257 Delaware Avenue, Toronto, ON

Dovercourt-Wallace Emerson-Junction, Toronto · MLS® W13878710

$1,349,900
For Sale
Listed 11 days agoNo offer date stated
4Bedrooms
3Bathrooms
1Garage · 3 parking
1500-2000Sq ft

About this home

**Rare 25 x 129 ft lot with LANEWAY and FRONT DRIVEWAY just steps away to Delaware Ave entrance to Ossington Station**Spacious 4 bedroom, 3 bathroom home at Dovercourt and Bloor including a 3 piece bath on main level - a rare find!!Approximately 2445 sq ft total living area inc lower level with separate entrance - ideal for large family with potential income opportunities**High ceilings in LOWER level - app 865 sq ft with walk-up**Potential for laneway house while maintaining ample parking**Walking distance to numerous amenities inc various retail, parks, schools and subway**

Key facts

Property type
Semi-Detached, 2-Storey
MLS®
W13878710
Bedrooms
4
Bathrooms
3
Size
1500-2000 sq ft
Lot
25 × 129 ft
Cross streets
Bloor/Dovercourt
Parking
1 garage · 3 parking (detached)
Driveway
Lane, Mutual
Basement
Separate Entrance, Walk-Up
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Unknown
Roof
Shingles
Sewer
Sewer
Property tax
$6,653 / 2026
Days on market
11
Listing brokerage
RE/MAX WEST REALTY INC.

Rooms

BedroomSecond3.23 × 2.90 m

hardwood floor · closet · window

KitchenBasement5.49 × 2.06 m

concrete floor · stainless steel sink · window

Mud RoomGround1.83 × 1.83 m

Walk-Out

Dining RoomGround3.73 × 2.74 m

hardwood floor · combined w/living · window

LaundryBasement3.96 × 3.35 m

concrete floor · double sink · 4 pc bath

KitchenGround4.09 × 4.06 m

ceramic floor · eat-in kitchen · walk-out

RecreationBasement4.62 × 4.45 m

concrete floor · walk-up · window

Living RoomGround4.06 × 3.81 m

hardwood floor · combined w/dining · west view

BedroomSecond3.96 × 2.97 m

hardwood floor · closet · window

Primary BedroomSecond4.37 × 2.74 m

hardwood floor · closet · window

FoyerGround3.35 × 1.75 m

ceramic floor · west view

BedroomSecond4.01 × 2.44 m

linoleum · stainless steel sink · window

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Dovercourt Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Dovercourt-Wallace Emerson-Junction, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Palmerston-Little Italy
$1.68M
Wychwood
$1.14M
University
$1.75M
Annex
$2.07M
Corso Italia-Davenport
$899K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Dovercourt Public School
62%
Dovercourt Public SchoolPublic · Elementary · 0.7 km awayBelow the GTA average · 62% meet the provincial standard
ALPHA II Alternative SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
St Mary Catholic Academy · Catholic secondary0.7 km · 66% at standard
West End Alternative School · Public secondary0.7 km
Essex Junior and Senior Public School · Public elementary0.7 km · 64% at standard
Hawthorne II Bilingual Alternative Junior School · Public elementary0.7 km · 74% at standard
Central Toronto Academy · Public secondary0.8 km · 69% at standard
Horizon Alternative Senior School · Public elementary0.8 km
Bloor Collegiate Institute · Public secondary0.8 km · 82% at standard
Pauline Junior Public School · Public elementary0.9 km · 76% at standard
St Sebastian Catholic School · Catholic elementary0.9 km · 92% at standard
Delta Senior Alternative School · Public elementary0.9 km
Montrose Junior Public School · Public elementary0.9 km · 95% at standard
Dewson Street Junior Public School · Public elementary1.0 km · 64% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$6,152/mo
$255KIncome needed
5.3×Price ÷ income
$1,420Weekly cost
$46,946Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $6,152Property tax $554Total carry $6,707

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,971per month

Mortgage amount $1,079,920 · 4.49% over 25 years

$269,980Down payment (20.0%)
$1,079,920Loan before insurance
$0CMHC premium
$6,525Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,971
Property tax
$554
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,525

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$23,473
Toronto municipal land transfer tax
$23,473
Estimated closing costs
$46,946

Plus your down payment of $269,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$7,227/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$711,399Total interest paid
$1,791,319Total of all payments
Principal $1,079,920 Interest $711,399
YearPrincipalInterestBalance
1$24,099$47,554$1,055,821
2$25,193$46,459$1,030,627
3$26,337$45,315$1,004,290
4$27,533$44,120$976,757
5$28,783$42,870$947,974
6$30,090$41,563$917,884
7$31,456$40,196$886,427
8$32,885$38,768$853,543
9$34,378$37,275$819,165
10$35,939$35,714$783,227
11$37,570$34,082$745,656
12$39,276$32,377$706,380
13$41,059$30,593$665,321
14$42,924$28,729$622,397
15$44,873$26,780$577,524
16$46,910$24,743$530,614
17$49,040$22,613$481,575
18$51,266$20,386$430,308
19$53,594$18,059$376,714
20$56,028$15,625$320,686
21$58,571$13,081$262,115
22$61,231$10,422$200,884
23$64,011$7,642$136,873
24$66,917$4,735$69,956
25$69,956$1,697$0

At the end of your 5-year term

Total paid over the term
$358,264
Principal paid down
$131,946
Interest paid
$226,317
Balance remaining
$947,974

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
1.9%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.8%
Gross yield
− Property tax $6,653− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $25,589

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX WEST REALTY INC.. MLS®/PropTx.

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