228 Jeffcoat Drive, Toronto, ON

West Humber-Clairville, Toronto · MLS® W14021506

$1,185,000
For Sale
Listed 7 days agoNo offer date stated
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3+2Bedrooms
2Bathrooms
1Garage · 4 parking
1500-2000Sq ft

About this home

In short

  • Welcome to this charming 3+2 bedroom bungalow nestled on a quiet, established street in a desirable Etobicoke neighbourhood.
  • The finished basement provides exceptional additional living space, complete with two more bedrooms, a spacious recreation room, and a wet bar-perfect for...
  • Additional highlights include a newer roof, a private backyard, and a great opportunity to move in and make this home your own.
  • Ideally situated close to parks, schools, shopping, transit, and major highways, this property offers the perfect combination of comfort, convenience, and potential.

Welcome to this charming 3+2 bedroom bungalow nestled on a quiet, established street in a desirable Etobicoke neighbourhood! This well-maintained home offers a spacious and functional layout, featuring three generously sized bedrooms on the main floor, inviting living and dining areas, and plenty of natural light throughout. The finished basement provides exceptional additional living space, complete with two more bedrooms, a spacious recreation room, and a wet bar-perfect for entertaining, extended family, or creating your own private retreat. Additional highlights include a newer roof, a private backyard, and a great opportunity to move in and make this home your own. Ideally situated close to parks, schools, shopping, transit, and major highways, this property offers the perfect combination of comfort, convenience, and potential. A fantastic opportunity to own a solid bungalow in an established Etobicoke community!

Key facts

Property type
Detached, Bungalow
MLS®
W14021506
Bedrooms
3+2 (5 total)
Bathrooms
2
Size
1500-2000 sq ft
Lot
55 × 100 ft
Cross streets
Marting Grove & Jeffcoat
Parking
1 garage · 4 parking (attached)
Driveway
Private
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,359 / 2025
Days on market
7
Listing brokerage
CENTURY 21 PEOPLE`S CHOICE REALTY INC.

Rooms

Bedroom 5Lower3.95 × 5.37 m
Primary BedroomMain3.86 × 3.38 m

closet · hardwood floor

Living RoomMain6.51 × 5.39 m

combined w/dining · hardwood floor

Bedroom 4Lower4.76 × 5.43 m
RecreationLower5.61 × 6.84 m
Bedroom 3Main2.75 × 3.45 m

closet · hardwood floor

Dining RoomMain6.51 × 5.39 m

combined w/living · hardwood floor

KitchenMain3.28 × 4.34 m

breakfast area · ceramic floor

Family RoomMain5.57 × 4.96 m

w/o to yard · hardwood floor · fireplace

Bedroom 2Main2.91 × 3.41 m

closet · hardwood floor

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

Neighbourhood & location

West Humber-Clairville, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near St. Benedict
79%
St. BenedictCatholic · Elementary · 1.3 km awayAbove the GTA average · 79% meet the provincial standard
West Humber Junior Middle SchoolEQAO results not published
West Humber Collegiate InstituteEQAO results not published
Also nearby: 12 more schools within 2.5 km
West Humber Junior Middle School · Public elementary0.8 km · 69% at standard
Monsignor Percy Johnson Catholic High School · Catholic secondary1.3 km · 65% at standard
West Humber Collegiate Institute · Public secondary1.4 km · 62% at standard
St Dorothy Catholic School · Catholic elementary1.5 km · 64% at standard
Albion Heights Junior Middle School · Public elementary1.6 km · 46% at standard
Caring and Safe School 1 · Public secondary1.7 km
Greenholme Junior Middle School · Public elementary1.9 km · 72% at standard
Rivercrest Junior School · Public elementary1.9 km · 59% at standard
Father Henry Carr Catholic Secondary School · Catholic secondary2.0 km · 62% at standard
Elmbank Junior Middle Academy · Public elementary2.0 km · 48% at standard
Thistletown Collegiate Institute · Public secondary2.3 km · 56% at standard
Melody Village Junior School · Public elementary2.3 km · 64% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$5,401/mo
$220KIncome needed
5.4×Price ÷ income
$1,246Weekly cost
$40,350Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

94%mortgage
Mortgage $5,401Property tax $363Total carry $5,764

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,242per month

Mortgage amount $948,000 · 4.49% over 25 years

$237,000Down payment (20.0%)
$948,000Loan before insurance
$0CMHC premium
$5,605Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,242
Property tax
$363
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,605

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$20,175
Toronto municipal land transfer tax
$20,175
Estimated closing costs
$40,350

Plus your down payment of $237,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,344/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$624,496Total interest paid
$1,572,496Total of all payments
Principal $948,000 Interest $624,496
YearPrincipalInterestBalance
1$21,155$41,745$926,845
2$22,116$40,784$904,729
3$23,120$39,780$881,609
4$24,170$38,730$857,439
5$25,267$37,633$832,172
6$26,414$36,485$805,758
7$27,614$35,286$778,144
8$28,867$34,032$749,276
9$30,178$32,722$719,098
10$31,548$31,351$687,550
11$32,981$29,919$654,569
12$34,478$28,422$620,091
13$36,044$26,856$584,047
14$37,680$25,220$546,367
15$39,391$23,509$506,976
16$41,180$21,720$465,796
17$43,049$19,851$422,747
18$45,004$17,896$377,743
19$47,047$15,853$330,696
20$49,183$13,716$281,512
21$51,417$11,483$230,096
22$53,751$9,149$176,345
23$56,192$6,708$120,153
24$58,743$4,157$61,410
25$61,410$1,490$0

At the end of your 5-year term

Total paid over the term
$314,499
Principal paid down
$115,828
Interest paid
$198,671
Balance remaining
$832,172

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
2.4%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.2%
Gross yield
− Property tax $4,359− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $27,883

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 PEOPLE`S CHOICE REALTY INC.. MLS®/PropTx.

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