concept · partly finished

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

The assigned public school is Regal Road Junior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Corso Italia-Davenport, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Regal Road Junior Public School
73%
Regal Road Junior Public SchoolPublic · Elementary · 0.5 km awayAround the GTA average · 73% meet the provincial standard
Winona Drive Senior Public SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
St Clare Catholic School · Catholic elementary0.3 km · 72% at standard
St Mary of the Angels Catholic School · Catholic elementary0.7 km · 76% at standard
Rawlinson Community School · Public elementary0.8 km · 63% at standard
McMurrich Junior Public School · Public elementary1.0 km · 81% at standard
St Alphonsus Catholic School · Catholic elementary1.1 km · 74% at standard
St Paul VI Catholic School · Catholic elementary1.2 km · 76% at standard
Dovercourt Public School · Public elementary1.3 km · 62% at standard
St John Bosco Catholic School · Catholic elementary1.3 km · 65% at standard
St Bruno/St. Raymond Catholic School · Catholic elementary1.4 km · 56% at standard
F H Miller Junior Public School · Public elementary1.4 km · 78% at standard
Carleton Village Junior and Senior Public School · Public elementary1.4 km · 42% at standard
St Nicholas of Bari Catholic School · Catholic elementary1.5 km · 59% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$15,400/mo
$651KIncome needed
5.2×Price ÷ income
$3,554Weekly cost
$145,690Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

89%mortgage
Mortgage $15,400Property tax $1,872Total carry $17,272

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$14,946per month

Mortgage amount $2,703,200 · 4.49% over 25 years

$675,800Down payment (20.0%)
$2,703,200Loan before insurance
$0CMHC premium
$16,818Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$14,946
Property tax
$1,872
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$16,818

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$70,950
Toronto municipal land transfer tax
$74,740
Estimated closing costs
$145,690

Plus your down payment of $675,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$18,090/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,780,737Total interest paid
$4,483,937Total of all payments
Principal $2,703,200 Interest $1,780,737
YearPrincipalInterestBalance
1$60,324$119,034$2,642,876
2$63,063$116,295$2,579,813
3$65,926$113,431$2,513,887
4$68,919$110,438$2,444,968
5$72,049$107,309$2,372,919
6$75,320$104,037$2,297,599
7$78,740$100,618$2,218,859
8$82,315$97,043$2,136,544
9$86,052$93,305$2,050,492
10$89,959$89,398$1,960,532
11$94,044$85,313$1,866,488
12$98,314$81,044$1,768,174
13$102,778$76,580$1,665,396
14$107,444$71,913$1,557,952
15$112,323$67,035$1,445,629
16$117,423$61,935$1,328,207
17$122,754$56,603$1,205,453
18$128,328$51,030$1,077,125
19$134,154$45,203$942,971
20$140,245$39,112$802,725
21$146,613$32,744$656,112
22$153,270$26,088$502,842
23$160,229$19,129$342,613
24$167,504$11,853$175,109
25$175,109$4,248$0

At the end of your 5-year term

Total paid over the term
$896,787
Principal paid down
$330,281
Interest paid
$566,506
Balance remaining
$2,372,919

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
0.6%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.5%
Gross yield
− Property tax $22,461− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $20,995

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SUTTON GROUP-ASSOCIATES REALTY INC.. MLS®/PropTx.

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