410-5 San Romanoway, Toronto, ON

Black Creek, Toronto · MLS® W13879828

$345,000
For Sale
Listed 8 days agoNo offer date stated

The listing feed is busy, so this is our last saved copy of this listing from Oct 17, 2026, 7:50 p.m.. Price and status may have changed since; refresh in a minute for the live version.

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1Bedrooms
1Bathrooms
1Garage
800-899Sq ft

About this home

In short

  • Very Spacious 1 bedroom, 1 bathroom unit with a large living room great for entertaining.
  • Easy access to TTC routes that run 24hrs.
  • Minutes from York University, Hwy 400, Hwy 407, public and catholic schools and much more.

Very Spacious 1 bedroom, 1 bathroom unit with a large living room great for entertaining. Walk out from dining to large balcony with south west views. Kitchen with lots of cabinet space and full size appliances. Ensuite laundry in unit. Water and cable included in maintenance fee! Two shopping centers across the street: FreshCo, Shoppers Drug Mart, No-frills, Planet Fitness. Perfectly located near upcoming TTC subway station at Keele and Finch. Easy access to TTC routes that run 24hrs. Minutes from York University, Hwy 400, Hwy 407, public and catholic schools and much more. Great opportunity to own and add your special touch!

Key facts

Property type
Condo Apartment, Apartment
MLS®
W13879828
Bedrooms
1
Bathrooms
1
Size
800-899 sq ft
Cross streets
Finch Ave W and Jane St
Parking
1 garage (underground)
Basement
None
Heating
Baseboard
A/C
None
Exterior
Brick, Concrete
Maintenance
$637/mo
Exposure
South West
Property tax
$882 / 2026
Days on market
8
Listing brokerage
ROYAL LEPAGE TERREQUITY REALTY

Rooms

KitchenFlat3.49 × 2.40 m

overlooks dining · stainless steel appl · ceramic floor

Primary BedroomFlat4.22 × 3.23 m

large window · closet · laminate

Dining RoomFlat4.10 × 3.59 m

w/o to balcony · combined w/living · laminate

Living RoomFlat4.74 × 3.17 m

w/o to balcony · combined w/dining · laminate

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

The assigned public school is Brookview Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Neighbourhood & location

Black Creek, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Topcliff Public School
34%
Topcliff Public SchoolPublic · Elementary · 0.5 km awayBelow the GTA average · 34% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Driftwood Public School · Public elementary0.5 km · 42% at standard
St Francis de Sales Catholic School · Catholic elementary0.6 km · 38% at standard
Gosford Public School · Public elementary0.8 km · 48% at standard
Firgrove Public School · Public elementary0.8 km · 55% at standard
Yorkwoods Public School · Public elementary0.9 km · 16% at standard
Msgr Fraser College (Norfinch Campus) · Catholic secondary1.0 km
St Wilfrid Catholic School · Catholic elementary1.0 km · 74% at standard
Lamberton Public School · Public elementary1.1 km · 63% at standard
Shoreham Public School · Public elementary1.2 km · 54% at standard
C W Jefferys Collegiate Institute · Public secondary1.2 km · 44% at standard
Oakdale Park Middle School · Public elementary1.3 km · 55% at standard
St Augustine Catholic School · Catholic elementary1.3 km · 65% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$1,572/mo
$77KIncome needed
4.5×Price ÷ income
$363Weekly cost
$7,300Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

69%mortgage
Mortgage $1,572Property tax $74Condo fee $637Total carry $2,282

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,526per month

Mortgage amount $276,000 · 4.49% over 25 years

$69,000Down payment (20.0%)
$276,000Loan before insurance
$0CMHC premium
$2,237Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,526
Property tax
$74
Condo / maintenance fees
$637
Heating
$0
Estimated monthly cost
$2,237

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$3,650
Toronto municipal land transfer tax
$3,650
Estimated closing costs
$7,300

Plus your down payment of $69,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$1,847/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$181,815Total interest paid
$457,815Total of all payments
Principal $276,000 Interest $181,815
YearPrincipalInterestBalance
1$6,159$12,153$269,841
2$6,439$11,874$263,402
3$6,731$11,581$256,671
4$7,037$11,276$249,634
5$7,356$10,956$242,278
6$7,690$10,622$234,588
7$8,039$10,273$226,548
8$8,404$9,908$218,144
9$8,786$9,527$209,358
10$9,185$9,128$200,173
11$9,602$8,711$190,571
12$10,038$8,275$180,533
13$10,494$7,819$170,039
14$10,970$7,342$159,069
15$11,468$6,844$147,601
16$11,989$6,324$135,612
17$12,533$5,779$123,078
18$13,102$5,210$109,976
19$13,697$4,615$96,278
20$14,319$3,993$81,959
21$14,969$3,343$66,990
22$15,649$2,664$51,341
23$16,360$1,953$34,981
24$17,102$1,210$17,879
25$17,879$434$0

At the end of your 5-year term

Total paid over the term
$91,563
Principal paid down
$33,722
Interest paid
$57,841
Balance remaining
$242,278

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,700/mo
$32,400Gross annual rent
5.7%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

9.4%
Gross yield
− Property tax $882− Condo fees $7,639− Insurance $600− Vacancy & upkeep $3,564Net operating income $19,715

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE TERREQUITY REALTY. MLS®/PropTx.

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