1103-15 James Finlay Way, Toronto, ON

Downsview-Roding-CFB, Toronto · MLS® W13878980

$495,000
For Sale
Listed 10 days agoNo offer date stated

The listing feed is busy, so this is our last saved copy of this listing from Oct 19, 2026, 6:30 a.m.. Price and status may have changed since; refresh in a minute for the live version.

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1+1Bedrooms
2Bathrooms
1Garage
700-799Sq ft

About this home

Beautiful 1 bedroom plus den suite offering a well-planned and highly functional layout located on the highest level of the building. The spacious den, fitted with a sliding door, provides excellent versatility as a private office space or used as second bedroom. The kitchen is modern and practical, complete with granite countertops, stainless steel appliances, undermount double sink, and generous cabinetry for storage-perfect for everyday cooking and entertaining alike. The home includes two full bathrooms: one featuring a deep soaker tub and the other a contemporary glass walk-in shower. Situated on the highest level of the building with no overhead neighbours, this unit offers outstanding privacy and an abundance of natural light. With unobstructed west exposure, the space enjoys bright daytime sun and stunning sunset views. A large open balcony extends the living space outdoors, ideal for relaxing or hosting while taking in the panoramic skyline.

Key facts

Property type
Condo Apartment, Apartment
MLS®
W13878980
Bedrooms
1+1 (2 total)
Bathrooms
2
Size
700-799 sq ft
Cross streets
Keele & Wilson
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$745/mo
Exposure
West
Property tax
$2,993 / 2026
Days on market
10
Listing brokerage
HOUSESIGMA INC.

Rooms

Dining RoomMain3.30 × 2.90 m

laminate · combined w/living · open concept

KitchenMain2.80 × 2.75 m

ceramic floor · breakfast bar · granite counters

LaundryMain1.00 × 1.00 m

Ceramic Floor

Living RoomMain3.30 × 2.90 m

laminate · combined w/dining · w/o to balcony

Primary BedroomMain4.70 × 3.30 m

double closet · laminate · 3 pc ensuite

DenMain3.60 × 2.75 m

laminate · slate flooring · closet

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

The assigned public school is Pierre Laporte Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Downsview-Roding-CFB, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Downsview Public School
70%
Downsview Public SchoolPublic · Elementary · 0.6 km awayAround the GTA average · 70% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Madonna Catholic Secondary School · Catholic secondary0.3 km · 60% at standard
St Raphael Catholic School · Catholic elementary0.8 km · 76% at standard
St Fidelis Catholic School · Catholic elementary1.1 km · 66% at standard
St Conrad Catholic School · Catholic elementary1.2 km · 72% at standard
Blaydon Public School · Public elementary1.2 km · 38% at standard
Ancaster Public School · Public elementary1.2 km · 47% at standard
Highview Public School · Public elementary1.5 km · 51% at standard
Maple Leaf Public School · Public elementary1.5 km · 42% at standard
St Francis Xavier Catholic School · Catholic elementary1.7 km · 64% at standard
Yorkdale Secondary School · Public secondary1.7 km
Tumpane Public School · Public elementary1.8 km · 55% at standard
Joyce Public School · Public elementary2.1 km · 64% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,256/mo
$112KIncome needed
4.4×Price ÷ income
$521Weekly cost
$12,750Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

69%mortgage
Mortgage $2,256Property tax $249Condo fee $745Total carry $3,250

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,190per month

Mortgage amount $396,000 · 4.49% over 25 years

$99,000Down payment (20.0%)
$396,000Loan before insurance
$0CMHC premium
$3,184Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,190
Property tax
$249
Condo / maintenance fees
$745
Heating
$0
Estimated monthly cost
$3,184

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,375
Toronto municipal land transfer tax
$6,375
Estimated closing costs
$12,750

Plus your down payment of $99,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,650/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$260,866Total interest paid
$656,866Total of all payments
Principal $396,000 Interest $260,866
YearPrincipalInterestBalance
1$8,837$17,438$387,163
2$9,238$17,036$377,925
3$9,658$16,617$368,267
4$10,096$16,178$358,171
5$10,555$15,720$347,616
6$11,034$15,241$336,582
7$11,535$14,740$325,047
8$12,059$14,216$312,989
9$12,606$13,669$300,383
10$13,178$13,096$287,204
11$13,777$12,498$273,428
12$14,402$11,872$259,025
13$15,056$11,218$243,969
14$15,740$10,535$228,229
15$16,455$9,820$211,775
16$17,202$9,073$194,573
17$17,983$8,292$176,590
18$18,799$7,476$157,791
19$19,653$6,622$138,139
20$20,545$5,730$117,594
21$21,478$4,797$96,116
22$22,453$3,822$73,663
23$23,472$2,802$50,190
24$24,538$1,736$25,652
25$25,652$622$0

At the end of your 5-year term

Total paid over the term
$131,373
Principal paid down
$48,384
Interest paid
$82,989
Balance remaining
$347,616

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,400/mo
$28,800Gross annual rent
2.6%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.8%
Gross yield
− Property tax $2,993− Condo fees $8,935− Insurance $600− Vacancy & upkeep $3,168Net operating income $13,104

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOUSESIGMA INC.. MLS®/PropTx.

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