103 Richardson Avenue, Toronto, ON

Beechborough-Greenbrook, Toronto · MLS® W13886512

$799,999
For Sale
Listed 7 days agoNo offer date stated
Request a showing
◎ Directions
2+1Bedrooms
2Bathrooms
2Garage · 5 parking
700-1100Sq ft

About this home

In short

  • Beautifully Kept & Updated Bungalow In A Neighbourhood On The Rise! Walk To Keelesdale Station On The Newly Opened Line 5 Eglinton LRT, Connecting You Across The City...
  • Spacious 2+1 Bed, 2 Bath On A Great 35 x 110 Ft Lot, With Hardwood Floors Throughout The Main Level.
  • Separate Entrance To A Full In-Law Suite With Its Own Kitchen, Ideal For Extended Family Or Rental Income.
  • New Roof (2019) & Enclosed Front Porch (2020).
  • Property Is Being Sold In 'As-Is' Condition & The Seller Does Not Warrant Any Retrofit Status.

*Beautifully Kept & Updated Bungalow In A Neighbourhood On The Rise!* Walk To Keelesdale Station On The Newly Opened Line 5 Eglinton LRT, Connecting You Across The City Without The Car. Just Down Eglinton, SmartCentres' Master-Planned Community At Westside Mall (Gabian Way & Eglinton) Is Set To Bring New Homes, Shops & Amenities To The Area, Making This An Exceptional Opportunity To Get In Early. Spacious 2+1 Bed, 2 Bath On A Great 35 x 110 Ft Lot, With Hardwood Floors Throughout The Main Level. Separate Entrance To A Full In-Law Suite With Its Own Kitchen, Ideal For Extended Family Or Rental Income. Oversized Detached Double Car Garage Plus An Extra Storage Room, With Parking For 5 In Total. New Roof (2019) & Enclosed Front Porch (2020). Shows Very Well. Property Is Being Sold In 'As-Is' Condition & The Seller Does Not Warrant Any Retrofit Status.

Key facts

Property type
Detached, Bungalow
MLS®
W13886512
Bedrooms
2+1 (3 total)
Bathrooms
2
Size
700-1100 sq ft
Lot
35 × 110 ft
Cross streets
Keele St / Beechborough Ave
Parking
2 garage · 5 parking (detached)
Driveway
Private
Basement
Apartment, Separate Entrance, Full, Finished
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Other
Roof
Shingles
Sewer
Sewer
Property tax
$4,604 / 2026
Days on market
7
Listing brokerage
ROYAL LEPAGE SIGNATURE REALTY

Rooms

Bedroom 2Main3.00 × 2.80 m

hardwood floor · closet · w/o to yard

Living RoomMain4.20 × 3.40 m

hardwood floor · large window

Primary BedroomMain4.20 × 3.35 m

hardwood floor · double closet

LaundryBasement3.25 × 2.20 m

ceramic floor · w/o to yard

KitchenMain3.30 × 2.45 m

tile ceiling · modern kitchen

Living RoomBasement3.35 × 3.00 m

Ceramic Floor

Bedroom 3Basement3.40 × 3.30 m

Laminate

KitchenBasement3.40 × 3.35 m

ceramic floor · modern kitchen

Dining RoomMain3.25 × 2.65 m

hardwood floor · large window

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

The assigned public school is Charles E Webster Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What sellers nearby are askingCurrently listed nearby in Beechborough-Greenbrook · asking prices
$909kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.

Per square foot, these ask about $1,010/sqft; this home lists at $889/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
800kThis home879k849k1000kThis home vs active comparables

Neighbourhood & location

Beechborough-Greenbrook, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Dovercourt-Wallace Emerson-Junction
$1.25M
Stonegate-Queensway
$2.25M
Islington-City Centre West
$1.54M
Leaside
$2.15M
St. Andrew-Windfields
$4.10M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Charles E Webster Public School
47%
Charles E Webster Public SchoolPublic · Elementary · 0.3 km awayBelow the GTA average · 47% meet the provincial standard
Frank Oke Secondary SchoolEQAO results not published
Also nearby: 12 more schools within 2.5 km
Silverthorn Community School · Public elementary0.9 km · 65% at standard
Keelesdale Junior Public School · Public elementary1.0 km · 46% at standard
York Memorial Collegiate Institute · Public secondary1.2 km · 50% at standard
George Anderson Public School · Public elementary1.2 km · 88% at standard
Fairbank Memorial Community School · Public elementary1.4 km · 66% at standard
Santa Maria Catholic School · Catholic elementary1.6 km · 35% at standard
St Nicholas of Bari Catholic School · Catholic elementary1.7 km · 59% at standard
F H Miller Junior Public School · Public elementary1.7 km · 78% at standard
St Matthew Catholic School · Catholic elementary1.7 km · 63% at standard
Dennis Avenue Community School · Public elementary1.7 km · 57% at standard
St Oscar Romero Catholic Secondary School · Catholic secondary1.8 km · 61% at standard
Joyce Public School · Public elementary1.8 km · 64% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,646/mo
$155KIncome needed
5.2×Price ÷ income
$841Weekly cost
$24,950Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $3,646Property tax $384Total carry $4,030

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,539per month

Mortgage amount $639,999 · 4.49% over 25 years

$160,000Down payment (20.0%)
$639,999Loan before insurance
$0CMHC premium
$3,922Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,539
Property tax
$384
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,922

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$12,475
Toronto municipal land transfer tax
$12,475
Estimated closing costs
$24,950

Plus your down payment of $160,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,283/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$421,600Total interest paid
$1,061,600Total of all payments
Principal $639,999 Interest $421,600
YearPrincipalInterestBalance
1$14,282$28,182$625,717
2$14,931$27,533$610,787
3$15,608$26,856$595,178
4$16,317$26,147$578,861
5$17,058$25,406$561,803
6$17,832$24,632$543,971
7$18,642$23,822$525,329
8$19,489$22,975$505,840
9$20,373$22,091$485,467
10$21,298$21,166$464,168
11$22,265$20,198$441,903
12$23,276$19,188$418,626
13$24,333$18,131$394,293
14$25,438$17,026$368,855
15$26,593$15,871$342,262
16$27,801$14,663$314,461
17$29,063$13,401$285,398
18$30,382$12,082$255,016
19$31,762$10,702$223,254
20$33,204$9,260$190,050
21$34,712$7,752$155,339
22$36,288$6,176$119,051
23$37,935$4,529$81,116
24$39,658$2,806$41,458
25$41,458$1,006$0

At the end of your 5-year term

Total paid over the term
$212,320
Principal paid down
$78,196
Interest paid
$134,124
Balance remaining
$561,803

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,450/mo
$17,400Gross annual rent
1.2%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.2%
Gross yield
− Property tax $4,604− Insurance $1,400− Vacancy & upkeep $1,914Net operating income $9,482

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE SIGNATURE REALTY. MLS®/PropTx.

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