20 Braeburn Avenue, Toronto, ON

Humber Heights, Toronto · MLS® W13880128

$1,300,000
For Sale
Listed 10 days agoNo offer date stated
2+1Bedrooms
2Bathrooms
4Parking
700-1100Sq ft

About this home

In short

  • Located in Humber Heights near shops, TTC routes, Cruickshank Park and Weston GO/UP Express, with connections to downtown Toronto and Pearson Airport.
  • This updated bungalow offers a practical way for a couple or small family to enter Toronto's housing market: move into the vacant main floor while collecting $3,450...
  • The main floor features new flooring installed in 2026, an open-concept kitchen overlooking the combined living and dining area, two bedrooms and a full bathroom.
  • The self-contained studio garden suite has its own heating and cooling system and is rented for $1,850/month plus hydro, with a new 12-month lease beginning October 2026.
  • The basement offers potential to be reintegrated with the main floor for additional living space, subject to the existing tenancy, while retaining the garden suite as...

Located in Humber Heights near shops, TTC routes, Cruickshank Park and Weston GO/UP Express, with connections to downtown Toronto and Pearson Airport. This updated bungalow offers a practical way for a couple or small family to enter Toronto's housing market: move into the vacant main floor while collecting $3,450 in combined monthly rent from the basement and newly built detached garden suite to help offset ownership costs. The main floor features new flooring installed in 2026, an open-concept kitchen overlooking the combined living and dining area, two bedrooms and a full bathroom. Updates completed in 2025 include insulated stucco, the main house roof, driveway and a new stove. Each unit has its own entrance, private laundry and one allocated driveway parking space. The one-bedroom basement suite is rented for $1,600/month, all-inclusive. The self-contained studio garden suite has its own heating and cooling system and is rented for $1,850/month plus hydro, with a new 12-month lease beginning October 2026. The basement offers potential to be reintegrated with the main floor for additional living space, subject to the existing tenancy, while retaining the garden suite as a separate rental or future space for extended family.

Key facts

Property type
Detached, Bungalow
MLS®
W13880128
Bedrooms
2+1 (3 total)
Bathrooms
2
Size
700-1100 sq ft
Lot
33.33 × 142 ft
Cross streets
Dixon & Westona
Parking
4 parking
Driveway
Private
Basement
Full
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Stucco (Plaster)
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,635 / 2026
Days on market
10
Listing brokerage
ROCK STAR REAL ESTATE INC.

Rooms

Primary BedroomMain4.12 × 3.21 m

hardwood floor · closet

Bedroom 2Main3.07 × 2.57 m

hardwood floor · closet

BedroomBasement3.50 × 2.70 m
KitchenMain3.09 × 2.57 m
Living RoomMain4.06 × 3.16 m

Combined w/Dining

RecreationBasement6.18 × 5.52 m
KitchenBasement4.17 × 2.62 m
Dining RoomMain2.09 × 3.20 m

Combined w/Living

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Hilltop Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What sellers nearby are askingCurrently listed nearby in Humber Heights · asking prices
$1.04Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.

Per square foot, these ask about $802/sqft; this home lists at $1,444/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
1.30MThis home1.27M898k959kThis home vs active comparables

Neighbourhood & location

Humber Heights, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Islington-City Centre West
$1.54M
Stonegate-Queensway
$2.25M
Dovercourt-Wallace Emerson-Junction
$1.25M
St. Andrew-Windfields
$4.10M
Willowdale East
$2.19M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Westmount Junior School
53%
Westmount Junior SchoolPublic · Elementary · 1.4 km awayBelow the GTA average · 53% meet the provincial standard
School of Experiential EducationEQAO results not published
Also nearby: 12 more schools within 2.5 km
St John the Evangelist Catholic School · Catholic elementary0.6 km · 61% at standard
H J Alexander Community School · Public elementary0.6 km · 68% at standard
Valleyfield Junior School · Public elementary1.1 km · 77% at standard
C R Marchant Middle School · Public elementary1.2 km · 61% at standard
Pelmo Park Public School · Public elementary1.5 km · 43% at standard
Weston Collegiate Institute · Public secondary1.5 km · 48% at standard
Weston Memorial Junior Public School · Public elementary1.6 km · 85% at standard
Portage Trail Community School · Public elementary1.7 km · 44% at standard
All Saints Catholic School · Catholic elementary1.7 km · 65% at standard
St Demetrius Catholic School · Catholic elementary1.8 km · 76% at standard
Father Serra Catholic School · Catholic elementary1.8 km · 77% at standard
Dante Alighieri Academy · Catholic secondary1.9 km · 55% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$5,925/mo
$240KIncome needed
5.4×Price ÷ income
$1,367Weekly cost
$44,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

94%mortgage
Mortgage $5,925Property tax $386Total carry $6,311

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,750per month

Mortgage amount $1,040,000 · 4.49% over 25 years

$260,000Down payment (20.0%)
$1,040,000Loan before insurance
$0CMHC premium
$6,137Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,750
Property tax
$386
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,137

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$22,475
Toronto municipal land transfer tax
$22,475
Estimated closing costs
$44,950

Plus your down payment of $260,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,960/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$685,102Total interest paid
$1,725,102Total of all payments
Principal $1,040,000 Interest $685,102
YearPrincipalInterestBalance
1$23,208$45,796$1,016,792
2$24,262$44,742$992,530
3$25,364$43,640$967,166
4$26,515$42,489$940,650
5$27,719$41,285$912,931
6$28,978$40,026$883,953
7$30,294$38,711$853,660
8$31,669$37,335$821,991
9$33,107$35,897$788,884
10$34,610$34,394$754,274
11$36,181$32,823$718,093
12$37,824$31,180$680,268
13$39,542$29,462$640,727
14$41,337$27,667$599,390
15$43,214$25,790$556,176
16$45,176$23,828$511,000
17$47,227$21,777$463,773
18$49,371$19,633$414,401
19$51,613$17,391$362,788
20$53,956$15,048$308,832
21$56,406$12,598$252,426
22$58,967$10,037$193,458
23$61,645$7,359$131,813
24$64,444$4,560$67,370
25$67,370$1,634$0

At the end of your 5-year term

Total paid over the term
$345,020
Principal paid down
$127,069
Interest paid
$217,952
Balance remaining
$912,931

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,450/mo
$17,400Gross annual rent
0.7%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.3%
Gross yield
− Property tax $4,635− Insurance $1,400− Vacancy & upkeep $1,914Net operating income $9,451

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROCK STAR REAL ESTATE INC.. MLS®/PropTx.

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