816-1 Ripley Avenue, Toronto, ON

High Park-Swansea, Toronto · MLS® W14028138

$589,000
For Sale
Listed 7 days agoNo offer date stated
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◎ Directions
1+1Bedrooms
1Bathrooms
1Garage
800-899Sq ft

About this home

In short

  • Welcome to Southampton Residences by Tridel.
  • This gorgeous south facing 1 Bedroom + Den Suite is located in one of the most sought after and trendy locations in Toronto.
  • Low maintenance living with beautiful hardwood flooring throughout & complimented by marble floors in the foyer & bathroom.
  • Enjoy the benefits of resort inspired amenities such as 24/7 Concierge, Dining Room, Club Room, Games Room, Billiards, 2 Fitness Centres, Sauna, Squash Court, Indoor...
  • Members Lounge with adjoining expansive terrace which overlooks a backyard oasis complete with BBQ's and lush gardens.

Welcome to Southampton Residences by Tridel. This gorgeous south facing 1 Bedroom + Den Suite is located in one of the most sought after and trendy locations in Toronto. It's where boutique living meets exceptional comfort and convenience. This unit is rare with it's large windows providing views of Lake Ontario and surrounding nature. Boasting a functional and spacious layout, with a versatile den, and an oversized Primary bedroom that's big enough for a King size bed!! Low maintenance living with beautiful hardwood flooring throughout & complimented by marble floors in the foyer & bathroom. Enjoy the benefits of resort inspired amenities such as 24/7 Concierge, Dining Room, Club Room, Games Room, Billiards, 2 Fitness Centres, Sauna, Squash Court, Indoor Salt Water Pool and Jacuzzi. Members Lounge with adjoining expansive terrace which overlooks a backyard oasis complete with BBQ's and lush gardens. The unit comes with an exclusive Storage Locker, and 1 Underground Parking Space featuring an Upgraded EV Charging Plug, offering added convenience for electric vehicle owners. Perfectly located just steps from High Park, Humber River Trails And Lake Ontario Waterfront, making it an ideal setting for outdoor enthusiasts and pet owners with lots of outdoor space for your pets to enjoy. The famous Cheese Boutique & Hooked Fish Market are right at your doorstep, as well as easy access to the vibrant area of Bloor West Village complete with shops, restaurants and more. The Humber River, QEW, 427 & 401 Hwys. and Transit Are Minutes Away. *** BONUS: ALL UTILITIES INCLUDED IN MAINTENANCE FEES!!***Come See For Yourself All What This Suite Has To Offer!

Key facts

Property type
Condo Apartment, Apartment
MLS®
W14028138
Bedrooms
1+1 (2 total)
Bathrooms
1
Size
800-899 sq ft
Cross streets
South Kingsway / The Queensway
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$1,244/mo
Exposure
South West
Property tax
$2,752 / 2025
Days on market
7
Listing brokerage
ROYAL LEPAGE MEADOWTOWNE REALTY

Rooms

Primary BedroomMain3.16 × 5.78 m

Hardwood Floor

KitchenMain2.44 × 2.46 m

Tile Floor

Dining RoomMain3.85 × 2.40 m

Hardwood Floor

Living RoomMain3.22 × 4.68 m

hardwood floor · fireplace

DenMain3.16 × 3.02 m

Hardwood Floor

BathroomMain0.00 × 0.00 m
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there are not enough closely comparable recent sales nearby to support one.

Considering this property? Request a written price read

On schools, this address is zoned for Humberside Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

Neighbourhood & location

High Park-Swansea, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Swansea Junior and Senior Public School
78%
Swansea Junior and Senior Public SchoolPublic · Elementary · 0.8 km awayAbove the GTA average · 78% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
Étienne Brûlé Junior School · Public elementary1.3 km · 79% at standard
St Mark Catholic School · Catholic elementary1.3 km · 59% at standard
Park Lawn Junior and Middle School · Public elementary1.8 km · 71% at standard
Garden Avenue Junior Public School · Public elementary2.1 km · 91% at standard
Runnymede Junior and Senior Public School · Public elementary2.1 km · 92% at standard
Karen Kain School of the Arts · Public elementary2.2 km · 76% at standard
The Student School · Public secondary2.2 km
Ursula Franklin Academy · Public secondary2.3 km · 92% at standard
Western Technical & Commercial School · Public secondary2.3 km · 68% at standard
David Hornell Junior School · Public elementary2.3 km · 68% at standard
Howard Junior Public School · Public elementary2.3 km · 76% at standard
St Vincent de Paul Catholic School · Catholic elementary2.4 km · 83% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,684/mo
$136KIncome needed
4.3×Price ÷ income
$619Weekly cost
$16,510Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

65%mortgage
Mortgage $2,684Property tax $229Condo fee $1,244Total carry $4,158

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,605per month

Mortgage amount $471,200 · 4.49% over 25 years

$117,800Down payment (20.0%)
$471,200Loan before insurance
$0CMHC premium
$4,079Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,605
Property tax
$229
Condo / maintenance fees
$1,244
Heating
$0
Estimated monthly cost
$4,079

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$8,255
Toronto municipal land transfer tax
$8,255
Estimated closing costs
$16,510

Plus your down payment of $117,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,153/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$310,404Total interest paid
$781,604Total of all payments
Principal $471,200 Interest $310,404
YearPrincipalInterestBalance
1$10,515$20,749$460,685
2$10,993$20,272$449,692
3$11,492$19,772$438,200
4$12,013$19,251$426,187
5$12,559$18,705$413,628
6$13,129$18,135$400,499
7$13,725$17,539$386,774
8$14,348$16,916$372,425
9$15,000$16,264$357,425
10$15,681$15,583$341,744
11$16,393$14,871$325,351
12$17,137$14,127$308,214
13$17,915$13,349$290,298
14$18,729$12,535$271,570
15$19,579$11,685$251,990
16$20,468$10,796$231,522
17$21,398$9,867$210,125
18$22,369$8,895$187,756
19$23,385$7,879$164,371
20$24,446$6,818$139,925
21$25,556$5,708$114,368
22$26,717$4,547$87,651
23$27,930$3,334$59,722
24$29,198$2,066$30,524
25$30,524$740$0

At the end of your 5-year term

Total paid over the term
$156,321
Principal paid down
$57,572
Interest paid
$98,749
Balance remaining
$413,628

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,700/mo
$32,400Gross annual rent
1.8%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.5%
Gross yield
− Property tax $2,752− Condo fees $14,925− Insurance $600− Vacancy & upkeep $3,564Net operating income $10,559

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE MEADOWTOWNE REALTY. MLS®/PropTx.

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