84 Gilley Road, Toronto, ON

Downsview-Roding-CFB, Toronto · MLS® W13878578

$1,048,000
For Sale
Listed 11 days agoNo offer date stated
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3+1Bedrooms
3Bathrooms
1.5Garage · 5 parking
1500-2000Sq ft

About this home

Great Multi-Level Opportunity in Prime Yorkdale/Wilson Station Location, Ideal for First-Time Buyers, End-Users, Investors, and Builders. Close to All Amenities, Transit, and Shopping in a Family Neighbourhood

Key facts

Property type
Detached, 2-Storey
MLS®
W13878578
Bedrooms
3+1 (4 total)
Bathrooms
3
Size
1500-2000 sq ft
Lot
45 × 132 ft
Cross streets
Dufferin / Wilson
Parking
1.5 garage · 5 parking (detached)
Driveway
Available
Basement
Separate Entrance
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,318 / 2026
Days on market
11
Listing brokerage
ROYAL LEPAGE MAXIMUM REALTY

Rooms

BedroomUpper6.10 × 3.35 m

Hardwood Floor

Bedroom 2Upper4.88 × 2.74 m

Hardwood Floor

Dining RoomMain3.66 × 3.66 m

hardwood floor · formal rm

Living RoomMain4.88 × 3.96 m

hardwood floor · formal rm

RecreationBasement3.66 × 3.66 m
Bedroom 3Upper3.20 × 2.59 m

Hardwood Floor

KitchenMain5.49 × 3.66 m

ceramic floor · family size kitchen

LaundryBasement0.31 × 0.31 m
Family RoomMain3.66 × 2.44 m

gas fireplace · w/o to yard

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

The assigned public school is Faywood Arts-Based Curriculum School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Downsview-Roding-CFB, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Ancaster Public School
47%
Ancaster Public SchoolPublic · Elementary · 0.3 km awayBelow the GTA average · 47% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Madonna Catholic Secondary School · Catholic secondary1.2 km · 60% at standard
Blaydon Public School · Public elementary1.6 km · 38% at standard
Yorkdale Secondary School · Public secondary1.8 km
William Lyon Mackenzie Collegiate Institute · Public secondary2.0 km · 84% at standard
St Raphael Catholic School · Catholic elementary2.0 km · 76% at standard
Lawrence Heights Middle School · Public elementary2.0 km · 44% at standard
Africentric Alternative School · Public elementary2.1 km · 57% at standard
Baycrest Public School · Public elementary2.1 km · 69% at standard
Sheppard Public School · Public elementary2.1 km · 24% at standard
Dublin Heights Elementary and Middle School · Public elementary2.1 km · 68% at standard
St Conrad Catholic School · Catholic elementary2.3 km · 72% at standard
St Robert Catholic School · Catholic elementary2.3 km · 74% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$4,776/mo
$199KIncome needed
5.3×Price ÷ income
$1,102Weekly cost
$34,870Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $4,776Property tax $443Total carry $5,220

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,636per month

Mortgage amount $838,400 · 4.49% over 25 years

$209,600Down payment (20.0%)
$838,400Loan before insurance
$0CMHC premium
$5,079Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,636
Property tax
$443
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,079

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$17,435
Toronto municipal land transfer tax
$17,435
Estimated closing costs
$34,870

Plus your down payment of $209,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,611/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$552,297Total interest paid
$1,390,697Total of all payments
Principal $838,400 Interest $552,297
YearPrincipalInterestBalance
1$18,710$36,918$819,690
2$19,559$36,069$800,131
3$20,447$35,181$779,684
4$21,375$34,252$758,309
5$22,346$33,282$735,963
6$23,361$32,267$712,602
7$24,421$31,207$688,181
8$25,530$30,098$662,651
9$26,689$28,939$635,962
10$27,901$27,727$608,061
11$29,168$26,460$578,893
12$30,492$25,136$548,401
13$31,877$23,751$516,524
14$33,324$22,304$483,200
15$34,837$20,791$448,363
16$36,419$19,209$411,945
17$38,072$17,556$373,872
18$39,801$15,827$334,071
19$41,608$14,020$292,463
20$43,497$12,131$248,966
21$45,472$10,156$203,494
22$47,537$8,091$155,957
23$49,695$5,933$106,262
24$51,952$3,676$54,310
25$54,310$1,318$0

At the end of your 5-year term

Total paid over the term
$278,139
Principal paid down
$102,437
Interest paid
$175,702
Balance remaining
$735,963

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
2.6%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.6%
Gross yield
− Property tax $5,318− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $26,924

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE MAXIMUM REALTY. MLS®/PropTx.

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